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BNPL lender applies for ILC charter
BNPL lender applies for ILC charter Klarna announced it has submitted applications to the Utah Department of Financial Institutions and FDIC to establish Klarna Bank USA, a Utah-chartered...
Fed proposes risk-based AML requirements
Fed proposes risk-based AML requirements The Federal Reserve proposed amending its requirements for banks to maintain anti-money laundering programs to align with changes to AML program...
ICBA Congratulates Lawmakers for Enactment of Bipartisan Housing Law with Pro-Community Bank Policies
ICBA Congratulates Lawmakers for Enactment of Bipartisan Housing Law with Pro-Community Bank Policies Washington, D.C. (July 11, 2026) — The Independent Community Bankers of America (ICBA)...
Housing bill with community bank reg relief title becomes law
Housing bill with community bank reg relief title becomes law Bipartisan housing legislation that includes several ICBA-advocated community bank regulatory relief provisions took effect Friday...
SBA raises combined loan limit, enhances lender tools
SBA raises combined loan limit, enhances lender tools The Small Business Administration announced that it has officially raised the amount that qualified borrowers can access through its 7(a) and...
ICBA urges administration to protect community banks, CDFIs during streamlining efforts
ICBA urges administration to protect community banks, CDFIs during streamlining efforts ICBA said it supports the administration's efforts to reduce waste, fraud, and abuse but has concerns about...
Fed to Congress: All tools will be used to achieve employment, price stability goals
Fed to Congress: All tools will be used to achieve employment, price stability goals The Federal Open Market Committee is prepared to use its full range of tools to achieve its maximum employment...
ICBA, ABA Join State Associations in Urging Senate to Strengthen Stablecoin Yield Provisions in Clarity Act
ICBA, ABA Join State Associations in Urging Senate to Strengthen Stablecoin Yield Provisions in Clarity Act Washington, D.C. (July 13, 2026) — In a new letter to Senate Majority Leader John Thune...
Article details stablecoins’ possible effect on community lending
Article details stablecoins’ possible effect on community lending With the Senate working to bring the Clarity Act digital assets bill to a vote as soon as this week, a new article explores the...
ICBA, others urge further coordination on GENIUS regulations
ICBA, others urge further coordination on GENIUS regulations ICBA and other groups told the National Credit Union Administration that it should coordinate closely with the other federal banking...
FDIC details GENIUS Act information-collection proposal
FDIC details GENIUS Act information-collection proposal The FDIC published new information on its recent proposed rule to implement requirements under the GENIUS Act. Details: The FDIC on April 10...
ICBA Commends House for Passing the Main Street Capital Access Act
ICBA Commends House for Passing the Main Street Capital Access Act Washington, D.C. (July 21, 2026) — The Independent Community Bankers of America (ICBA) today commended the House of...
House passes ICBA-supported reg relief bill
House passes ICBA-supported reg relief bill The House of Representatives passed the Main Street Capital Access Act (H.R. 6955)—ICBA-advocated legislation to provide regulatory relief targeted to...
Interactive map shows effects of stablecoins on local lending
Interactive map shows effects of stablecoins on local lending As Congress continues to debate the Clarity Act, a new interactive map from ICBA details how stablecoin growth could put small business...
ICBA ThinkTECH Accelerator Showcase Returns to GSBC, Connecting Fintechs with Community Bank Leaders
ICBA ThinkTECH Accelerator Showcase Returns to GSBC, Connecting Fintechs with Community Bank Leaders Media Advisory: The Independent Community Bankers of America (ICBA) will host the ICBA ThinkTECH...
Credit Union Tax Exemption Policy Back in Spotlight Following Another Acquisition of a Community Bank
Credit Union Tax Exemption Policy Back in Spotlight Following Another Acquisition of a Community Bank Washington, D.C. (July 22, 2026) — Independent Community Bankers of America (ICBA) President...
Banking Trades Statement on Updated Clarity Act
Banking Trades Statement on Updated Clarity Act Washington, D.C (July 22, 2026) — Following today’s release of an updated version of the Digital Asset Market Clarity Act, the Independent Community...
ICBA pushes for harmonization of cyber incident reporting rules
ICBA pushes for harmonization of cyber incident reporting rules ICBA told federal regulators that community banks support strong cybersecurity but pushed for a process where information can be...
ICBA, others issue best practices for sharing sensitive information
ICBA, others issue best practices for sharing sensitive information ICBA and other groups published a new paper recommending best practices for safeguarding sensitive information in the supervisory...
GAO report flags 15 duplicative cyber incident regulations for banks
GAO report flags 15 duplicative cyber incident regulations for banks A new report from the Government Accountability Office shows the banking industry must comply with 15 duplicative cyber incident...