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Spotlight! Payments Video Challenge: How Community Bankers Can Join the Fight to #StandAgainstScammers

Spotlight! Payments Video Challenge: How Community Bankers Can Join the Fight to #StandAgainstScammers Fraud and scams continue to be one of the greatest threats facing consumers today. Whether...

Aug 03, 2026
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Article
Data Security/Fraud Fraud Security

FDIC, OCC propose CRA reforms with modernized thresholds

FDIC, OCC propose CRA reforms with modernized thresholds The FDIC and OCC issued a joint proposal to amend Community Reinvestment Act regulations, including revised thresholds for many community...

Aug 03, 2026
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Article
Community Reinvestment Act (CRA) Federal Deposit Insurance Corporation (FDIC) Office of the Comptroller of Currency (OCC) +1 More...

Fed, FDIC propose Reg O updates

Fed, FDIC propose Reg O updates The Federal Reserve proposed modernizing Regulation O, the rule governing the extension of credit to insiders such as bank executives, board members, and major...

Aug 03, 2026
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Article
Federal Reserve Credit Cards Federal Deposit Insurance Corporation (FDIC) +2 More...

Fed proposes modernizing rules for mutuals

Fed proposes modernizing rules for mutuals The Federal Reserve proposed modernizing rules for mutual banking organizations, saying the rules governing these banks are overly burdensome and have not...

Aug 03, 2026
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Article
Federal Reserve Capital Mutual Institutions

BNPL lender applies for ILC charter

BNPL lender applies for ILC charter Klarna announced it has submitted applications to the Utah Department of Financial Institutions and FDIC to establish Klarna Bank USA, a Utah-chartered...

Jul 08, 2026
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Article
Consumer Lending Deposit Insurance Federal Deposit Insurance Corporation (FDIC) +1 More...

Fed proposes risk-based AML requirements

Fed proposes risk-based AML requirements The Federal Reserve proposed amending its requirements for banks to maintain anti-money laundering programs to align with changes to AML program...

Jul 08, 2026
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Article
Bank Secrecy Act/Anti-Money Laundering Act (BSA/AML) Federal Reserve Risk +1 More...

ICBA Congratulates Lawmakers for Enactment of Bipartisan Housing Law with Pro-Community Bank Policies

ICBA Congratulates Lawmakers for Enactment of Bipartisan Housing Law with Pro-Community Bank Policies Washington, D.C. (July 11, 2026) — The Independent Community Bankers of America (ICBA)...

Jul 11, 2026
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Article
U.S. Department of Housing and Urban Development (FHA/HUD) Housing Finance/GSEs Regulatory Relief +1 More...

Housing bill with community bank reg relief title becomes law

Housing bill with community bank reg relief title becomes law Bipartisan housing legislation that includes several ICBA-advocated community bank regulatory relief provisions took effect Friday...

Jul 13, 2026
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Article
Federal Housing Finance Agency U.S. Department of Housing and Urban Development (FHA/HUD) Housing Finance/GSEs +1 More...

SBA raises combined loan limit, enhances lender tools

SBA raises combined loan limit, enhances lender tools The Small Business Administration announced that it has officially raised the amount that qualified borrowers can access through its 7(a) and...

Jul 13, 2026
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Article
Lending Small Business Data Collection (1071) Small Business Administration

ICBA urges administration to protect community banks, CDFIs during streamlining efforts

ICBA urges administration to protect community banks, CDFIs during streamlining efforts ICBA said it supports the administration's efforts to reduce waste, fraud, and abuse but has concerns about...

Jul 13, 2026
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Article
Community Development Financial Institution (CDFI)

Fed to Congress: All tools will be used to achieve employment, price stability goals

Fed to Congress: All tools will be used to achieve employment, price stability goals The Federal Open Market Committee is prepared to use its full range of tools to achieve its maximum employment...

Jul 13, 2026
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Article
Federal Reserve

ICBA, ABA Join State Associations in Urging Senate to Strengthen Stablecoin Yield Provisions in Clarity Act

ICBA, ABA Join State Associations in Urging Senate to Strengthen Stablecoin Yield Provisions in Clarity Act Washington, D.C. (July 13, 2026) — In a new letter to Senate Majority Leader John Thune...

Jul 13, 2026
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Article
Digital Assets

Article details stablecoins’ possible effect on community lending

Article details stablecoins’ possible effect on community lending With the Senate working to bring the Clarity Act digital assets bill to a vote as soon as this week, a new article explores the...

Jul 20, 2026
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Article
Digital Assets Digital banking

ICBA, others urge further coordination on GENIUS regulations

ICBA, others urge further coordination on GENIUS regulations ICBA and other groups told the National Credit Union Administration that it should coordinate closely with the other federal banking...

Jul 20, 2026
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Article
Digital Assets Legislation Digital banking

FDIC details GENIUS Act information-collection proposal

FDIC details GENIUS Act information-collection proposal The FDIC published new information on its recent proposed rule to implement requirements under the GENIUS Act. Details: The FDIC on April 10...

Jul 20, 2026
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Article
Digital Assets Federal Deposit Insurance Corporation (FDIC)

ICBA Commends House for Passing the Main Street Capital Access Act

ICBA Commends House for Passing the Main Street Capital Access Act Washington, D.C. (July 21, 2026) — The Independent Community Bankers of America (ICBA) today commended the House of...

Jul 21, 2026
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Article
Capital Commerce & Banking

House passes ICBA-supported reg relief bill

House passes ICBA-supported reg relief bill The House of Representatives passed the Main Street Capital Access Act (H.R. 6955)—ICBA-advocated legislation to provide regulatory relief targeted to...

Jul 22, 2026
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Article
Capital De Novo Banks Federal Deposit Insurance Corporation (FDIC) +4 More...

Interactive map shows effects of stablecoins on local lending

Interactive map shows effects of stablecoins on local lending As Congress continues to debate the Clarity Act, a new interactive map from ICBA details how stablecoin growth could put small business...

Jul 22, 2026
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Article
Digital Assets Lending Safety & Soundness +2 More...

ICBA ThinkTECH Accelerator Showcase Returns to GSBC, Connecting Fintechs with Community Bank Leaders

ICBA ThinkTECH Accelerator Showcase Returns to GSBC, Connecting Fintechs with Community Bank Leaders Media Advisory: The Independent Community Bankers of America (ICBA) will host the ICBA ThinkTECH...

Jul 22, 2026
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Article
Artificial Intelligence Information Technology Technology +4 More...

Credit Union Tax Exemption Policy Back in Spotlight Following Another Acquisition of a Community Bank

Credit Union Tax Exemption Policy Back in Spotlight Following Another Acquisition of a Community Bank Washington, D.C. (July 22, 2026) — Independent Community Bankers of America (ICBA) President...

Jul 22, 2026
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Article
Credit Unions