Key Ratio Analysis: Calculating and Interpreting the Numbers Correctly

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Jun 14, 2022

Key Ratio Analysis: Calculating and Interpreting the Numbers Correctly

11:00 am Eastern | 10:00 am Central | 9:00 am Mountain | 8:00 am Pacific

Ratios, ratios, and more ratios! What do they really mean? Many financial professionals including bankers use financial ratios on a regular basis. But do they always use the same ratios and more importantly, do they always interpret the ratios in the same manner?

Attend this proactive webinar and learn a five-step analysis plan to calculate the key ratios covering liquidity, activity, leverage, operating performance, and cash flow analysis and correctly interpret the financial condition of the business client.

Upon completion of this seminar, the bank employee will also be able to better negotiate with their business clients as well as other financial professionals. The session will also include a review of spreading a financial statement using Moody’s Lending Cloud software in order to better analyze the key ratios.

This section will also include the bankruptcy (Z-score) predictor and sustainable growth models. Two case analyses will be presented to illustrate the main concepts associated with key ratio analysis.

Time: 90 minutes

Learning Objectives:

  • Utilize a “five-step” ratio analysis plan to calculate/interpret the key ratios
  • Discuss “negotiating” with other financial professionals using the ratios
  • Review the Z-score and sustainable growth models
  • Case analyses: Applying the concepts!

ICBA Members: $199
Nonmembers: $299
Unlimited Webinar Pass subscription: $0

NOTE: Registration fee is valid for one connection, only for the individual registered. Each attendee must register. Full payment is required prior to attendance.  For more information, call 800-422-7285.

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David Osburn

Owner

David L. Osburn & Associates, LLC

Who should attend: Commercial lenders, credit analysts, loan documentation specialists, relationship managers, branch managers, private bankers, business development officers
Prerequisites: Basic understanding of banking and the commercial lending process.
Advanced Preparation: None
Program Level: Intermediate 
Field of Study: Specialized Knowledge
Delivery Method: Group Internet Based
 
Webinar Attendance/Cancellation Policy:
Full payment is required prior to live event attendance. Digital products will be made available when full payment is received.
 
Digital product purchases cannot be cancelled once the order has been processed and the product is available to use.
 
This live digital course is for educational purposes only and intended only for participants of the class/event. All rights are reserved by ICBA. No recording or distribution of the content is permitted unless expressly agreed to by ICBA.