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ICBA Urges OCC to Rescind Approval for Coinbase’s National Trust Charter Following Criminal Lawsuit

This follows the New York State Attorney General’s lawsuit alleging that the Coinbase Global subsidiary is violating New York and federal laws by running illegal prediction markets that lack consumer protections and internal controls.


Comment Letter on the Treasury Department's Principles for State Stablecoin Frameworks Proposal

ICBA sent a comment letter to the Treasury Department on its Notice of Proposed Rulemaking on the GENIUS Act that intends to create final principles for ensuring the state-level regulatory regimes governing state qualified payment stablecoin issuers are substantially similar to the Federal regulatory framework. ICBA said:

  • The proposal to divide regulatory requirements between those that must be uniform and those for which state-calibration is permissible is inappropriate.

  • Treasury incorrectly limits itself to the requirements in section 4(a) of the GENIUS Act for determining substantial similarity.

  • Treasury should require the Stablecoin Certification Review Committee to periodically recertify state-level regulatory regimes so as to ensure substantial similarity over time as state and federal regulatory regimes change.

  • ICBA and its members are concerned that Treasury proposes to establish the OCC’s payment stablecoin regulatory framework as the basis for comparing state regulatory frameworks even as the OCC’s proposal is unfinalized.


Joint Letter to FHFA Regarding the “Promoting Access to Mortgage Credit” Executive Order

ICBA and other groups sent a letter to the Federal Housing Finance Agency regarding President Donald Trump's  “Promoting Access to Mortgage Credit” executive order. ICBA and the other groups said they support the EO and urged FHFA to pursue these policy goals outlined in the order:

  • Modernize appraisal regulations and guidance to expand the use of alternative valuation models, desktop and hybrid appraisals, and artificial intelligence valuation tools.

  • Simplifying appraiser qualification requirements.

  • Reduce appraisal requirements for low-risk transactions, including low loan-to-value refinancing and small-balance loans, and set clear appraisal timelines.



Building Momentum: Progress on Reg CC, the UCC, and the Fight Against Check Fraud

Real progress on check fraud has never come from a single breakthrough. It comes from sustained advocacy, patient relationship building, and the slow accumulation of small wins.

New from ICBA Education: Digital Assets Webinar Series

Digital assets are influencing the future of finance, making this an ideal time for community banks to build their knowledge. This five-part webinar series equips community bankers with a fundamental understanding of digital assets, from basic concepts to strategic implications.

Get Started Find info and register for the webinar series

ICBA released the Community Bank Artificial Intelligence Security Readiness Guide, a resource developed by ICBA members to help community banks navigate the artificial intelligence security landscape.

We’re in San Diego this week to power the future of community banking. Bold ideas. Real strategy. Meaningful connections. It’s all happening right now.

Get a look into ICBA LIVE on LIVE TV and follow the conversation on social media using #ICBALIVE.

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ICBA Events

Data Analytics and AI Institute

In today's fast-paced business world, quickly analyzing large data sets is essential, especially in banking. With vast amounts of data at our fingertips, we can generate insights to guide decision-making. Best of all, effective data analytics can often be achieved using tools like Microsoft Excel that you likely already have. In addition, we will discuss how to begin using Artificial Intelligence (AI), particularly generative AI within banking institutions. We’ll launch your data analytics journey, starting with foundational concepts and data strategy building on those basics. Then, we’ll move into more in-depth analysis, including ways to build routines for automated data analysis. We will work through real-life examples, which will include items such as evaluating loan information, general ledger detail, employee expense reimbursements, and more. The course will focus heavily on using Excel for data analysis, including functions like pivot tables, Power Query, and Power Pivot. Excel familiarity is recommended but no advanced Excel skills are required. We will begin with the basics and build up your proficiency throughout the 2.5 days. We will also walkthrough examples of use of Microsoft CoPilot, Claude, and ChatGPT. Participants should come equipped with a laptop (preferrable a Windows based laptop) for hands-on exercises. We recommend having Excel’s Get & Transform tools (Power Query and Power Pivot) enabled. To earn the Certified Community Bank Data & AI Specialist (CCBDAS) certification, you will be required to attend this program in its entirety, complete all assignments, and achieve a passing score on the certification exam. If you decide to enroll in the certification testing after you register for the class, please contact an ICBA Education representative at 800-422-7285. Learning Objectives:  Understand the components of a data strategy and how to identify useful data.  Execute data analysis effectively within your bank.  Utilize the functionalities available in the Microsoft suite of products for comprehensive data analysis.  Utilize generative AI to analyze data for unusual trends and outliers.
Jun 9–Jun 11, 2026  | 
  • Institute
  • Data and Analytics Data Operations

    ICBA Community Bank Briefing Q2 2026 Webinar

    Join ICBA experts for a quarterly update on industry news and highlights. The 75-minute briefing will include details about regulations and congressional events from inside the Capital Beltway and across the U.S. We want to hear from you; participants are encouraged to bring questions to the briefing as the ICBA experts will answer questions from community bankers during the Q&A session. ICBA experts will provide updates on the following topics: Congressional Outlook and Agenda for the Remainder of the 119th Congress Digital Assets and Stablecoins Legislation Community Bank Legislative and Regulatory Relief Agriculture Lending / Farm Bill Artificial Intelligence (AI) Update Interchange Section 1071 Bank Secrecy Act (BSA) Master Accounts Duration: 75 minutes Presented live and recorded on 06/09/26.
    Jun 9, 2026  | 
  • Webinar
  • Advocacy Agencies/Regulators 

    Fundamentals of CTRs and SARs Webinar

    Understanding when and how to file Currency Transaction Reports (CTRs) and Suspicious Activity Reports (SARs) is essential for maintaining regulatory compliance and protecting your institution from financial crime risks. This webinar provides an overview of the foundational requirements for CTR and SAR filings, including thresholds, triggering events, and common scenarios community bankers may encounter. We’ll break down the key components of each form and explain best practice approaches for accurate completion, error prevention, and adherence to regulatory standards. Whether you are new to BSA/AML responsibilities or need a refresher, this session will strengthen your understanding. Learning Objectives: Identify when a CTR must be filed, including threshold requirements and exemptions. Recognize situations that may require filing a SAR, including behavioral, transactional, and pattern based indicators. Complete CTR and SAR forms more accurately by applying best practices and avoiding common reporting errors. Duration: 60-minutes Presented live and recorded on 6/10/26
    Jun 10, 2026  | 
  • Webinar
  • Bank Secrecy Act/Anti-Money Laundering Act (BSA/AML) Compliance

    ICBA Preferred Service Provider Demo Day 3 Webinar

    The ICBA Preferred Service Provider Demo is an event offering ICBA member banks a streamlined look at innovative solutions from ICBA Preferred Service Providers. These providers represent ICBA’s highest level of affiliation, having completed a rigorous due diligence process to ensure strong financials, national reach, industry commitment, and unique value for community banks. Each session features short, focused demonstrations followed by live Q and A, allowing you to efficiently evaluate technologies and services relevant to your institution. What to Expect: One 1-hour session Multiple ICBA Preferred Service Provider demos 15 minutes per provider 10-minute overview + 5-minute Q and A Opportunity to ask questions and explore potential solutions Presenters: Farmer Mac Holtmeyer & Monson NContracts OnBoard
    Jun 10, 2026  | 
  • Webinar
  • Innovation

    Top Topics

    Discover the leading topics in community banking, highlighted by data on what matters most to bankers and expert insights from ICBA’s executives on emerging industry trends.

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    Artificial Intelligence

    “The nation’s community banks are leveraging AI to strengthen operations and resilience while they work to address key AI risks and implementation challenges that warrant further attention.”

    - ICBA President and CEO Rebeca Romero Rainey

    About the Independent Community Bankers of America

    ICBA powers the potential of the nation’s community banks through effective advocacy, education, and innovation so that community banks can continue to strengthen, invest, and provide opportunities for the people and families in the communities they serve.

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    Amplifying Advocacy

    We champion community bank advocacy in Washington to ensure your voice is heard. 

    By working with our affiliated state banking associations and the nation’s community bankers, we have a proven track record of advancing and achieving pro-community bank policies and regulatory reform.

     

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    Elevating Education

    We provide high-caliber courses, live events, webinars, resources, certifications, and programs that power the potential of community bankers at all levels.

    By making learning personal, practical, fun, and community bank specific, we fuel individual, team, bank, and community prosperity.

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    Infusing Innovation

    We understand the challenges and opportunities that lay ahead for community banks. 

    Our innovation programming designed for community banks helps you navigate your innovation journey and remain profitable, efficient, and competitive. 

     

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    Today's modern learner has only a fraction of their workweek available for training and professional development. This fast-paced way of life requires the delivery of learning opportunities through multiple channels to provide you convenience and flexibility.

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