Menu

Consumer Lending Virtual Institute

September 14-17, 2020

If you decide to enroll in the certification testing after you register for the class, please contact a Community Banker University representative at 800-422-7285.

Make informed credit decisions by developing your ability to evaluate a consumer loan request. This program covers the application process, financial statement analysis, credit analysis, loan structure, compliance, documentation procedures and closing.

Print Registration Form

Class and Certification Exams

Earn your Certified Community Bank Consumer Lender (CCBCL).

REGISTER SELF



Class Attendance Only

Ideal for those who wish to earn continuing education credits and those interested in further developing their professional skillset.

REGISTER SELF

Agenda

All times noted are Central Time // Break for Lunch from Noon - 12:30 p.m. each day.

Monday, September 14

9:00 a.m. - 5:00 p.m.   
  • The five C’s of Credit
  • Regulations & Regulatory Agencies
  • Consumer Lending Products
  • Bank and Non-Bank Competitors
  • The Credit Process Cycle
  • Consumer Loan Summary - Credit Approval
  • Income Analysis Basics

Tuesday, September 15

8:00 a.m. - 5:00 p.m.
  • Rental Income Analysis
  • Case Study
  • Info – How to Pull Qualifying Income from Tax Returns
  • Consumer Loan Income Worksheet
  • Credit Bureaus / Review
  • Scoring Models
  • Pricing Models


Wednesday, September 16

9:00 a.m. - 5:00 p.m.
  • Compliance Training - Reg B, Fair Lending, FCRA, Reg Z, RESPA, Military Lending Act, Flood, HMDA
  • Best Practices
  • Collateral
  • Lien Rights, Types & Documents
  • Document Checklists
  • Loan Document Review
  • Loan Policy 
  • Scoring Models
  • Pricing Models
  • Consumer Sales Strategies

Thursday, September 17

9:00 a.m. - 10:00 a.m.
  • Certification exam - For those wishing to become certified

Full Pricing

ICBA Nonmember

$1,695

  • With Testing Fee: $1,920
  • Certification Testing Fee: $225
  • CPE Credits: 27
Register With Exam
Register Class Only

ICBA Member

$1,295

  • With Testing Fee: $1,420
  • Certification Testing Fee: $125
  • CPE Credits: 27
Register With Exam
Register Class Only

Nonbanker

$2,095

  • With Testing Fee: $2,320
  • Certification Testing Fee: $225
  • CPE Credits: 27
Register With Exam
Register Class Only

More Information

Who should attend:
All community bank personnel with consumer lending responsibilities

Prerequisites:
No previous experience and training necessary.

CPE Earned:
27

Program Level: 
Intermediate

Recording Disclaimer
This live digital course is for educational purposes only and intended only for participants of the class/event.  All rights are reserved by ICBA.  No recording or distribution of the content is permitted unless expressly agreed to by ICBA.

Consent to Use of Photos and Video Content
Registration, attendance or participation in an ICBA event constitutes an agreement by the participant to ICBA’s use and distribution (both now and in the future) of the participant’s image and/or voice in photographs, videos, digital media, electronic reproductions and audio files/recordings of and at such events and activities.