Webinar On Demand

Final CRA Rules for Intermediate Banks


On October 24th, the banking agencies finalized significant changes to the Community Reinvestment Act (CRA). The final rule is designed to adapt CRA regulations to banking industry changes, improve clarity to regulated institutions, tailor evaluations and data collection to bank size and type, and maintain a unified interagency approach.

The final rule takes effect in April 2024 and will require mandatory bank compliance by January 1, 2026.

This webinar will explain what is required for intermediate banks under the final rule including the Retail Lending Test, the existing Community Development Test and the optional Community Development Financing Metric Test.

Learning Objectives:

  • Understand the key evaluations, important dates, and definition of an intermediate bank.

  • Learn about the requirements to comply with the new Retail Lending Assessment Areas.

  • Learn about the new and optional community development financing calculation and how to comply.

Recorded on Jan. 18 2024.

ICBA Member - $229.00
Non-Member - $329.00
Unlimited Webinar Pass subscription:$0