Basics of Agriculture Lending

The agriculture field has faced significant headwinds that have stressed many farmers and lenders alike. Agricultural lending decisions are often handled by bankers with limited knowledge of agriculture. Dive into the world of agricultural lending and its unique attributes while covering key topics such as credit risk, management of factors impacting farms, and analyzing the financial statements. Gain a comprehensive understanding of how to assess creditworthiness, mitigate risks and make informed lending decisions in the agricultural sector.

Learning Objectives:

• Confidently analyze ag credit and make informed credit decisions.
• Analyze agricultural tax returns to determine repayment ability, including cash-to-accrual adjustments.
• Learn the credit essentials and how to mitigate risks on ag loans.

Duration: 60-minutes

Recorded on May 30, 2024.