Compliance Institute

Compliance

Compliance Institute

Jun 6 - Jun 8, 2023 and Jun 13 - Jun 15, 2023 | VIRTUAL EVENT

The ICBA Compliance Institute is built to meet the needs of seasoned professionals seeking the latest regulatory education and industry best practices as well as newer compliance officers seeking to gain a clear understanding of the fundamental concepts of each regulation.

This high-quality program provides a fast-paced learning environment that will lead to a detailed study of the relevant areas of regulatory compliance with a focus on the key concepts that spell success in the examination context. 

Each regulation is approached in terms of the requirements, best practice internal controls, and audit objectives. Learning is reinforced with many sample disclosures, applicability charts, and illustrative quizzes and exercises. 

The program addresses current hot issues and areas of focus in regulatory compliance. Deep dives into the common challenges related to recent regulatory reform will be covered and the latest guidance and interpretations on all recent rule-making efforts will be discussed. 

This solid foundation allows the attendee to return to their bank and support their product and service offerings and remain competitive in their marketplace. 

To earn the Certified Community Bank Compliance Officer (CCBCO) certification, you will be required to attend this program in its entirety, complete all assignments, and achieve a passing score on the certification exam(s).

If you decide to enroll in the certification testing after you register for the class, please contact a Community Banker University representative at 800-422-7285.

Learning Objectives:

  • Understand the key elements of a bank’s compliance management program.
  • Understand the fundamental and disclosure requirements of bank lending regulations including Reg Z, RESPA, HMDA, SAFE Act, Military Lending Regulations, Homeownership Counseling Act, and flood insurance compliance.
  • Identify fair lending practices and data collection/reporting requirements as outlined in ECOA/Reg B, FCRA, CRA, HMDA, and Fair Housing Act.
  • Outline the key privacy requirements banks must follow under Reg P including the Sections 13, 14, and 15 information-sharing exceptions.
  • Associate deposit account disclosure requirements with the appropriate regulations including Reg CC, Reg DD, and Reg E
  • Identify disclosure requirements and permissible activities under Right to Financial Privacy Act, Reg GG, Consumer Sales of Insurance, and Non-Deposit Investment Products.
  • Understand the risk exposure and mitigation steps banks may take to manage UDAAP compliance for the bank.
  • Recognize compliance risks and disclosure requirements in advertising and marketing activities by a bank.

Date
Information (All times are Central Time)

Tuesday, June 6

Welcome, Recap of CMS, Breakouts

9:00 a.m. – 9:45 a.m.

Lending Compliance

9:45 a.m. – 12:00 p.m.

RESPA – Regulation Z Closed-end: Finance Charge; Calculations; TIL

Lunch

12:00 p.m. – 12:30 p.m.

Lending Compliance

12:30 p.m. – 5:00 p.m.

Regulation Z Closed-end: ARM Loans; Rescission; Prohibited Acts; HOEPA, HPML; ATR/QM; Private Ed 

Wednesday, June 7

Lending Compliance

9:00 a.m. – 12:30 p.m.

Regulation Z Closed-end: TRID

Lunch

12:30 p.m. – 1:00 p.m.

Lending Compliance

1:00 p.m. – 4:00 p.m.

Loan Servicing, Open-End Credit

Exam

3:30 p.m. – 4:30 p.m.

Lending Compliance 1

Thursday, June 8

Lending Compliance

9:00 a.m. – 12:00 p.m.

Flood Insurance, SAFE Act

Lunch

12:00 p.m. – 12:30 p.m.

Lending Compliance

1:00 p.m. – 4:00 p.m.

Military Lending Regulations, Homeownership Counseling Act, and HMDA

Tuesday, June 13

Lending Compliance

9:00 a.m. – 12:30 p.m.

Fair Lending, Regulation B 

Lunch

12:30 p.m. – 1:00 p.m.

CRA and Fair Credit Reporting Act

1:00 p.m. – 4:00 p.m.

Wednesday, June 14

Exam

8:00 a.m. – 9:00 a.m.

Lending Compliance 3

Wednesday, June 14

Deposit Compliance

9:00 a.m. – 12:30 p.m.

E-Sign, Regulation DD – TISA, Regulation CC

Lunch

12:30 p.m. – 1:00 p.m.

Deposit Compliance

1:00 p.m. – 5:00 p.m.

Regulation P, Right to Financial Privacy, Regulation E, Regulation GG, UDAAP

Thursday, June 15

Deposit and Marketing Compliance

9:00 a.m. – 12:00 p.m.

Consumer Sales of Insurance, Nondeposit Investment Programs, Advertisement of Membership, Marketing & Advertising

June 15 , Noon - Friday, June 16 5:00 p.m.

Certification Exams

Held via ICBA online portal for those enrolled in CCBCO certification program. There are (2) exams, Lending Compliance and Deposit & Marketing Compliance. You will access the exams beginning Thursday, June 15 at noon and have until Friday, June 16 at 5:00 p.m. Central Time to complete them.

IMPORTANT - The Lending Compliance exam is 150 questions, and you are given 3 hours to complete it. You must complete this exam in one sitting. The Deposit & Marketing exam is 50 questions, and you will have 60 minutes to complete it. These are timed exams so once you begin an exam you must complete it without interruption. The two exams can be completed at different times but must be completed no later than Friday, June 16 at 5:00 p.m. Central Time.

NOTE - If you do not pass exam(s), you will have the opportunity to retake the exam(s) at a future, quarterly re-take date. More information will be provided upon registration.

Pricing

ICBA Members: $2,899

Non-Members: $3,799

Non-Bankers: $4,699

Certification Testing Fee: $500

Printable Registration Form


Attendance/Cancellation Policy:

  • Registration fee is valid only for the individual registered. Each attendee must register.
  • Full payment is required prior to event attendance.
  • If registration is cancelled more than 30 days prior to the event start date, you will receive a full refund.
  • If cancellation is within 30 days prior to the event start date, 20 percent of the registration fee paid will be deducted for costs.
  • A substitute registration will be accepted.
  • No refunds will be issued once the bank has received event materials or after the event start date.
  • All rights are reserved by ICBA. No recording or distribution of the content is permitted unless expressly agreed by ICBA.

For more information, call 800-422-7285.

Virtual Event

Upon registration you will receive an email from ICBA confirming your registration, the dates of the event and a calendar invitation for the event. Approximately 1-2 weeks prior to the event start date, you will receive an email from an ICBA representative containing detailed information including event times and the meeting link.

Who should attend: Compliance officers, auditors, BSA/AML officers

Prerequisites: Basic knowledge of bank compliance.

Advanced Preparation: Required completion of Compliance Management System online course.* 

Program Level: Intermediate

Field of Study: Specialized Knowledge

Delivery Method: Group Internet Based

CPE Credit Hours: 44

Certification Offered: Certified Community Bank Compliance Officer (CCBCO)

Teri Hodgett Square

Teri Hodgett

Chief Risk Officer

Sunrise Banks

Kristen Ritter

Kristen Ritter

First Vice President Engagement Leader

TIB Consulting Solutions

Code of Conduct

Registration, attendance, or participation at this event constitutes an agreement to adhere to the ICBA code of conduct and complaint policy. ICBA aims to be welcoming, safe, and inclusive to all participants, with the most varied and diverse backgrounds possible.

As such, The Independent Community Bankers of America (“ICBA” or the “Association”) has adopted a zero-tolerance policy toward all forms of unlawful discrimination and harassment.

Read Full Policy


Suitcasing Policy

Suitcasing is the act of soliciting business by non-exhibiting companies in the during the event or in other public spaces, including another company's booth, a convention center, or a hotel lobby. It is ICBA event management’s objective to do everything legally possible to protect its exhibitors and community banker attendees from suitcasing.