Credit Risk Hot Topics

Over the past two years, the banking industry has been beset with issues related to funding sources as well as growth and quality issues in our lending portfolio. As funding sources become more costly and harder to find, we need to understand how our decisions will impact our banks’ assets. Dig into how funding sources influence our credit portfolio decisions, whether being asset sensitive or liability sensitive is the right direction, as well as what areas of lending will best suit your risk tolerance at this time. Plus, discuss how to reinforce your credit culture to maintain the credit risk level desired.

Learning Objectives:

• Learn how funding sources influence credit portfolio decisions.
• Define the areas of lending that best suit your risk tolerance.
• Learn to reinforce your credit culture.

Duration: 60-minutes

Recorded on Mar. 26 2024.