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Rep. Waters asks K.C. Fed for more information on Kraken master account decision
2026-03-27 House Financial Services Committee Ranking Member Maxine Waters (D-Calif.) asked the Federal Reserve Bank of Kansas City for information on its recent decision to approve a...
ICBA urges tiered regulation at EGRPRA outreach meeting
ICBA urged regulators gathered for an Economic Growth and Regulatory Paperwork Reduction Act outreach meeting to tailor regulation and supervision to reform regulations that are outdated,...
FDIC issuing GENIUS Act stablecoin prudential proposal ‘soon’
2026-03-27 The FDIC will soon be issuing proposed prudential requirements for FDIC-supervised payment stablecoin issuers, an agency official told Congress. Details: Testifying before the House...
FDIC official: Regulators should enable greater AI adoption
FDIC official: Regulators should enable greater AI adoption 2026-03-27 Testifying before the House Subcommittee on Digital Assets, FDIC Director of Risk Management Supervision Ryan Billingsley said...
Payments Policy for Community Banks: Digital Asset Rules
Learn how community banks can navigate the new era of payments policy, digital asset regulations, and advocacy efforts with ICBA Payments CEO Jacob Eisen.
4 Government Regulations Driving ICBA’s Government Relations for Community Banks in 2026
Community banks entered 2026 with numerous legislative and regulatory issues in play at the same time. While some are familiar pressure points, others reflect how newer policies and technologies...
How to Maximize Your Community Bank's Core Capabilities
Learn how community banks can maximize core processing capabilities to avoid a disruptive core conversion. Discover optimization reviews and vendor strategies.
Synthetic Identity Fraud: A Guide for Community Banks
Learn how community banks can detect synthetic identity fraud, one of the fastest-growing fraud types using personally identifiable information.
What Community Banks Need to Know About Bank-Sale Leasebacks
Learn why community banks in the banking industry are utilizing bank-sale leasebacks to unlock real estate capital. Explore pros, cons, and expert tips.
Community Bank Portfolio Management: 2026 Shop Talk Strategy
Explore 2026 community bank portfolio management strategies, including yield curve impacts, CBLR, and agency MBS, in this shop talk with ICBA's Jim Reber.
Regulatory Relief for Community Banks: ICBA 2026 Updates
Learn how community banks can benefit from regulatory relief in 2026, including updates on the SMART Act, Community Bank Deposit Access Act, and TRUST Act.
Meet the ICBA 2026/27 Board of Directors: Community Bank Leadership
Get to know the ICBA 2026/27 board of directors. Discover their strategic goals, top advocacy priorities, and advice for the next generation of community bankers.
Why Choose a Community Bank? Community Banking Benefits
Discover the top reasons to love community banking. Learn how community banks support colleagues, customers, local businesses, and communities.
How to Nurture the Next Generation of Community Bank Leaders
Learn how to identify, train, and retain Gen Z workers as the next generation of community bank leaders. Explore expert strategies and real-world banking examples.
Claremont Savings Bank Provides $4 Million Line of Credit to SAU 6
Learn how Claremont Savings Bank (CSB) saved the SAU 6 school year with a $4 million line of credit and a $100,000 donation during a severe budget shortfall.
How Queensborough Bank Supports Jefferson Hospital
Learn how Queensborough National Bank & Trust Company supports rural healthcare through $600,000 in donations to Jefferson Hospital and the Georgia HEART Program.
ICBA shares information on converting credit unions to mutual banks
2026-03-31 ICBA published a guide to converting from credit unions to mutual banks to help financial institutions better serve their communities. Details: Upgrade Your Charter A Guide on Converting...
ICBA objects to PAYO national trust charter application
ICBA objects to PAYO national trust charter application 2026-03-31 ICBA opposed PAYO Digital Bank’s application for a national trust charter, saying it has significant concerns regarding the...
ICBA supports legislation to allow FHLBs to provide letters of credit
2026-03-31 ICBA signaled support for the Municipal Investment and Neighborhood Transformation (MINT) Act, which would allow Federal Home Loan Banks to provide letters of credit, or credit...
FinCEN issues advisory on health care fraud
FinCEN issues advisory on health care fraud 2026-03-31 The Financial Crimes Enforcement Network issued an advisory urging financial institutions to be vigilant about health care fraud schemes...
ICBA offers Community Banking Month marketing tools
2026-03-31 ICBA’s Marketing Resource Center features ready-to-use marketing tools for Community Banking Month and other April events. Assets: The MRC’s Monthly Content Planner for April offers:...
Strategies for Maximizing Debit Card Use
2026-03-31 We’ve come a long way since ATM cards launched at our bank in 1982: Now, debit cards are the payment of choice. According to a U.S. News and World Report study, 56% of consumers indicate...
Navigating a New Form of Authorization Fraud
2026-03-31 Move over traditional card fraud, there’s a new kind of attack in town: nuanced authorization fraud. Move over traditional card fraud, there’s a new kind of attack in town: nuanced...
Debit as a Relationship Asset: Regulatory Developments Community Banks Should Watch
Debit card swipes, dips, taps and tokens are the most common noncash payment method in the United States. Debit serves as the primary relation touchpoint between consumers and their community bank....
How Continuous Innovation is Redefining Community Banking
2026-03-31 Resilience: The word defines a community bank’s constitution. No matter the challenges that arise, community banks stand firm in their unwavering quest to serve their customers and their...
2026 National Survey Report: What Consumers Say About Branches
Featured Image.png SPONSORED | Our latest nationwide survey report explores consumers' relationship with the branch and how they use it today. For banks looking to deepen customer relationships...
Online Course Newsletter – March 2026
2026-03-31 What’s New On Mar. 23, the following Bank Secrecy Act courses were updated with the changes made by the Exceptive Relief to Streamline Customer Due Diligence Requirements from FinCEN on...
CECL Reasonable and Supportable Forecasts for Banks
Empyrean_Sponsored 2026-04-01 Key Takeaway: Under CECL, banks must estimate expected credit losses using forecasts that are "reasonable and supportable." Forecasts should extend as far as reliable...
Driving Deposit Growth Through Better Digital Banking Experiences
SPONSORED | Deposit growth is getting harder, not easier — and community banks feel that pressure every day. Customers aren’t just comparing rates anymore; they’re comparing experiences. They want...
ICBA Celebrates Local Impact During Community Banking Month in April
2026-04-01 A map of community banks across the United States. Washington, D.C. (April 1, 2026) — The Independent Community Bankers of America (ICBA) is celebrating Community Banking Month in...
Treasury proposes GENIUS Act rule on regulatory regimes
2026-04-02 The Treasury Department issued a proposed rule to implement GENIUS Act policies on state-level regulatory regimes. Details: Treasury said: Under the GENIUS Act, payment stablecoin...
ICBA objects to ZeroHash charter application
2026-04-02 ICBA objected to the application filed by Zero Hash US LLC to charter ZeroHash National Trust Bank—its latest response to the current influx of national trust charter applications....
ICBA: Community Banking Month celebrates America’s economic engine
2026-04-02 ICBA said Community Banking Month in April highlights the critical role community banks serve in powering local economies, supporting small businesses, and strengthening communities....
ICBA Opposes OCC Approval of Coinbase’s National Trust Bank Charter Application
2026-04-02 Washington, D.C. (April 2, 2026) — The Independent Community Bankers of America (ICBA) today expressed opposition to the Office of the Comptroller of the Currency’s conditional approval...
New News About the FedNow® Service
2026-04-01 FedNow_Sponsored 2000x1250 Fednow April SC.png SPONSORED | Instant payments and the FedNow Service continue to grow and gain adoption momentum. The FedNow Service has continued to grow...
Fannie Mae reduces lender requirements
2026-04-03 Fannie Mae updated its Selling Guide to reduce lender quality control requirements. Details: Fanne Mae said that in response to lender feedback, it updated Subpart D1 to streamline...
FDIC’s Hill, Treasury’s McKernan to speak at ICBA Capital Summit
FDIC’s Hill, Treasury’s McKernan to speak at ICBA Capital Summit 2026-04-03 FDIC Chairman Travis Hill and Treasury Department Under Secretary for Domestic Finance Jonathan McKernan are slated to...
ICBA, state groups urge FDIC to reconsider Edward Jones ILC application
2026-04-06 ICBA and 38 state banking associations urged the FDIC to reconsider its decision to approve Edward Jones’s deposit insurance application to form a Utah-chartered industrial loan company....
Trump’s 2027 budget calls for CDFI Fund cuts
2026-04-06 President Donald Trump’s 2027 budget proposal calls for cutting $204.5 million in discretionary awards from the Community Development Financial Institutions Fund. Details: The...
ICBA, State Groups Urge FDIC to Reconsider Edward Jones Industrial Loan Company Approval
Washington, D.C. (April 7, 2026) — The Independent Community Bankers of America (ICBA) and 38 state banking associations urged the Federal Deposit Insurance Corporation to reconsider its decision...
ICBA Capital Summit Brings Community Bankers to Washington to Meet with Lawmakers and Drive Policy Action
Capital Summit The Independent Community Bankers of America (ICBA) will host hundreds of community bankers during the 2026 ICBA Capital Summit, scheduled for April 29 - May 1 at the Grand Hyatt...
ICBA’s Scanlan joins CFTC ag committee
ICBA Senior Vice President of Agriculture and Rural Policy Mark Scanlan was named as a member of the Commodity Futures Trading Commission’s Agricultural Advisory Committee. About the Committee: The...
ICBA, groups urge SEC to rescind cyber incident rule
2026-04-13 ICBA and other groups called on the Securities and Exchange Commission to rescind its cybersecurity risk management governance and incident disclosure requirements. Details: In a joint...
FDIC rescinds guidance update on re-presentment fees
The FDIC rescinded its June 2023 guidance on how banks assess fees on items that are repeatedly rejected for insufficient funds. Background: Some financial institutions charge multiple...
Administration releases withheld CDFI funds
2026-04-13 The Trump administration has begun releasing 2025 funding for the Community Development Financial Institutions Fund that had been held up since it was appropriated by Congress. Funding...
ICBA to Congress: Ensure Digital Assets Legislation Bars Interest on Payment Stablecoins to Avoid Harming Local Economies
2026-04-13 Crypto Main Image Washington, D.C. (April 13, 2026) — As Congress looks to advance digital asset market structure legislation, the Independent Community Bankers of America (ICBA) today...
Regulators to host forum next month on bank capital proposals
2026-04-15 The FDIC, Federal Reserve, and OCC will host an Ask the Regulators event next month to discuss recent proposals to revise bank capital requirements. Details: At 2 p.m. (Eastern time)...
ICBA ensures community bank perspective is represented in AI security discussions
Amid ongoing developments regarding artificial intelligence and cybersecurity, ICBA is working with relevant vendors and organizations to ensure community banker perspectives are considered....
How Learning to Talk to AI Made Me a Better Communicator with People
2026-04-15 There's a moment most leaders know all too well. You ask someone on your team to do something. They go off and do it. And what comes back is... not what you had in mind. So you're...
ICBA Opens 2026 Compensation & Benefits Survey to Community Banks Nationwide
2026-04-15 ICBA Compensation & Benefits Report.png ICBA invites community banks across the country to participate in the 2026 ICBA Compensation & Benefits Survey, the only national...
Meet the Innovators – A Q&A with ICBA ThinkTech Alumni
2026-04-15 Community banks thrive when innovation is built for them, not around them. That’s the purpose of the ICBA ThinkTECH Accelerator—pairing early‑stage fintechs with community bankers to...
Staying Power: Fed’s balance sheet has some duration, for better or worse
2026-04-15 It appears that, assuming the nominee for the next federal reserve chairman is confirmed by the Senate, he is going to have to roll up his sleeves to achieve some of his monetary policy...
Your Director Training, On Your Schedule
2026-04-15 Don’t forget! As a subscriber to ICBA’s Bank Director Program, you have access to 22 online courses designed to meet core director training requirements. These short, practical modules...
Agencies issue revised model risk management guidance
Agencies issue revised model risk management guidance 2026-04-20 The FDIC, OCC, and Federal Reserve issued revised model risk management guidance that clarifies that model risk management should be...
Fed’s Waller: Mideast conflict influences rate decisions
2026-04-20 Federal Reserve Governor Christopher Waller said how the conflict in Iran evolves will have a major influence on the path of monetary policy. Details: Speaking in Alabama, Waller said:...
ICBA Commends House Financial Services Committee for Advancing 1071 Relief for Community Banks
ICBA Innovation Washington, D.C. (April 21, 2026) — Independent Community Bankers of America (ICBA) President and CEO Rebeca Romero Rainey issued the following statement on the House Financial...
Fannie, Freddie, FHA to accept new credit score options
The Federal Housing Administration announced that it, Fannie Mae, and Freddie Mac are implementing new credit score models for mortgages. Details: The Federal Housing Administration and U.S....
Rep. Meuser to speak at Capital Summit next week
2026-04-23 House Subcommittee on Oversight and Investigations Chairman Dan Meuser (R-Pa.) is scheduled to speak during next week’s ICBA Capital Summit in Washington. Special Guests: Scheduled to...
Online Course Newsletter: April 2026
2026-04-24 What’s New On April 7, the course titled, “Understanding UDAAP” was changed to “UDAAP: Overview On April 7, the following new courses were launched: UDAAP: Abusive Acts or Practices...
ICBA Commends Final Rule to Lower Community Bank Leverage Ratio
2026-04-24 MISC_parent_15_image branded Washington, D.C. (April 24, 2026) — Independent Community Bankers of America (ICBA) President and CEO Rebeca Romero Rainey issued the following statement on...