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Real estate lending is often the most difficult type of lending to do correctly. There are numerous challenges in financing real estate, not the least of which is understanding the various types of real estate and the embedded risk. This seminar walks through underwriting and structure of construction financing, investment real estate, owner occupied real estate, multifamily, residential development, as well as specialty use.
This is a foundational class that does require experience in understanding financial statements, basic loan structuring as well as credit analysis skills.
Participants will review in detail, the new construction process, title work, appraisals, environment reports, draw requests, and early warning signs of trouble in your project or borrower.
Introduction to various real estate types and the risk they carry.
Understanding the financial information that borrowers provide as well as the various documents that you are required to have to completely review the project.
How to develop an organized process to correctly stage the underwriting, analysis and receipt of title work, appraisal, and other documents needed to successfully complete the financing.
How to build the right financing structure to mitigate and balance the risk between the borrower and the bank.
Real estate lending pitfalls to avoid.
How to manage the draw process in new construction.
Understand the proper structure and control of land development projects.
Become familiar with the various ownership structures that you will see in real estate ventures.
Exposure to early warning signs that the cash generating real estate may be in trouble.
ICBA Member Early Bird Price (Ends May 13, 2024): $395
ICBA Members: $495
Bank Director Program Members: $295
Bank Director Program Non-Members: $395
This event is not recorded. For more information, call 800-422-7285.
Upon registration you will receive an email from ICBA confirming your registration, the dates of the event and a calendar invitation for the event. Approximately 1-2 weeks prior to the event start date, you will receive an email from an ICBA representative containing detailed information including event times and the meeting link.
Who should attend: All community bank personnel with commercial lending responsibilities.
Prerequisites: Basic knowledge of credit issues
Advanced Preparation: None
Program Level: Intermediate
Field of Study: Specialized Knowledge
Delivery Method: Group Live
CPE Credit Hours: 9
Stevens Risk Management LLC
Registration, attendance, or participation at this event constitutes an agreement to adhere to the ICBA code of conduct and complaint policy. ICBA aims to be welcoming, safe, and inclusive to all participants, with the most varied and diverse backgrounds possible.
As such, The Independent Community Bankers of America (“ICBA” or the “Association”) has adopted a zero-tolerance policy toward all forms of unlawful discrimination and harassment.
Suitcasing is the act of soliciting business by non-exhibiting companies during the event or in other public spaces, including another company's booth, a convention center, or a hotel lobby. It is ICBA event management’s objective to do everything legally possible to protect its exhibitors and community banker attendees from suitcasing.