Our Position

Housing and Mortgage Finance

Letters to Congress

Title Recipient Date
Senate Banking Committee, House Financial Services Committee 03/11/24
U.S. Senate 12/15/23
Reps. Madeleine Dean and Kelly Armstrong 06/11/21
116th Congress 03/26/20
Congress 03/09/20

Letters to Regulators

Title Recipient Date
Department of Veterans Affairs 02/09/24
FDIC, Fed, OCC, CFPB 09/20/23
Federal Housing Finance Agency 09/18/23
CFPB, FDIC, Fed, FHFA, OCC 08/21/23
Federal Housing Finance Agency 08/14/23

Title Committee Presenter Date

Related News

ICBA: FHFA approval process should expand GSE transparency

Jan. 11, 2021

ICBA submitted a comment letter to the Federal Housing Finance Agency on its proposed rule that outlines the process of prior approval for Fannie Mae and Freddie Mac products. The proposal emphasizes that the FHFA director has considerable discretion to review and approve enterprise products and activities.

While citing the importance of enterprise innovation and technology, ICBA also said enterprise activities occasionally stray into areas already well-served by primary market participants. ICBA called on the FHFA to provide additional clarity on products and activities as well as more reporting on FHFA decisions, GSE pilot programs, and more.