This seminar provides a practical overview of how to accurately complete Currency Transaction Reports (CTRs) and Suspicious Activity Reports (SARs). Participants will learn what information is required on each form, what regulators expect to see, and how to avoid common reporting errors. Learning Objectives Identify when a CTR or SAR is required and distinguish between the reporting requirements for each form. Accurately complete CTR and SAR forms, including required data fields and narrative sections, in accordance with regulatory guidance. Apply best practices to avoid common filing errors and ensure reports meet examiner and FinCEN expectations.

As deposit competition intensifies and liquidity management grows more complex, community banks must rethink how they price, position, and grow deposits. The challenge isn’t simply attracting balances; it’s doing so efficiently, without compromising margin or balance sheet stability. Darling Consulting Group will break down the market dynamics shaping deposit behavior, explain how price elasticity should inform decision-making, and share practical tactics for striking the right balance between cost-savings and liquidity needs. You’ll also explore precision pricing approaches for CDs and MMDs to stay competitive in an elevated-rate environment.  By the end of this session, you’ll walk away with actionable insights and analytics-driven strategies you can apply immediately to optimize funding costs and strengthen your deposit strategy for 2026. Learning Objectives: Discover effective tactics to reduce funding costs by aligning pricing strategies, liquidity needs, and balance sheet goals in a competitive deposit environment. Understand price elasticity and deposit behavior to better anticipate how customers respond to rate changes and make informed pricing decisions. Apply precision pricing approaches to CDs and MMDAs to protect margins, manage runoff risk, and remain competitive without overspending on deposit acquisition. Duration: 60-minutes Presented live and recorded on 7/21/26.

Many community banks struggle to build or maintain a clear and effective Enterprise Risk Management (ERM) program. They want something thorough but not too complex. If you are building your bank’s first ERM program or want to simplify your current one, this webinar is for you. ERM helps you identify, assess, mitigate, and monitor risks. It guides banks to handle challenges and find new opportunities. You will learn how to create a complete ERM program that fits your bank’s strategy. Key parts like committee charters, risk appetite statements, and risk assessment tools will also be covered. We will examine the three main phases of ERM: identifying and assessing risks, mitigating and eliminating risks, and monitoring and reporting risks while learning how to bring these steps into your daily banking work. We will also discuss how to choose the right committee members and understand key risk categories. By the end, you will have a clear plan to set up a strong ERM program, a flowchart to help you visualize each step, and be able to help your bank make better decisions, build resilience, and grow successfully. Learning Objectives: Learn the basics and key phases of ERM. Create and lead an effective ERM committee. Link ERM to your bank’s strategic planning. Use the ERM Risk Assessment Matrix with confidence. Duration: 90-minutes

No credit committee wants to read an epic non-fiction piece of work. The key to an effective credit write-up is to focus on the core risks. Each credit request begins with a problem, usually a cash shortfall. As a banker, your job is to find out why the borrower is short on cash and how the asset will generate enough money to repay the loan. Each request will have three to five key credit risks. You need to clearly explain these risks and show how your loan structure will address them. These risks might involve the market, management, financial numbers, inventory, receivables, or other business issues. Learn how to spot these concerns and explain them clearly and effectively. Learning Objectives: Identify the main credit risks in a loan request and analyze their impact. Explain key risk factors and connect them to loan structure for effective mitigation. Apply best practices to create credit write-ups that address the borrower’s cash flow and repayment plan. Duration: 60 minutes Presented live and recorded on 7/28/26.