Our Position

Housing and Mortgage Finance

Letters to Congress

Title Recipient Date
Senate Banking Committee, House Financial Services Committee 03/11/24
U.S. Senate 12/15/23
Reps. Madeleine Dean and Kelly Armstrong 06/11/21
116th Congress 03/26/20
Congress 03/09/20

Letters to Regulators

Title Recipient Date
Department of Veterans Affairs 02/09/24
FDIC, Fed, OCC, CFPB 09/20/23
Federal Housing Finance Agency 09/18/23
CFPB, FDIC, Fed, FHFA, OCC 08/21/23
Federal Housing Finance Agency 08/14/23

Title Committee Presenter Date

Related News

Court blocks ICBA-backed 'disparate impact

Oct. 28, 2020

A federal court this week blocked implementation of HUD's ICBA-supported final rule amending its interpretation of the Fair Housing Act’s "disparate impact" standard.

As reported by Politico, the U.S. District Court for the District of Massachusetts issued the preliminary injunction on Sunday, a day before the rule was scheduled to take effect. The legal challenge will have to be resolved for the rule to be implemented.

The HUD rule is designed to conform to the U.S. Supreme Court's 2015 ruling in Texas Department of Housing and Community Affairs v. Inclusive Communities Project that disparate-impact cases must demonstrate a causal connection between practices and alleged discriminatory impact.

In an October 2019 comment letter, ICBA expressed strong support for the update for its consistency with the Supreme Court decision and the certainty it provides lenders.