Summaries

ICBA members and staff regularly communicate with Congress and regulators on behalf of the community bank industry.

ICBA Summaries

Title Date
Summary of Large Bank Capital Proposal 08/03/23
Section 1071 – Final Rule Summary 04/12/23
Community Reinvestment Act (CRA): Summary of the 2022 Interagency Proposed Rule 06/08/22
Community Bank Summary on COVID Vaccine and Testing 11/17/21
Proposed Rule on Small Business Lending Data Collection Section 1071 of the Dodd-Frank Act 09/09/21
Oversight of Regulators - Does our Financial System Work for Everyone? 08/03/21
Key Provisions of American Rescue Plan Act of 2021 02/28/21
Anti-Money Laundering Act of 2020 02/11/21
ICBA Summary of Recent SBA PPP Guidance 10/18/20
CRA Final Summary 2020 06/23/20
Bank Secrecy Act/Anti-Money Laundering Examination Manual 04/22/20
OCC-FDIC 2020 CRA Modernization Proposal Summary 03/18/20
Key Updates to the FFIEC BCM Booklet 12/11/19
Eliminating Corporate Shadow Banking Act of 2019 11/22/19
ICBA Summary of Re-Proposed Rule to Exclude Urban Core Areas from Credit Union Service Areas 11/13/19
SAFE Banking Act Frequently Asked Questions 10/09/19
SAFE Banking Act One-Pager 10/09/19
Summary of CFPB Debt-Collection Rule 08/22/19
The Subchapter S Bank Deduction: Key Points of Final Rule Under 199A 01/22/19
ICBA Summary of CFPB Proposals on No-Action Letters and Product Sandboxes 01/15/19
ICBA Summary of Rule on Payday, Vehicle Title, and Certain High-Cost Installment Loans 11/16/18
ICBA Summary of Regulation C, the Home Mortgage Disclosure Act 10/29/18
ICBA S. 2155 Implementation Matrix 09/07/18
EU's General Data Protection Regulation ("EU GDPR") 05/23/18
ICBA Summary of FFIEC Cybersecurity Assessment Tool - May 2017 Update 06/26/17
Board of Governors of the Federal Reserve System Report 05/15/17
President's Cybersecurity Executive Order 05/12/17
ICBA Summary of the TILA Higher-Priced Mortgage Loan (HPML) Appraisal Rule 12/01/16
ICBA Summary of the Prepaid Accounts Final Rule under Regulation E and Regulation Z 11/28/16
ICBA Summary of FinCEN’s Final Rule on Customer Due Diligence Requirements for Beneficial Owners 11/28/16
ICBA Guidelines for Responding to ADA Demand Letters (Members Only) 11/18/16
Key Provisions of the Financial CHOICE Act 11/07/16
ICBA Summary of Small Creditor Home Mortgage Lending Operations in Rural Areas under the TILA (Regulation Z) Interim Final Rule 11/07/16
CISA Guidance Summary 11/07/16
Community Bank Provisions of the FAST Act 11/07/16
11/07/16
Interagency Policy Statement Establishing Joint Standards for Assessing the Diversity Policies and Practices of Entities Regulated by the Agencies 11/07/16
ICBA Summary of Government Accountability Office Report: Cybersecurity – Bank and Other Depository Regulators Need Better Analytics and Depository Institutions Want More Usable Information 11/04/16
ICBA Summary of CFPB Overdraft Study 11/04/16
Reg E Remittance Rule Summary 11/02/16
ICBA Questions and Answers for Small Bank Holding Company Policy Statement 10/27/16
ICBA Summary Final Rule on Basel III 10/27/16
Summary of Mortgage Servicing Rules (RESPA and TILA) 10/01/16
Summary of Mortgage Loan Originator Qualification and Compensation Practices (RESPA and TILA) 10/01/16
08/26/16
FDIC Financial Institution Letter 43-2016 07/01/16
ICBA Summary of the HighCost Mortgage / Home Ownership and Equity Protection (HOEPA) Rule 06/01/16
ICBA Summary of CFPB Proposed Rule on Consumer Arbitration Agreements 05/19/16
Summary of Customer Identification Program (CIP) Guidance for Holders of Prepaid Cards 05/04/16
ICBA Summary of the Ability-to-Repay/Qualified Mortgage Rule 04/01/16
ICBA Summary of the TILA Higher-Priced Mortgage Loan (HPML) Escrow Rule 04/01/16
ICBA Summary of the Small Creditor Home Mortgage Lending Operations in Rural Areas under the TILA (Regulation Z) Interim Final Rule 03/01/16
ICBA Summary of the Final Rule Expanding the "Small Creditor' and "Rural" Definitions in the Regulation Z Mortgage Rules 10/01/15
ICBA Summary of the TILARESPA Integrated Disclosure (TRID) Rule 10/01/15
ICBA Tips for Responding to Public Requests for Home Mortgage Disclosure Act (HMDA) Data 05/01/14
CFPB Issues Consumer Advisory on Industry Data Breaches 01/01/14
ICBA Summary: CFPB Study of Overdraft Programs 07/01/13
Summary of the CFPB Final Rules Regarding Remittance Transfers 05/30/13
Summary of Mortgage Loan Originator Qualification and Compensation Practices 02/12/13