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What community bankers need to know about the end of penny production
With the federal government discontinuing new penny production, community bankers and the consumers they serve have many questions about what the change will mean for them.
Understanding the GENIUS Act
Last month, ICBA’s legislative team conducted a community bank briefing to help familiarize community banks with the ins and outs of the recently passed GENIUS Act, which introduced a regulatory...
ICBA advances latest principles for deposit insurance reform to focus policy debate
Large bank failures of 2023 demonstrated the need to reform the nation’s deposit insurance system. With lawmakers working to gather input & offer deposit reform proposals, ICBA has worked with...
How ICBA has worked to shape the GENIUS Act and what’s next for community banks
2025-07-21 digital-payments-icons-crypto-square-crop.jpg Following President Donald Trump’s signing of a new law on stablecoins—the GENIUS Act—on July 18, it is essential that the nation’s...
Flood of national bank trust charter applications demands policy response from OCC
Year-Ahead-Banner.jpg 2025-08-11 Flood of national bank trust charter applications demands policy response from OCC While the financial services industry continues to rapidly evolve, banking policy...
Making a list, checking it twice
2024-04-11 Year end is approaching. Here are some seasonal reminders Since we started seeing Halloween decorations in August, I felt it was high time we started thinking about the Holiday season....
ICBA Applauds Circuit Court Ruling Upholding Fed Discretion Over Master Account Access
The Independent Community Bankers of America® (ICBA) today applauded the decision of the United States Court of Appeals for the 10th Circuit affirming the Federal Reserve’s authority to deny...
Fed’s Bowman prioritizes outreach to community banks
Federal Reserve Vice Chair for Supervision Michelle Bowman said she continues to prioritize community bank outreach to ensure their voice is part of agency efforts to shape a new regulatory framework.
Fed lowers interest rates by 25bp
The Federal Open Market Committee voted to lower target interest rates by 25 basis points to a range of 3.75% to 4.0%.
CISA, NSA share Microsoft server security best practices
CISA, NSA, and international cybersecurity partners released Microsoft Exchange Server Security Best Practices, a guide to help network defenders harden on‑premises Exchange servers against...
FDIC’s Hill: Deposit insurance reform could boost confidence
FDIC Acting Chairman Travis Hill said deposit insurance reform could strengthen depositor confidence.
Court halts 1033 rule compliance deadline
The U.S. District Court for the Eastern District of Kentucky stayed the compliance deadline for the Consumer Financial Protection Bureau’s Section 1033 rule.
ICBA, others: Interest rate cap bill would hurt consumers’ access to credit
ICBA and other groups expressed opposition to the Protecting Consumers from Unreasonable Credit Rates Act (S. 2781) which would institute government price controls for consumer loans, diminishing...
ICBA Supports Nomination of Travis Hill for FDIC Chairman
The Independent Community Bankers of America (ICBA) today encouraged Senate Banking Committee members to advance the nomination of Federal Deposit Insurance Corporation Acting Chairman Travis Hill...
ICBA supports Travis Hill for FDIC chairman
ICBA encouraged senators to advance the nomination of FDIC Acting Chairman Travis Hill to serve as FDIC chairman.
House Democrats express support for CDFI Fund
A group of 120 House Democrats urged the Trump administration to protect the Community Development Financial Institutions Fund, saying its work is vital in supporting families, businesses, and...
ICBA calls for unified AI regulations
ICBA called on the White House to harmonize the regulatory framework for artificial intelligence to address ambiguities inhibiting AI adoption.
Fed seeks comments on annual stress test
The Federal Reserve requested comment on proposals to enhance the transparency and public accountability of its annual stress test for large banks.
Social Security benefits to increase 2.8% next year
Social Security benefits and Supplemental Security Income payments for more than 75 million Americans will increase by 2.8% in 2026, according to the Social Security Administration.
ICBA-backed letter to support CDFIs signed by 105 members of Congress
A group of 105 Republican senators and representatives strongly urged the Trump administration to continue carrying out the statutory obligations of the Community Development Financial Institutions...