Webinar On Demand

What Is Your Deposit Study Missing?

Webinar

The banking industry is facing continued deposit pressure after recent Federal Reserve rate hikes. The outflow of low-cost deposits and changes in deposit mix have hurt margins and raised concerns about interest rate risk (IRR).

Take part in a comprehensive examination of deposit studies and gain insights into creating a dynamic, forward-looking analysis. Plus, discover strategies to effectively present IRR profiles and meet evolving examiner expectations.

Learning Objectives:

  • Analyze the impact of deposit lags and dynamic betas.

  • Capture the unique characteristics of each institution’s deposit base, including balance concentration.

  • Understand the factors that influence decay rates.

  • Recognize the risks of relying on a “one-and-done” deposit study.

Duration: 60-minutes

Recorded on October 9, 2024.

ICBA Member - $229.00
Non-Member - $329.00
Unlimited Webinar Pass subscription: $0