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ICBA supports legislation to allow FHLBs to provide letters of credit


March 31, 2026 / By ICBA

ICBA signaled support for the Municipal Investment and Neighborhood Transformation (MINT) Act, which would allow Federal Home Loan Banks to provide letters of credit, or credit enhancement, to local authorities for the issuance of tax-exempt debt in support of critical local, non-housing projects.

Details: In letters to the Senate and House sponsors of the companion bills, ICBA said:

  • FHLB letters of credit will be used for small debt issues often overlooked by larger credit enhancement providers.

  • The legislation would promote the financing and construction of critical local infrastructure, health care, and economic development projects.

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