ICBA and other groups sent a letter to the National Economic Council proposing several administrative actions that could help lower the costs of home ownership while preserving safety and soundness for market participants. The suggestions include ending the tri-merge credit reporting requirement and allowing a single-file framework for loans sold to Fannie and Freddie; responsibly reducing mortgage insurance premiums for HUD/FHA loans; and reducing loan level price adjustments across the board and eliminating them for rate/term refinances. ICBA and the other groups also encouraged broad regulatory modernization to limit overlapping and highly complex regulations that have driven up mortgage costs.
ICBA and other groups sent a letter to Congress reiterating strong opposition to the Credit Card Competition Act (Durbin-Marshall bill) or any other expansion of the Durbin amendment. ICBA and the other groups said that any legislative initiatives to expand the power of the federal government to intervene in the U.S. credit card market would harm consumers, small businesses, and financial institutions by reducing choice, increasing costs and fraud risks, and creating economic challenges for smaller financial institutions.
Congress needs to hear how your deposits support your community and why it is important they protect against deposit flight.
The Accelerator identifies and supports a variety of mission-driven, growth stage providers through a proven methodology that rapidly validates and helps shape emerging industry solutions.
40 Under 40 seeks to recognize community banking’s brightest, most promising young professionals. Submit a nomination for yourself or an exceptional colleague today.
Join us March 6-9 in San Diego, CA for ICBA LIVE—the world's largest gathering of community bankers.
Whether you're an emerging leader or a seasoned executive, LIVE is your place to connect with industry peers, discover new solutions, and return home energized to lead with purpose.
Discover the leading topics in community banking, highlighted by data on what matters most to bankers and expert insights from ICBA’s executives on emerging industry trends.
“Check fraud is a growing threat that puts your customers' financial security at risk—staying informed and implementing preventative measures is crucial for protecting your institution and upholding trust in the banking industry.”
ICBA powers the potential of the nation’s community banks through effective advocacy, education, and innovation so that community banks can continue to strengthen, invest, and provide opportunities for the people and families in the communities they serve.
We champion community bank advocacy in Washington to ensure your voice is heard.
By working with our affiliated state banking associations and the nation’s community bankers, we have a proven track record of advancing and achieving pro-community bank policies and regulatory reform.
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We understand the challenges and opportunities that lay ahead for community banks.
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Today's modern learner has only a fraction of their workweek available for training and professional development. This fast-paced way of life requires the delivery of learning opportunities through multiple channels to provide you convenience and flexibility.
