Compliance Institute - Virtual

Compliance

Jun 7 - Jun 9, 2022 and Jun 14 - Jun 16, 2022

The ICBA Compliance Institute is built to meet the needs of seasoned professionals seeking the latest regulatory education and industry best practices as well as newer compliance officers seeking to gain a clear understanding of the fundamental concepts of each regulation.

This high-quality program provides a fast-paced learning environment that will lead to a detailed study of the relevant areas of regulatory compliance with a focus on the key concepts that spell success in the examination context. 

Each regulation is approached in terms of the requirements, best practice internal controls, and audit objectives. Learning is reinforced with many sample disclosures, applicability charts, and illustrative quizzes and exercises. 

The program addresses current hot issues and areas of focus in regulatory compliance. Deep dives into the common challenges related to recent regulatory reform will be covered and the latest guidance and interpretations on all recent rule-making efforts will be discussed. 

This solid foundation allows the attendee to return to their bank and support their product and service offerings and remain competitive in their marketplace. 

If you decide to enroll in the certification testing after you register for the class, please contact a Community Banker University representative at 800-422-7285.

Learning Objectives:

  • Understand the key elements of a bank’s compliance management program.
  • Understand the fundamental and disclosure requirements of bank lending regulations including Reg Z, RESPA, HMDA, SAFE Act, Military Lending Regulations, Homeownership Counseling Act, and flood insurance compliance.
  • Identify fair lending practices and data collection/reporting requirements as outlined in ECOA/Reg B, FCRA, CRA, HMDA, and Fair Housing Act.
  • Outline the key privacy requirements banks must follow under Reg P including the Sections 13, 14, and 15 information-sharing exceptions.
  • Associate deposit account disclosure requirements with the appropriate regulations including Reg CC, Reg DD, and Reg E
  • Identify disclosure requirements and permissible activities under Right to Financial Privacy Act, Reg GG, Consumer Sales of Insurance, and Non-Deposit Investment Products.
  • Understand the risk exposure and mitigation steps banks may take to manage UDAAP compliance for the bank.
  • Recognize compliance risks and disclosure requirements in advertising and marketing activities by a bank.

All times stated are Central Time.

Tuesday, June 7

NOTE - There is a required pre-institute online course (and exam for those testing to become certified) on the Compliance Management System that will be sent to registrants via email approximately 3 weeks prior to the institute.

9:00 a.m. – 9:45 a.m. 
Welcome, Recap of CMS, Breakouts 

9:45 a.m. – 12:30 p.m.
Lending Compliance 1 – RESPA – Regulation Z Closed-end: Finance Charge; Calculations; TIL

12:30 p.m. 1:00 p.m.
Lunch

1:00 p.m. – 5:00 p.m.
Lending Compliance 1 – Regulation Z Closed-end: ARM Loans; Rescission; Prohibited Acts; HOEPA, HPML; ATR/QM; Private Ed 

 
Wednesday, June 8

9:00 a.m. – 12:30 p.m.
Lending Compliance 1 – Regulation Z Closed-end: TRID 

Noon - 12:30 p.m.
LUNCH

12:30 p.m. – 3:30 p.m.
Review of RESPA & Reg Z & Study Time

3:30 p.m. – 4:30 p.m.
Exam - Lending Compliance 1
Thursday, June 9

8:00 a.m. – 9:00 a.m.
Retake - Exam - Lending Compliance 1 

9:00 a.m. – Noon
Lending Compliance 2 - Loan Servicing, Open-End Credit  

Noon – 12:30 p.m.
Lunch

12:30 p.m. – 5:00 p.m.
Flood Insurance, SAFE Act, Military Lending Regulations, Homeownership Counseling Act, and HMDA
 
Tuesday, June 14

9:00 a.m. – 12:30 p.m.  
Lending Compliance 3 - Fair Credit Reporting Act and CRA
 
12:30 p.m. – 1:00 p.m.  
LUNCH
 
1:00 p.m. – 4:00 p.m.  
Fair Lending, Reg B – ECOA, Fair Housing Act
Wednesday, June 15

8:00 a.m. – 9:00 a.m.   
Exam - Lending Compliance 3
 
9:30 a.m. – 12:00 p.m.  
Deposit and Marketing Compliance – E-Sign, Regulation DD – TISA, Regulation CC
 
12:00 p.m. – 12:30 p.m.  
LUNCH
 
12:30 p.m. – 5:00 p.m.  
Regulation P, Right to Financial Privacy, Regulation E, Regulation GG, UDAAP

Thursday, June 16

8:00 a.m. – 9:00 a.m.   
Re-Take Exam - Lending Compliance 3
 
9:00 a.m. – 12:00 p.m.  
Deposit and Marketing Compliance – Consumer Sales of Insurance, Nondeposit Investment Programs, Advertisement of Membership, Marketing & Advertising
 
2:00 p.m. – 3:00 p.m.   
Exam - Deposit and Marketing Compliance  
 
4:00 p.m. – 5:00 p.m.   
Re-Take Exam – Deposit and Marketing Compliance

ICBA Member: $2,595 (with testing fee $2,995)
Nonmember: $3,395 (with testing fee $3,895) 
Nonbanker: $4,195 (with testing fee $4,795)

Certification Testing Fees:
ICBA Member: $400
Nonmember: $500
Non-Banker: $600

NOTE: Registration fee is valid for one connection, only for the individual registered. Full payment is required prior to attendance.  For more information, call 800-422-7285. 

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Compliance Certification (CCBCO)

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Designation: Certified Community Bank Compliance Officer (CCBCO)

Requirement: Attend Compliance Institute; obtain (30) Continuing Professional Education credits every two years thereafter.

The Compliance Institute is a comprehensive learning experience that covers the areas of regulatory compliance a community bank Compliance Officer is responsible for. This program covers: Developing a Compliance Program, Lending, Deposit and Operations Compliance. 

Avatar Woman
Teri Hodgett

Sunrise Banks

Avatar Man
Clint Jay

Senior Risk Services Specialist

TIB Bequeaith Banking Solutions

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Kristen Ritter

First Vice President Engagement Leader

TIB Bequeaith Banking Solutions

Who Should Attend: Compliance officers, auditors, BSA/AML officers       
Prerequisites: Basic knowledge of bank compliance.
Advanced Preparation:  Required completion of Compliance Management System online course.* 
Program Level: Intermediate 
Field of Study: Specialized Knowledge

Delivery Method: Group-Live delivered online due to COVID-19

*The Compliance Management System online course is a complimentary, required course that should be taken prior to the beginning of the institute. All individuals registered for the Compliance Institute will receive instructions to access the required online course approximately three weeks prior to the institute. Registered individuals will access the course via ICBA’s online training portal.

Individuals attending the Compliance Institute to become certified will be taking five exams throughout the institute. The first exam will follow completion of the CMS required online course and will contain 50 questions based on the material covered in the CMS required online course. On the first day of the institute, the instructor will devote approximately 20 minutes to review and discuss the concepts covered in the CMS required online course.

Printable Registration Form

 

REGISTRATION CANCELLATION
If registration is cancelled more than 30 days prior to the event start date, you will receive a full refund. If cancellation is within 30 days prior to the event start date, 20 percent of the registration fee paid will be deducted for costs. A substitute registration will be accepted. No refunds will be issued after the event start date.

Attendance at all ICBA programs will be considered on a first come, first served basis. If the program is cancelled, ICBA’s liability is limited to the registration fee. For additional questions contact ICBA at 800-422-7285.

CONSENT TO USE OF PHOTOS & VIDEO CONTENT
Registration, attendance, or participation in an ICBA event constitutes an agreement by the participant to ICBA’s use and distribution (both now and in the future) of the participant’s image and/or voice in photographs, videos, digital media, electronic reproductions and audio files/recordings of and at such events and activities.

This live digital course is for educational purposes only and intended only for participants of the class/event. All rights are reserved by ICBA. No recording or distribution of the content is permitted unless expressly agreed to by ICBA.