Credit Analyst Institute - Virtual

October 5-8, 2020

The role of a credit analyst has evolved into a critical function at today's community banks.

We have taken unprecedented steps to develop this certification program for credit analysts which will not only focus on the necessary financial analysis skills needed by today's credit analysts, but will also address the additional expertise vital to a community bank's overall lending success.

Industry experts will present information in an engaging and tangible manner for all attendees. Participants will:

  • Discuss key functions including financial analysis, overall business risk, and customer relationship needs
  • Enhance your knowledge of legal landmines and exposures in your credit memo
  • Identify strategic strengths and weaknesses of a credit request
  • Enrich your understanding of covenant tracking and loan file documentation requirements
  • Learn to stay ahead of potential compliance exposures in your credit portfolio
  • Develop financial, analytical, and business writing skills

If you decide to enroll in the certification testing after you register for the class, please contact a Community Banker University representative at 800-422-7285. Print Registration Form

Class and Certification Exams

Earn your Certified Community Bank Credit Analyst designation. Earners of this certification are well versed in critical credit analysis skills such as overall business risk, legal liability, and customer relationship needs.

CCBCA’s can identify strengths and weaknesses of credit requests and stay ahead of potential compliance exposures in a credit portfolio.


Class Attendance Only

Ideal for those who wish to earn continuing education credits and those interested in further developing their credit risk knowledge and expertise.



All times shown are central time.

Monday, Oct. 5

8:30 a.m.-Noon: Financial Analysis - Introductions/Case Study Exercise

Noon-1:00 p.m.: Lunch

1:00 p.m.-5:30 p.m.: 
Financial Statement Analysis / Common Sizing Exercise / Ratios Exercise / Homework / PFS Exercise / Case Study Exercise / Study for Exam #1

Tuesday, Oct. 6

8:00-9:00 a.m.: Exam #1*
9:00 a.m.-Noon: Cash Analysis Tools / Cash Drivers / Cash to Cash Cycle Exercise / Cash Cycle / Cash Flow Exercise
1:00-5:30 p.m.: Legal Considerations / Documentation / Covenant Tracking & Monitoring/ MIS Report Generation / Role of Credit Memo / Lender Liability Legal /Compliance Lender Liability / Documentation Overview / UCC Issues - File, Monitor, Preparation, etc. / Compliance Overview - CX Considerations in Credit Analyst Role


Wednesday, Oct. 7

8:00-11:00 a.m.: Credit Analysis / Marketplace Analysis / Industry Analysis / Business Analysis / Management Analysis / Case Study Exercise
11:00 a.m.-Noon: Final Comments & Credit Memo Conclusion
Noon-1:00 p.m.: Exam #2*

Thursday, Oct. 8

8:30-9:45 a.m.: Certification Exam*
*Exam given to those enrolled in the Certified Credit Analyst program.

Full Pricing

ICBA Nonmember


  • With Testing Fee: $2,045
  • Certification Testing Fee: $250
  • CPE Credits: 28
Register With Exam
Register Class Only

ICBA Member


  • With Testing Fee: $1,545
  • Certification Testing Fee: $150
  • CPE Credits: 28
Register With Exam
Register Class Only



  • With Testing Fee: $2,445
  • Certification Testing Fee: $250
  • CPE Credits: 28
Register With Exam
Register Class Only

More Information

Program Level:

No previous experience and training necessary.

Who should attend:
Credit analysts, credit review professionals, lenders, branch managers and small business lenders.

Consent to Use of Photos and Video Content
Registration, attendance or participation in an ICBA event constitutes an agreement by the participant to ICBA’s use and distribution (both now and in the future) of the participant’s image and/or voice in photographs, videos, digital media, electronic reproductions and audio files/recordings of and at such events and activities.