When autocomplete results are available use up and down arrows to review and enter to select.
With more than 425 online training courses, dozens of seminars and certification programs, timely webinars and audio conferences, training manuals and access to on-demand content, you have the power to choose the ICBA Education learning experience that's right for you.
Designation: Certified Community Bank Technology Officer (CCBTO)
Requirement: Community Bank IT Institute; (30) Continuing Professional Education credits required every two years.
Information technology solutions continue to evolve. This creates opportunities for community banks to increase efficiency, improve service capabilities and better safeguard customers. This program addresses today’s community bank needs for managing and maximizing technology investments and shows IT managers and officers the solutions they can utilize to help strengthen existing IT capabilities, develop operational efficiencies and business continuity solutions, and more.
Name | Type | Date | Info |
---|---|---|---|
Making the Most of Your ICBA Membership Q4 Director Executive C-Suite Training Human Resources ICBA Webinar Leadership Development Operations Security Technology |
Webinar | Dec 12, 2023 | Register |
Event | Type | Date | Info |
Image | Details | Price | Info |
---|---|---|---|
![]() Webinar On Demand |
The Proper Handling of Government Reclamations and Garnishments (MP4)The improper handling of Death Notification Entries (DNE), Government Reclamations, and Garnishments can expose financial institutions to potential significant dollar losses. This session will cover the proper procedures for handling ACH Government Reclamations and the garnishment of accounts receiving federal government ACH benefit payments. |
Learn More | |
![]() Webinar On Demand |
ICBA ThinkTECH Solutions Forum: Ag TechHear from several ag tech solutions providers during this quick-hitting, 2-hour session to learn how they can help your bank keep pace with the competition. See five-minute pitches with five minutes of Q&A from our esteemed banker panel as they help distill the value these partners can bring to your bank. |
ICBA Members: Free to ICBA Members |
Learn More |
![]() Webinar On Demand |
Back It Up! ACH for Operations (MP4)
Whether you are new to ACH processing or are a back-up to the ACH Manager, it’s important to keep your ACH knowledge up to date! Review all things ACH from the operations perspective, including network participants, transaction flow, and the exception handling process.
|
Learn More | |
![]() Webinar On Demand |
Marketing to Millennials (MP4)
Supercharge your marketing strategy with valuable insights gleaned from the research that was conducted when ICBA was developing its National Campaign. We learned a lot about our target audience, the Community Minded Millennial.
|
ICBA Members: Free
Nonmembers: This webinar is for ICBA Members only. Unlimited Webinar Pass subscription: $0 |
Learn More |
![]() Webinar On Demand |
ICBA ThinkTECH Solutions Forum: Faster PaymentsFaster payments are happening. Don’t get left behind. Hear from several faster payment solutions during this quick-hitting, 90-minute session to learn how they can help your bank keep pace with the competition. |
ICBA Members: Free to ICBA Members |
Learn More |
![]() Webinar On Demand |
Credit Risk: CECL, Stress Testing, and Where We Go from Here (MP4)
Managing credit risk is a crucial skill that bankers have improved over the past business cycle. Despite the fact that many credit risk practices are already well-established, there have been some significant recent changes to how we model and report on credit risk.
|
Learn More | |
![]() Webinar On Demand |
Credit Bootcamp Series Bundle: All WebinarsLearn the framework for assessing and managing credit risk. Throughout this newly updated six-part series, we address financial statement analysis, qualitative analysis, cash flow, proper credit structure, and discuss best practices for managing the credit risk of your credit portfolio. |
Learn More | |
![]() Webinar On Demand |
Credit Bootcamp Part 6: Managing Credit Risk After the CloseManaging credit risk does not stop at closing, it is only beginning. By staying close to your client, inspecting what you expect and working to solve their problems, you will enhance the relationship. |
Learn More | |
![]() Webinar On Demand |
Credit Bootcamp Part 5: Proper Credit StructureBankers are not order takers. We add value by solving our clients' problems. Fully analyzing the loan request and recognizing that each request starts with a cash shortfall is crucial. |
Learn More | |
![]() Webinar On Demand |
Credit Bootcamp Part 4: Cashflow Assessment & Repayment - Term Loan AnalysisA term loan request requires multiple layers of analysis by the banker to properly assess the repayment viability of the borrower. It is more than just adherence to credit policy. Understanding that today’s loan is repaid with tomorrow’s cash is critical. This requires a keen recognition of how the self-liquidating asset should work. |
Learn More | |
![]() Webinar On Demand |
Credit Bootcamp Part 3: Cashflow & Repayment - The Line of CreditIn assessing a line of credit loan request the banker must understand where the repayment is coming from. This requires identifying the cause of the cash shortfall as well as the characteristics of the self-liquidating asset that will repay the loan. |
Learn More | |
![]() Webinar On Demand |
Credit Bootcamp Part 2: Qualitative Analysis - Events that Make the NumbersThe risks of a line of credit are not in the financial statements, but in the reasons for how the financial statements appear. We receive an excessive quantity of numbers in financial statements. However, it is actually the events that produce the numbers that contain the risks. |
Learn More | |
![]() Webinar On Demand |
Credit Bootcamp Part 1: Financial Analysis - What's the Question?To properly assess the risks associated with loan repayment, we need to understand how the business has performed over the past several periods. This is called trending. The data needed for this process is several years of financial statements, also known as the borrower’s story about how they have managed their business activities. |
Learn More | |
![]() Webinar On Demand |
CRA Strategies (MP4)
In anticipation of the final rule on the modernization of the CRA, banks need a solid foundation for their CRA Compliance program. This course will include strategies for a successful CRA program, setting goals for lending, investments and services, training and CRA exam preparation.
|
Learn More | |
![]() Webinar On Demand |
Protection of Confidential Proprietary Business Information (MP4)
With the increasing mobility of employees, community banks face challenges similar to organizations in other industries when it comes to safeguarding the personal information of customers and employees.
|
Learn More | |
![]() Webinar On Demand |
Cannabis in Banking (MP4)
Cannabis has become more mainstream, and institutions have begun banking with hemp customers. Find out how banks are knowingly – and unknowingly – banking hemp, CBD, and marijuana. This presentation will cover the current landscape of federal and state law for banks that are actively banking or contemplating banking with cannabis and/or hemp customers.
|
Learn More | |
![]() Webinar On Demand |
What Comes Next in This Recession? Lessons in Credit and Risk Management (MP4)
What if the Fed executes a perfect soft landing? What if there is a hard landing? What if there is a crash landing? The reality is that no banker or risk manager knows what will happen next, but there is a consensus in the industry that the probability of a recession is elevated.
|
Learn More | |
![]() Webinar On Demand |
The Thin Line Between Running and Ruining a Bank (MP4)
2023 has presented three major and unexpected bank failures. These unexpected events prove there is a very thin line between running and ruining a bank.
|
Learn More | |
![]() Webinar On Demand |
Liquidity Risk: Leading Practices in Stress Testing, Assumption Support, and Backtesting (MP4)
Given the recent rise in both economic uncertainty and regulatory expectation, many institutions need to focus on enhancing their Liquidity Stress Testing capabilities and modeling processes.
|
Learn More | |
![]() Webinar On Demand |
Community Development Services and Loans (MP4)
The CRA requires that intermediate small and large banks provide CRA qualified services in the communities in which they operate. Creating partnerships and developing a strategy for providing these services is integral to a successful CRA program.
|
Learn More | |
![]() Webinar On Demand |
Measuring and Managing Liquidity (MP4)
Robust management of liquidity remains critical and should be top of mind as rate and economic cycles are changing. Effective measurement and management of both operating and contingency liquidity is of heightened focus at high-performing institutions and with all regulatory agencies.
|
Learn More | |
![]() Webinar On Demand |
Third-Party Risk Including Fintech Relationships (MP4)
Federal regulators released final guidance on Third Party Risk in June, which provides broadly to bank service providers and customers.
|
Learn More | |
![]() Webinar On Demand |
Corporate Governance for Banks and Bank Holding Companies (MP4)
Recent disruptions in the banking industry, the current interest rate environment, and inflation persisting in the United States make sound corporate governance practices more important now than ever before.
|
Learn More | |
![]() Webinar On Demand |
BSA/AML Model Evolution in a Rapidly Changing World: How Recent Changes in Technology and Current Events Are Affecting Our BSA/AML Programs (MP4)
Over recent years, our industry has gone through tumultuous changes that affect how we think about Bank Secrecy Act and Anti-Money Laundering models. From the technology side, the rise of machine learning models and cryptocurrency has required us to evolve how we analyze customer behavior.
|
Learn More | |
![]() Webinar On Demand |
Negotiation Competence (MP4)Discover negotiation strategies that will lead to success and influence in your job. These skills can easily transfer to other areas of your life. Learn how to strategically ask for what you want; prioritize what you want before asking; be clear as to why you want/need what you are asking for; and successfully close a negotiation. |
Learn More | |
![]() Webinar On Demand |
Utilizing Market Research for Marketing and Advertising Community Banking (MP4)
What can market research do for today’s community bank? Join market research experts for a discussion on market research methods and examples of techniques that guide decision-making and improve business outcomes.
|
ICBA Members: Free
Nonmembers: This webinar is for ICBA Members only. Unlimited Webinar Pass subscription: $0 |
Learn More |
![]() Webinar On Demand |
Maintaining Your CECL Model (MP4)Many institutions invested heavily in developing and implementing a new, compliant reserve methodology. These new models are more complex than their predecessors by not only having more quantitative calculations and assumptions, but also requiring more education and oversight by management. |
Learn More | |
![]() Webinar On Demand |
Regulatory Hot Buttons (MP4)During this 60-minute webinar, examine the current regulatory priorities in safety and soundness. The speaker will describe how to mitigate risk associated with those priorities and stay ahead of regulatory hot buttons in exams and in transactions. |
Learn More | |
![]() Webinar On Demand |
Fair Banking and How it Affects Marketing (MP4)This webinar answers common questions such as: What is Fair Banking? Is it the same as Fair Lending? What does it have to do with Marketing? Learn more about Fair Banking or what some call “Fair and Responsible Banking.” |
Learn More | |
![]() Webinar On Demand |
Solutions for Digital Advertising Compliance Challenges (MP4)
The growth of digital has completely changed the world of marketing and brought along more advertising compliance challenges.
|
Learn More | |
![]() Webinar On Demand |
Understanding Your Bank Financial Statements and CAMELS Ratings (MP4)
Bank financial statements differ from those of most businesses. Loans are classified as assets, while deposits are considered liabilities. This distinction can lead to confusion.
|
Learn More | |
![]() Webinar On Demand |
Regulation E: Tips and Best Practices (MP4)Regulation E protects consumers from unauthorized electronic funds transfers (EFTs). The regulation establishes the rights and liabilities of consumers and financial institutions regarding these unauthorized EFTs. |
Learn More | |
![]() Webinar On Demand |
BSA Hot Topics (MP4)Emerging threats and financial crimes are presenting challenges to community banks’ BSA program. It’s important to stay informed and vigilant to protect your bank and its financial transactions. Dive into the hottest trends regarding BSA, discuss traditional scams and emerging scams, and examine the new Beneficial Ownership Rule – what you need to know and how it affects community banks. |
Learn More | |
![]() Webinar On Demand |
Annual Regulatory Training Requirements for Seasoned BankersKnock out your annual training requirements in one 90-minute webinar! This webinar is for seasoned bankers and senior staff. You’ve trained for years in these areas, now let us walk you through this refresher to meet all the annual requirements that will have you back in your routine in just 90 minutes. |
Learn More | |
![]() Webinar On Demand |
A Detailed Look at Share Repurchase Transactions (MP4)Many community bank holding companies use share repurchase transactions as the primary avenue of liquidity for their common stock. These types of transactions have myriad considerations, including those related to program structure, pricing, funding, regulatory, and corporate approvals. |
Learn More | |
![]() Webinar On Demand |
IRA Fundamentals (MP4)New to IRAs? Prepare to build a foundation of the most common IRA transactions and rules. Learn the fundamentals of Traditional and Roth IRAs from contributions and distributions to portability—including the rules associated with rollovers between employer plans and IRAs. |
Learn More | |
![]() Webinar On Demand |
2023 Legislative Update (MP4)The rules and regulations governing IRAs, HSAs, and other tax favored savings accounts are constantly evolving. This can prove to be challenging to keep up with. Rely on our industry experts to bring you up to date on recently proposed legislation and regulatory changes that may affect your organization and your clients. |
Learn More | |
![]() Webinar On Demand |
SECURE 2.0 Act – Retirement Plan Changes (MP4)SECURE 2.0 contains significant changes for retirement plans, plan sponsors, and retirement plan providers. Review key provisions, identify what’s most relevant to your financial institution, and discover optimal timing of when your organization should be ready for change. |
Learn More | |
![]() Webinar On Demand |
ICBA Community Bank Briefing 2023 - Q2 (MP4)
Keeping up with the actions of both lawmakers and the banking agencies can be a daunting task these days. Let ICBA help you stay up to date with current banking events by attending the 75- minute quarterly briefing on June 14th.
|
ICBA Members: Free
Unlimited Webinar Pass subscription: $0 |
Learn More |
![]() Webinar On Demand |
Handbooks: What you Need to Have, Add, or Change (MP4)The National Labor Relations Board’s renewed interest in employee handbooks and related policies requires employers to be more vigilant than ever. In this program, we will examine core policies that all institutions should include in their employee manuals, as well as those that may raise a red flag and approaches to avoid potential liability. |
Learn More | |
![]() Webinar On Demand |
Managing the Three Rs of the Post-COVID-19 Workforce: The Great Resignation, Retention, and a Possible Recession (MP4)From remote work policies to higher salaries and demands for social justice work, the workplace has radically evolved since the pandemic. Join Jackson Lewis P.C. attorneys for a discussion on why employees are leaving their jobs, what employers can do to recruit and retain talent, and how to plan for potential RIFs. |
Learn More | |
![]() Webinar On Demand |
Brokered Deposits and Core Funding (MP4)Brokered deposits provide an important source of funding for community banks. Recent changes to FDIC rules and guidance have offered clarity in certain areas of the brokered deposit regulatory regime while creating uncertainties in other areas. |
Learn More | |
![]() Webinar On Demand |
Supreme Court Update: What Happened in 2022 and What’s on the Horizon for 2023 (MP4)This program cover all the necessary steps your staff needs to sustain a safe workplace in your financial institution. Protect your people, prevent vulnerability, and reassure your customers that their money is safe. |
Learn More | |
![]() Webinar On Demand |
Key Ratio Analysis, Getting Beyond the Numbers (MP4)With every loan request comes a plethora of numbers: financial statements, taxes, and various schedules. All this information, can cause many deals to quickly languish due to analysis paralysis. |
Learn More | |
![]() Webinar On Demand |
Tax Return Analysis, A Global Perspective (MP4)Building an accurate income assessment of a multiple entity borrower has always been challenging. Determining the cash generated by individual businesses while also understanding the condition of each borrower's holdings can be a struggle even with complete information. |
Learn More | |
![]() Webinar On Demand |
Personal and Business Tax Return Analysis, Tracing the Numbers and the Forms (MP4)Navigating tax returns has never been enjoyable. The complexity of the various forms, the flow of information, as well as the size of many borrowers' returns can be intimidating. This webinar will assist you in understanding the core information you need to accurately assess the cash income of your borrower. |
Learn More | |
![]() Webinar On Demand |
Vendor Management - How Model Risk Fits In (MP4)Learn how to develop a simple yet comprehensive Vendor Management Program based on best practices from the FFIEC IT Examination Handbook. Go beyond the basics, with a step-by-step analysis of guidance outlined in the OCC SR Letter 11-7 on Model Risk Management to understand how Vendor Management and Model Risk Management fit within your overall Enterprise Risk Management (ERM) program. |
Learn More | |
![]() Webinar On Demand |
Effective Marketing in a World Driven by Technology and Compliance (MP4)Nearly every sales, marketing, or promotion idea in banking today is influenced by emerging technologies and regulatory compliance. This places specific demands on how advertising, promotions, and relationship development activities are deployed by financial institutions. |
Learn More | |
![]() Webinar On Demand |
The Active Shooter (MP4)Prepare employees and managers to respond appropriately to an active shooter incident. Review concepts endorsed by the U.S. Department of Homeland Security and learn what to expect when law enforcement responds. |
Learn More | |
![]() Webinar On Demand |
Manage Your Core Assets: Relationships, Teams, and Brand (MP4)Every bank has three essential assets they should be managing. Like any asset within the organization, proactive management of each asset generates superior results. Among these essential assets we find a mix of employees, relationships, and the bank’s trade area reputation: all the ingredients necessary to attract and retain customers. |
Learn More | |
![]() Webinar On Demand |
Fintech and Third Party Risk Management (MP4)Banks partner with FinTechs in various pivotal ways. Discuss key lessons learned from banks (sometimes the hard way) when complying with regulatory expectations, including the board’s role in oversight of FinTech relationships.
|
Learn More | |
![]() Webinar On Demand |
Community Bank Guide to Reg. O (MP4)Reg. O is an insider abuse regulation which draws significant regulatory attention and scrutiny in the best of times. Economic concerns related to inflation and high interest rates, among other matters, will increase the regulatory attention and scrutiny on these issues. |
Learn More | |
![]() Webinar On Demand |
ICBA Community Bank Briefing 2023 - Q1 (MP4)
Join ICBA experts for a quarterly update on industry news and highlights. The 75-minute briefing will include details about regulations and congressional events from inside the Capital Beltway and across the U.S.
|
ICBA Members: Free
Unlimited Webinar Pass subscription: $0 |
Learn More |
![]() Webinar On Demand |
Capital Planning, Capital Alternatives and Uses of Capital (MP4)Inflation has dramatically changed stress testing. Liquidity, cost of funding, cap rates, appraisal evaluations, and other factors are changing the way capital adequacy is tested. Explore how banks think about such matters as well as what capital planning looks like today. |
Learn More | |
![]() Webinar On Demand |
Elder Fraud (MP4)Elder Fraud is projected to be one of the biggest growing segments of crime in our country! Criminals know who to target and have found ways to get close to control and exploit their victims. Learn how your bank can serve as the last line of defense to protect the criminals’ target, your account holders! |
Learn More | |
![]() Webinar On Demand |
Basics of Banking, Overview, What We Do! (MP4)Welcome to banking! There is hardly a vocation that touches more lives than the finance industry. To fully realize what we do, one needs to understand the banking industry. |
Learn More | |
![]() Webinar On Demand |
Introduction to Commercial Lending (MP4)Commercial lending is one of the most challenging aspects of banking. You must have a good understanding of your borrower, the reason for the financing request, as well as how to accurately assess the repayment source. Explore various industries that you will work with, sources of cash shortfall, analyzing financial statements, using the right structure, negotiations as well as after closing monitoring. |
Learn More | |
![]() Webinar On Demand |
ICBA Community Bank Briefing 2023 - Q4 (MP4)
Join ICBA experts for a quarterly update on industry news and highlights. The 75-minute briefing will include details about regulations and congressional events from inside the Capital Beltway and across the U.S.
|
ICBA Members: Free
Unlimited Webinar Pass subscription: $0 |
Learn More |
![]() Webinar On Demand |
Improving Your Credit Committee Presentations, Effective Communication of the Risk (MP4)Presenting before your credit committee does not have to be a daunting task. All strong credit committee presentations begin with a comprehensive write-up. You need to understand the reason for the borrower's cash shortfall, the self-liquidating asset that will repay the financing, as well as the risks that are central to the repayment capability. |
Learn More | |
![]() Webinar On Demand |
Improving Your Credit Write Ups, Analyzing and Targeting Your Approach to Explain the Risk (MP4)No credit committee wants to read an epic non-fiction piece of work. The key to effective credit write ups is to focus on the core key risks of the credit. Each credit request begins with a problem: the borrower has a cash shortfall. As a banker your role is to uncover the source of the cash shortfall and understand the characteristics of how the self-liquidating asset will repay the debt. |
Learn More | |
![]() Webinar On Demand |
Regulatory Compliance Updates: Q4 (MP4)Attend the ICBA’s Quarterly Regulatory Compliance Webinars for the very latest regulatory compliance guidance, upcoming deadlines, resources, and more. |
Learn More | |
![]() Webinar On Demand |
Strategic Planning for Your Community Bank - It's All About Your Strategy! (MP4)The aftermath of the pandemic, new and emerging technologies, evolving consumer preferences and other market shifts highlight the need for community banks to develop a strategic plan that is fluid. |
Learn More | |
![]() Webinar On Demand |
Cash to Cash and Cash Cycle, Assessing Managements Effectiveness and Getting to the Right Line of Credit amount (MP4)
Operating lines of credit are never easy to analyze. Rarely are any two assessments the same. The key to setting the right line of credit is analyzing the borrower’s cash-to-cash cycle. Learn
how to assess management’s stewardship of their cash, build expectations for industry standards, and develop a usable assessment to arrive at the right line of credit amount for your borrower. |
Learn More | |
![]() Webinar On Demand |
ICBA Community Bank Briefing 2023 - Q3 (MP4)
Join ICBA experts for a quarterly update on industry news and highlights. The 75-minute briefing will include details about regulations and congressional events from inside the Capital Beltway and across the U.S.
|
ICBA Members: Free
Unlimited Webinar Pass subscription: $0 |
Learn More |
![]() Webinar On Demand |
Treasury Management: A Powerful Tool to Increase Deposits and Fee Income (MP4)Review the primary Treasury Management services available in the market. Learn about strategies to offer the right Treasury Management services your business customers need, based on the value these services provide to businesses. |
Learn More | |
![]() Webinar On Demand |
If You Don’t Build Trust, You Won’t Build a Relationship (MP4)Every company, regardless of industry, is trying to figure out how to attract and retain the right talent. Organizations are also striving to achieve their goals and fulfill the vision described in their strategic plan. But how do you achieve all — attracting and retaining talent while achieving your objectives and fulfilling your vision? |
Learn More | |
![]() Webinar On Demand |
Regulatory Compliance Updates: Q3 (MP4)Attend the ICBA’s Quarterly Regulatory Compliance Webinars for the very latest regulatory compliance guidance, upcoming deadlines, resources, and more. |
Learn More | |
![]() Webinar On Demand |
Strategies for Succession Planning and Talent Management (MP4)Every company, regardless of industry, is trying to figure out how to attract and retain the right talent. Organizations are also striving to achieve their goals and fulfill the vision described in their strategic plan. But how do you achieve all — attracting and retaining talent while achieving your objectives and fulfilling your vision? |
Learn More | |
![]() Webinar On Demand |
Community Bank Expense Practices (What to Do and What Not to Do) (MP4)Community banks are well accustomed to operating subject to an ever-evolving set of standards imposed by their regulatory agencies. One area that has undergone significant changes is the expenses incurred by community banks. |
Learn More | |
![]() Webinar On Demand |
Succession Planning for Your Community Bank’s Future (and Survival) (MP4)Over the last decade, one of the most significant challenges facing community banks has been attracting and retaining new directors and banking talent. |
Learn More | |
![]() Webinar On Demand |
FedNow Service Overview (MP4)The FedNow Service is a new instant payment service from Federal Reserve that will enable financial institutions of every size, and in every community across the U.S., to provide safe and efficient instant payment services in real time, around the clock, every day of the year. |
Learn More | |
![]() Webinar On Demand |
A Summary of the Newest UCC Provisions Related to Digital Assets that are (Possibly) Coming to Your State (MP4)Many community banks are contemplating the future of digital assets and the role they will play in the financial services industry. The various possibilities and issues related to virtual currencies, non-fungible tokens, and other digital assets are endless. |
Learn More | |
![]() Webinar On Demand |
Internal Fraud: A Look at the Thieves from Within (MP4)How prepared is your financial institution for internal theft and fraud? Review what every Security Officer should know to combat internal fraud. Discover where the internal thief will spend the stolen funds and how they keep their stealing from being found. |
Learn More | |
![]() Webinar On Demand |
Integrating Your Business Continuity Management into Your Enterprise Risk Management Program (MP4)Learn how to switch from having a static Business Continuity Plan (BCP) to an ongoing dynamic Business Continuity Management (BCM) system and how to integrate it into your Enterprise Risk Management (ERM) Program. |
Learn More | |
![]() Webinar On Demand |
Domestic Violence and Work Environment (MP4)Domestic abuse is not a crime that can be ignored by the victim’s employer. Employers must recognize that personal, real-life problems affect job performance and job performance affects the bottom line. Nearly 1/3 of women in this country claim to have been the victims of physical or sexual abuse. |
Learn More | |
![]() Webinar On Demand |
CAMELS, Understanding How Your Bank Is Measured (MP4)As banks risk rate clients, banks are also being risk rated under the CAMELS system. Understanding how the examiners will be reviewing bank performance is important for bankers to prepare for their next exam. |
Learn More | |
![]() Webinar On Demand |
Commercial Real Estate Lending, Understanding the Market, the Numbers and Beyond (MP4)When it comes to lending on commercial real estate, rent rolls and cash
flow are just the tip of the iceberg. With the real estate market
undergoing significant upheaval, whether it's owner-occupied,
investment, or development, it's essential to know what to look for in
terms of credit risk. This webinar aims to help you avoid headaches and
losses in the future. |
Learn More | |
![]() Webinar On Demand |
Effective Strategic Planning for Community Banks (MP4)Strategic planning is an essential aspect of every community bank’s operations. Its importance becomes more apparent when community banks face challenges such as the lingering impact of the COVID-19 pandemic and present economic struggles. |
Learn More | |
![]() Webinar On Demand |
Creating the Right ERM Program for YOUR Community Bank (MP4)Are you creating your first ERM Program for your bank? Do you want to ensure your current program is complete yet keep it simple? If yes to either question this webinar is for you! |
Learn More | |
![]() Webinar On Demand |
Regulatory Compliance Updates: Q2 (MP4)Attend the ICBA’s Quarterly Regulatory Compliance Webinars for the very latest regulatory compliance guidance, upcoming deadlines, resources, and more. Offered quarterly, these 60-minute webinars provide comprehensive information into manageable, actionable takeaways.
|
Learn More | |
![]() Webinar On Demand |
Key Risks in Agriculture Lending (MP4)In the last decade the agriculture field has faced significant head winds that have stressed many farmers and lenders alike. Participate in a high-level review that addresses the issues in the market as well as provides the initial tools to assess the borrower’s abilities to navigate through difficult times. Going beyond the question of repayment focused on cash flow generation, discover how to look at the various risks to both the borrower and the lender that must be mitigated in agriculture lending.
|
Learn More | |
![]() Webinar On Demand |
Regulatory Compliance Updates: Q1 (MP4)Attend ICBA’s Quarterly Regulatory Compliance Webinars for the very latest regulatory compliance guidance, upcoming deadlines, resources, and more. |
Learn More | |
![]() Publication |
Unfairness and Discrimination: Examining the CFPB’s Conflation of Distinct Statutory ConceptsBanks are committed to serving the families and businesses in their communities and proudly supply the financial products and services that provide important economic opportunities for individuals, families, and small business owners. It follows that banks support fair, objective, and transparent enforcement of civil rights and fair lending laws. However, we cannot support the CFPB's recent actions, taken without legislative authority, to extend fair lending laws beyond the bounds carefully set by Congress. |
Learn More | |
![]() Publication |
ICBA Principles for Tax ReformUltimately, tax and regulatory reform will determine the character of American economic life in future generations. A tax and regulatory system that promotes consolidation, implicitly or explicitly, not only in the financial industry but also across the economy, will result in fewer and larger businesses, less consumer choice and commodified product offerings. Local businesses, decision making and values will continue to be displaced by nationally-owned corporations that are remote from individual communities. Commerce based on one-off transactions will displace relationship-based partnerships. Tax reform, accomplished thoughtfully and in conjunction with regulatory reform, could help to thwart these trends and preserve and strengthen local businesses and communities |
FREE for members
|
Learn More |
![]() Publication |
Community Bank Regulatory Relief: A Roadmap to Economic Growth & ProsperityCommunity banks have served as America’s engines of local economic growth since our nation’s founding, and the United States remains the only country in the world served by a broadly based, vibrant community banking sector. As our economy and financial system continue to evolve, community banking must be preserved and strengthened. The empowerment of community banks is a sure route to rekindling America’s economic vitality. Today we have an opportunity to comprehensively rethink, restructure, and modernize the regulation of the American financial services industry to ensure that it promotes economic growth, prosperity, and job creation. Regulatory relief for community banks is a critical part of this effort. The purpose of this paper is to describe what is unique about American community banks, survey the regulatory environment in which they operate, identify regulatory barriers, and recommend solutions that will allow them to serve as engines of economic growth and prosperity for generations to come |
FREE for members
|
Learn More |
![]() Publication |
ICBA Principles for GSE Reform and a Way ForwardIn September 2008, the Federal Housing Finance Agency (FHFA) and the Treasury Department placed Fannie Mae and Freddie Mac (the government-sponsored enterprises, or GSEs) into conservatorship. Described at the time to the public as a temporary “time out” to allow both companies to stabilize, the plan of those policymakers who put the GSEs into conservatorship was to release both institutions from this “time out” once they were financially sound again. More than eight years have passed, and a third administration has inherited these conservatorships. Unfortunately, Fannie Mae and Freddie Mac have less capital today than when they were placed under control of their regulator and the Treasury. Yet, both companies have returned to profitability and have worked through the majority of their defaulted loans, all while continuing to provide the liquidity to the housing market that’s been critical for its recovery from the worst recession in more than 80 years |
FREE for members
|
Learn More |
![]() Publication |
Fintech Strategy RoadmapCommunity banks are, and always have been, innovators focused on the prosperity of the customers and local communities they serve. Community banks are not strangers to change. For more than 150 years, community banks have evolved in step with the technological changes occurring within the financial services industry With customer preferences changing at an expeditious rate and expectations from users for a seamless omni-channel experience on the rise, disruption is occurring within numerous industries including financial services. The latest wave of rapid transformation is bringing financial technology or fintech to the forefront of the financial services conversation. |
FREE for members
|
Learn More |
![]() Publication |
Focus on Farm PolicyThe farm bill plays an important role in stabilizing our nation’s farmers and ranchers, assisting many rural communities, and meeting the nutritional needs of millions of lower-income Americans. Thousands of community banks and their agricultural and rural customers are also significantly affected by farm bill policies. This white paper outlines important policies and solutions to ensure the new farm bill allows community banks to continue meeting the needs of farmers, ranchers and others in rural America. |
FREE for members
|
Learn More |
![]() Publication |
Modernizing Anti-Money Laundering & Anti-Terrorist Financing Laws & RegulationsIn today’s world, it is imperative that financial institutions, law enforcement, and our government work together to combat and prevent financial crime, money laundering, and terrorist financing. Community bankers are committed to supporting balanced, effective measures that will prevent terrorists from using the financial system to fund their operations and prevent money launderers from hiding the proceeds of criminal activities. However, anti-money laundering/combatting the financing of terrorism and Bank Secrecy Act compliance programs consume a growing share of community banks’ scarce resources. |
FREE for members
|
Learn More |
![]() Publication |
Community Bank Perspective on the Bureau of Consumer Financial ProtectionThe Independent Community Bankers of America (ICBA) commends the Bureau of Consumer Financial Protection (BCFP) for initiating a wholistic review of its operations, and inviting dialogue and the pursuit of innovation through the publication of 12 requests for information (RFI). ICBA responded to each RFI with the hope that the bureau uses the comments to reorient itself and focus on what it was intended to accomplish: facilitating greater consumer choice and efficient markets, while still vigorously enforcing consumer financial law in a way that guarantees due process. This paper is a summary of ICBA’s response to each RFI. |
FREE for members
|
Learn More |
![]() Publication |
Do They Know They’re Tax Exempt?Credit unions have fallen short in fulfilling the terms of their original mandate, which once warranted a lucrative tax subsidy. This sentiment is felt by many individuals and organizations across the financial services industry but has failed to reach Washington policymakers in the form of equitable policy resolutions that persuade credit unions to return to their governing principles. Credit unions were not intended to act as an alternative to banks but to complement their activities through offering safe and subsidized financial services to a specific clientele of financially underserved individuals. Instead, credit unions have deviated from this mandate by competing for the same customers as regular for-profit banks at the expense of these vulnerable communities while engaging in high-risk operating practices that have etched away at their once distinctive niche in the world of financial services. If credit unions cannot abide by their original mandate deserving of a tax subsidy, then taxpayers are financing an unequal playing field that leaves behind the financially underserved, cheats federal and state tax authorities, and unfairly disadvantages legitimate for-profit institutions like community banks. |
FREE for members
|
Learn More |
![]() Publication |
Industrial Loan Companies: Closing the Loophole to Avert Consumer and Systemic HarmICBA urges Congress to pass an amendment to the Bank Holding Company Act of 1956 to permanently close the ILC loophole, just as Congress has closed past banking loopholes that threatened to undermine consolidated supervision and the separation of banking and commerce |
FREE for members
|
Learn More |
![]() Publication |
Crowe Bank Compensation and Benefits SurveyThe 2022 Crowe Bank Compensation and Benefits Survey provides salary and bonus benchmarks for 271 job positions as well as information regarding employee benefits, incentives, director compensation, and current trends in key human capital management practices. |
Learn More | |
![]() Publication |
Financial Inclusion ReportApproximately 6 percent of Americans are unbanked,1 having no relationship with a bank, and an additional 16 percent are underbanked having used some form of alternative financial service. In this white paper we'll discuss how community banks can close the gap between consumers and the services they need. |
FREE for members
|
Learn More |
![]() Publication |
Climate Change Regulation on Community Banks ReportThis white paper demonstrates that community banks are experts at monitoring the risk of their lending and investment portfolios and do not need more regulation to manage their potential climate risks. ICBA will oppose any climate risk regulation that adversely impacts community banks and their ability to support their communities and customers. |
FREE for members
|
Learn More |
![]() Webinar On Demand |
Cybersecurity Policy Written to assist all affected directors, officers, and staff in understanding and managing cyber risks. Topics include threat intelligence, situational awareness, risk assessment, inventory log management and monitoring, strategic planning, incident response, change management, staffing, training, and vendor management.
|
ICBA Member - $265.50
Non-Member - $295.00 |
Learn More |
![]() Webinar On Demand |
Technology Risk Management Policy Covers responsibility and management structure; security concerns related to physical systems, personnel, computers/databases, audit trails, and cyber threats; electronic banking; contingency planning; and potential exceptions.
|
ICBA Member - $445.50
Non-Member - $495.00 |
Learn More |
![]() Webinar On Demand |
Financial Forensics Series Webinar #2 – New World of Cyber (MP4)
The demand for a focused and smart understanding of cyber risks is mission-critical for community bank leaders today. In this rapidly-changing cyber environment, leaders must be able to effectively manage a bank’s cyber strategy while providing for uninterrupted products and service to customers.
|
ICBA Members: $219
Non-Members: $319 |
Learn More |
![]() Publication |
Core Processor Resource GuideA community bank’s core processor should be a strategic partner that supports the bank’s long-term business objectives. The ICBA Core Processor Resource Guide will help community banks with some of the more important aspects of managing this relationship to maximize the return on their technology investments. |
FREE for members
|
Learn More |
Image | Details | Price | Info |