Basics of Cash Flow

As bankers, we know that cash flow, not collateral, deposits, or guarantors, ultimately repays loans. To effectively address our clients' needs, we must fully grasp how a borrower will repay the debt we're extending. Every loan request stems from a cash shortfall, and it's critical to understand both the cause of this shortfall and how it will be resolved.

Now is the time to master the fundamentals of analyzing a borrower's cash flow, explore various cash flow models, including traditional methods, and gain a deeper understanding of the UCA (Uniform Credit Analysis) cash flow model and why it is essential for accurate financial assessment.

Learning Objectives:

• Understand the basics of cash flow and its importance.
• Study various cash flow models.
• Examine the UCA cash flow model.

Duration: 60-minutes

Recorded on Oct. 16, 2024.