Innovation

To address pressing issues, community banks are thinking differently about their infrastructure, products, and technology stacks. Innovation no longer simply factors into a once-a-year review; it...

Marketing Policy

Financial Inclusion for Underserved and Unbanked Individuals Relevant to audience growth, financial education, and community engagement initiatives. Data and Cyber Security Increasingly important...

Small Business Lending Training

Seminars and Institutes

Home

More on topic Example Text What’s Trending in Community Banking About the Independent Community Bankers of America ICBA powers the potential of the nation’s community banks through effective...

Fair Lending

Reset Filters ICBA strongly supports equal access to credit through the fair lending laws – the Equal Credit Opportunity Act (ECOA) and the Fair Housing Act (FHA) – and condemns discrimination...

National Flood Insurance Program

National Flood Insurance Program Search articles Take Action Today Help advocate for community banking by writing a letter to congress. Take Action Example Text Search articles Select Home Advocacy...

Small Business Lending Solutions

Small Business Lending Overview Policy Training Solutions Reset Filters Deploy New Solutions that Work for Community Banks Small Business Lending Solutions for Your Community Bank View All...

Small Business Lending Policy

ICBA promotes Small Business Administration loan programs and federal policies that foster a vibrant small business sector. ICBA opposes SBA proposals to open SBA 7(a) participation to additional...

Tax Policy

Articles Search articles Tax Policy Overview Feel the rhythm at ICBA LIVE 2025! Jan 1, 2025 Read More Example Text Tax laws should promote robust economic activity and a vibrant community banking...

Banking Cannabis-Related Businesses

Feel the rhythm at ICBA LIVE 2025! It's time to get ready for ICBA LIVE 2025 in Nashville, March 11-14, the largest annual gathering of community bankers! Read More Example Text Articles Related...

Accounting & Auditing

Position Background Position & Background ICBA opposes any prohibitions on the ability of community banks to classify mortgage loans and investment securities at amortized cost when the bank’s...

Ending the Conservatorship of Fannie Mae and Freddie Mac

Related Topics: Access the Government-Sponsored Secondary Mortgage Market Example Text Federal Home Loan Bank System Example Text View All Topics Ending the Conservatorship of Fannie Mae and...

Ending Too-Big-to-Fail

Join the ICBA Community Explore the ICBA Community to see discussions on this and other issues. Join the Conversation Example Text Feel the rhythm at ICBA LIVE 2025! It's time to get ready for ICBA...

Deposit Insurance

Related Topics: Ending Too-Big-To-Fail Example Text Supervisory Environment Example Text View All Topics Deposit Insurance Overview Search articles Position Background Our nation’s federal deposit...

The Federal Home Loan Bank System

Reset Filters Reset Filters The FHFA recently completed a year-long study of the FHLBs, their mission and how the system is supporting that mission. The final report released in November of 2023...

Consumer Financial Protection Bureau (CFPB)

ICBA appreciates the CFPB’s decision to operate with the statutory parameters established by Congress and urges the Bureau to carry out its supervisory obligations consistently across all covered...

Small Business Loan Application Data Collection

As relationship bankers, community banks look at each small-business loan individually and often in customized terms based on many factors. Rigid data collection requirements under Section 1071 of...

Financial Inclusion for Underserved and Unbanked Individuals

Articles Feel the rhythm at ICBA LIVE 2025! It's time to get ready for ICBA LIVE 2025 in Nashville, March 11-14, the largest annual gathering of community bankers! Read More Example Text Financial...

BSA/AML Compliance

What’s Happening in the Industry Right Now Hear from community bankers facing the same challenges. Thousands of community bankers collaborate in ICBA Community, sharing real-time insights,...

Public Banks: Postal Banking, Fed Accounts, and State-Owned Banks

There a persistent interest among certain lawmakers in allowing the United States Postal Service (USPS) to offer retail banking services. It would be a serious mistake for the USPS to enter a...

De Novo Community Bank Formation

Reset Filters Reset Filters ICBA supports a flexible and tailored supervisory policy with regard to de novo banking applicants that is based on the pro forma risk profile and business plan of the...

Defending the Bank Charter

Home Advocacy Defending the Bank Charter Back Feel the rhythm at ICBA LIVE 2025! It's time to get ready for ICBA LIVE 2025 in Nashville, March 11-14, the largest annual gathering of community...

Deposit Account Services & Fees

Search articles Select Home Advocacy Deposit Account Services & Fees Back Feel the rhythm at ICBA LIVE 2025! It's time to get ready for ICBA LIVE 2025 in Nashville, March 11-14, the largest annual...

Cyber Incidents and Breaches

Articles Related Topics: Data and Cyber Security Example Text Payments Fraud and Scams Example Text View All Topics Cybersecurity Example Text Consumer Lending Example Text Regulation B Example...

Reform and Refocus the Farm Credit System

Take Action Today Help advocate for community banking by writing a letter to congress. Take Action Example Text Feel the rhythm at ICBA LIVE 2025! It's time to get ready for ICBA LIVE 2025 in...

Preserving the Independence of the Federal Banking Agencies and the Dual Banking System

Related Topics: Defending the Bank Charter Example Text Ending Too-Big-To-Fail Example Text View All Topics Feel the rhythm at ICBA LIVE 2025! It's time to get ready for ICBA LIVE 2025 in...

Payments Access, Choice, and Governance

Articles Join the ICBA Community Explore the ICBA Community to see discussions on this and other issues. Join the Conversation Example Text Search articles Feel the rhythm at ICBA LIVE 2025! It's...

Privacy and Personal Information

Join the ICBA Community Explore the ICBA Community to see discussions on this and other issues. Join the Conversation Example Text Feel the rhythm at ICBA LIVE 2025! It's time to get ready for ICBA...

Digital Assets and Cryptocurrency

Overview: Digital Assets and Cryptocurrency Safer Internet Day Tuesday, February 10, 2026 Influence Policy & the Public tab-1 Access Insights tab-2 Enhance Team Performance & Strengthen Resilience...

Third Party Risk Management/Vendor Management

Read More Example Text Resources Available to Help You Manage Third Party Risk Practical considerations and examples to help community banks manage third-party risk across the full relationship...

Community Reinvestment Act (CRA)

News and Articles Feel the rhythm at ICBA LIVE 2025! Jan 1, 2025 | Category Featured Training: CRA to Z This comprehensive program walks bankers through every critical component of CRA compliance —...

Artificial Intelligence AI Overview

Central Bank Digital Currency (CBDC)

Many central banks, including the Federal Reserve, are actively exploring central bank digital currency, which is defined as a “new form of digital money, denominated in the national unit of...

Community Bank Climate Risk Regulation

Take Action Today Help advocate for community banking by writing a letter to congress. Take Action Example Text Feel the rhythm at ICBA LIVE 2025! It's time to get ready for ICBA LIVE 2025 in...

Community Banker Representation

Take Action Today Help advocate for community banking by writing a letter to congress. Take Action Example Text Feel the rhythm at ICBA LIVE 2025! It's time to get ready for ICBA LIVE 2025 in...

Community Bank Access to Capital

Feel the rhythm at ICBA LIVE 2025! It's time to get ready for ICBA LIVE 2025 in Nashville, March 11-14, the largest annual gathering of community bankers! Jan 1, 2025 | Category Home Advocacy...

Mutual and Savings Institutions

Letters & Testimonies Search articles Select Reset Filters Reset Filters Mutual institutions were established and are maintained for the benefit of their communities, depositors, and borrowers....

Minority Depository Institutions

Position Background ICBA supports a regulatory framework that accommodates and promotes the unique business model, markets and portfolio of minority depository institutions (MDIs or minority...

Payments

Feel the rhythm at ICBA LIVE 2025! It's time to get ready for ICBA LIVE 2025 in Nashville, March 11-14, the largest annual gathering of community bankers! Some Text Payments Overview Advocacy...

Unfair or deceptive acts or practices (UDAP) & unfair, deceptive, or abusive acts or practices (UDAAP)

Search articles Select Home Advocacy Unfair Deceptive Abusive Acts or Practices (UDAAP) Back Feel the rhythm at ICBA LIVE 2025! It's time to get ready for ICBA LIVE 2025 in Nashville, March 11-14,...

Supervisory Environment

Position & Background Position Background Community banks are concerned certain restrictions or practices that apply to the largest banks will trickle down to their level as “best practices.”...

Access the Government-Sponsored Secondary Mortgage Market

Position Background Position & Background ICBA will actively engage the Federal Housing Finance Administration (FHFA) and the GSEs regarding overly burdensome policies and practices that increase...

Tiered Regulation for Community Banks

Search articles Take Action Today Help advocate for community banking by writing a letter to congress. Take Action Example Text Search articles Select Home Advocacy Tiered Regulation for Community...

Credit Union Tax Exemption

Home Advocacy Tax-Exempt Credit Unions Back Feel the rhythm at ICBA LIVE 2025! It's time to get ready for ICBA LIVE 2025 in Nashville, March 11-14, the largest annual gathering of community...

Customer Data Access/Open Banking

Join the ICBA Community Explore the ICBA Community to see discussions on this and other issues. Join the Conversation Example Text ICBA Expert Contacts Articles Customer Data Access/Open Banking...

Community Development Financial Institutions

ICBA supports increasing funding for the CDFI Fund, proceeds of which are used to help CDFI banks continue to innovate and help their communities. ICBA supports ECIP disposition Guidelines that...

Credit Reporting

Position & Background Position Background ICBA supports the use of consumer credit reports and credit scoring models as tools to objectively assess a borrower’s creditworthiness and ability to...

Core Processors

Reset Filters Take Action Today Help advocate for community banking by writing a letter to congress. Take Action Example Text Search topics Select Feel the rhythm at ICBA LIVE 2025! It's time to...

Housing Finance Reform and Regulation of Government Sponsored Enterprises (GSE)

Join the ICBA Community Explore the ICBA Community to see discussions on this and other issues. Join the Conversation Example Text ICBA Expert Contacts Articles Housing Finance Reform and...

Instant Payments

With two instant payments networks now live and in the market, financial institutions are moving quickly to begin offering real-time payment capabilities to their customers. ICBA urges all...

Innovation, Payments and Banking Technology

Feel the rhythm at ICBA LIVE 2025! It's time to get ready for ICBA LIVE 2025 in Nashville, March 11-14, the largest annual gathering of community bankers! Some Text Many community banks partner...

Fraud and Scams

Rural America and Farm Bill Programs

The new Farm Bill should continue to provide essential assistance to the farm sector and to rural America. Robust price support programs provide a financial safety net for many producers during...

Regulatory Capital

Take Action Today Help advocate for community banking by writing a letter to congress. Take Action Example Text Home Advocacy Regulatory Capital Back Feel the rhythm at ICBA LIVE 2025! It's time to...

Strengthening Membership

ICBA, the exclusive national voice for community banks, represents community banks of all sizes and types. ICBA is focused on providing the highest membership value available for community banks....

Small Business Lending Old

Home Advocacy Small Business Lending Back Feel the rhythm at ICBA LIVE 2025! It's time to get ready for ICBA LIVE 2025 in Nashville, March 11-14, the largest annual gathering of community bankers!...

State and Regional Partner Associations Affiliated With ICBA

Position Background ICBA works closely with a network of 44 affiliated state associations to promote the ICBA mission on behalf of our members and the entire community banking industry. A strong...

Small Business Lending

Feel the rhythm at ICBA LIVE 2025! Jan 1, 2025 | Category Is your bank not a member of ICBA? How ICBA Supports Community Banks News and Articles What’s Happening in the Industry Right Now Resources...

Our Staff

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