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FFIEC announces updates to interest rate risk analysis web pages
2026-03-03 The Federal Financial Institutions Examination Council announced updates to the Uniform Bank Performance Report’s Interest Rate Risk Analysis page. The FFIEC said the update contained...
ICBA urges OCC to adjust threshold for heightened standards proposal
ICBA urges OCC to adjust threshold for heightened standards proposal 2026-03-03 ICBA said that while it supports efforts to improve clarity and reduce unnecessary burden, the OCC’s proposal to...
ICBA LIVE’s “Anchored in Purpose” Spotlights Enduring Spirit of Community Banking
2026-03-03 ThinkTECH Showcase.jpg San Diego, Calif. (March 3, 2026)—Community bankers and industry leaders convene this week at the San Diego Convention Center for the Independent Community Bankers...
Customers Don't Care Who Built It
2026-03-01 Business Small Banking Customer Banks image9 Banks want tokenized deposits. Fintechs want stablecoins. Customers will choose what works. Banks want tokenized deposits. Fintechs want...
ICBA Taps Digital Assets Leader Wade Peery to Inform Solutions and Banker Education
ICBA has announced a consulting agreement with Wade Peery, a longtime community bank executive and digital assets expert. This strategic relationship reflects ICBA’s commitment to keeping community...
Off and Running
2026-03-03 I’m hopeful that those New Year’s Resolutions are intact and having their desired effects. In taking one more look back into 2025, it dawns on me the further we got into the year, the...
Fannie Mae provides shutdown guidance
2026-03-04 Fannie Mae published temporary guidance on selling and servicing policies that may be impacted by the partial federal government shutdown that began on Feb. 14. Details: The enterprise...
Farm bill markup continues today
Farm bill markup continues today 2026-03-04 The House Agriculture Committee is scheduled to continue its markup of the farm bill (H.R. 7567) at 8 a.m. (Eastern time) today. Details: The committee...
OCC finalizes reg relief rules
2026-03-04 The OCC announced two final ICBA-supported rules to reduce the regulatory burden for community banks. Details: The OCC final rules: Rescind its Fair Housing Home Loan Data System...
ICBA Raises Deep Concerns with Master Account Approval for Kraken Financial
2026-03-04 Washington, D.C. (March 4, 2026) — Independent Community Bankers of America (ICBA) President and CEO Rebeca Romero Rainey issued the following statement sharing significant concerns with...
ICBA Commends House Financial Services Committee for Advancing Main Street Capital Access Act
2026-03-04 Business Small Banking Customer Banks image13 Washington, D.C. (March 4, 2026) — The Independent Community Bankers of America (ICBA) today commended the House Financial Services...
Staying power - Fed’s balance sheet has some duration, for better or worse
2026-03-04 It appears that, assuming the nominee for the next federal reserve chairman is confirmed by the Senate, he is going to have to roll up his sleeves to achieve some of his monetary policy...
ICBA Congratulates House Agriculture Committee on Passing New Farm Bill
2026-03-05 Main Street Local Community 03 image Washington, D.C. (March 5, 2026) — Independent Community Bankers of America (ICBA) President and CEO Rebeca Romero Rainey issued the following...
ICBA Testifies Before Congress on Helping Community Banks Fight Fraud
Washington, D.C. (March 5, 2026) — The Independent Community Bankers of America (ICBA) today testified before Congress on legislative and regulatory recommendations to help community banks combat...
Economic activity increases in recent weeks: Beige Book
2026-03-05 Economic activity increased at a slight to modest pace in more than half of the Federal Reserve Districts from early January through February, according to the latest Beige Book of...
Trump officially nominates Warsh to lead Fed
Trump officially nominates Warsh to lead Fed 2026-03-05 President Donald Trump officially nominated Kevin Warsh to serve as Federal Reserve chairman. If confirmed by the Senate, Warsh would replace...
New op-ed says it’s time to end credit unions’ tax exemption
2026-03-05 A new op-ed says ending the tax exemption for business entities such as credit unions could help solve the nation’s budget issues. Details: In The Washington Post (subscription...
ICBA raises concerns with master account approval for crypto firm
ICBA raises concerns with master account approval for crypto firm 2026-03-05 ICBA expressed significant concerns with the Federal Reserve Bank of Kansas City’s approval of a master account for...
House panel advances ICBA-supported reg relief bill
2026-03-05 ICBA commended the House Financial Services Committee for voting to advance the pro-community bank Main Street Capital Access Act (H.R. 6955). Details: Sponsored by House Financial...
Agencies issues FAQs on the capital treatment of tokenized securities
Agencies issues FAQs on the capital treatment of tokenized securities 2026-03-06 The federal bank regulatory agencies issued answers to frequently asked questions on the capital treatment of...
House panel advances farm bill
2026-03-06 The House Agriculture Committee advanced a new farm bill with bipartisan support by a 34-17 vote. The bill will proceed to the House floor for a full vote. Legislation Details: The Farm,...
ICBA testifies at House hearing on fraud
2026-03-06 ICBA community banker Gay Dempsey testified on Capitol Hill that fraud is an urgent problem that must be fought through coordination among financial institutions, law enforcement, and...
ICBA Adds Jack Henry’s Financial Crimes Defender to its Preferred Service Provider Program Offering
ICBA Adds Jack Henry’s Financial Crimes Defender to its Preferred Service Provider Program Offering 2026-03-06 ICBA Innovation AI-enabled, real-time fraud and BSA compliance platform helps...
ICBA and Holtmeyer & Monson Mark 20th Anniversary Serving Community Banks
2026-03-06 San Diego, Calif. (March 6, 2026) —The Independent Community Bankers of America (ICBA) today recognized the 20th anniversary of its strategic relationship with Holtmeyer & Monson (H&M)...
West Virginia Community Banker Alice Frazier Elected ICBA Chairman
West Virginia Community Banker Alice Frazier Elected ICBA Chairman 2026-03-09 ICBA Innovation.png San Diego, Calif. (March 9, 2026) — Alice P. Frazier, president and CEO of Potomac Bank in Charles...
ICBA LIVE 2026 Showcase Delivers Community Bank Innovations in AI, Digital Investing, and More
2026-03-07 INN-TECH_01_image branded San Diego, Calif. (March 6, 2026) — The Independent Community Bankers of America® (ICBA) hosted its ThinkTECH Showcase during ICBA’s national convention, ICBA...
ICBA Announces 2026-27 Executive Committee, West Virginia Banker Elected Chairman
San Diego, Calif. (March 9, 2026) — The Independent Community Bankers of America (ICBA) today announced the election of its 2026-27 executive committee during the 2026 ICBA LIVE national convention...
Trump administration takes executive actions against cybercrime
2026-03-09 President Donald Trump released executive actions designed to combat cyber threats. Details: The White House: Released President Trump’s Cyber Strategy for America, which outlines the...
ICBA tells Fed to maintain check services; comments due today
ICBA tells Fed to maintain check services; comments due today 2026-03-09 ICBA said the Federal Reserve should maintain check services at their current level and provide transparency on any fee...
ICBA unveils campaign to spotlight credit union deceptions
2026-03-09 At ICBA LIVE in San Diego, ICBA unveiled a targeted advocacy and marketing campaign to pull back the curtain on growth‑obsessed large credit unions and the illusion used to justify...
Frazier calls on community bankers to innovate and advocate
2026-03-09 New ICBA Chairman Alice P. Frazier praised community banks for being a safe harbor for their customers and urged them to innovate boldly, advocate fiercely, and mentor the next...
ICBA announces new chairman, Executive Committee
ICBA announced the election of its 2026-2027 Executive Committee at ICBA LIVE 2026 in San Diego. New Chairman: Alice P. Frazier, president and CEO of Potomac Bank in Charles Town, W.Va., was...
ICBA Commends Trump Administration on Actions to Promote U.S. Cybersecurity
2026-03-09 INN-TECH_13_image branded Washington, D.C. (March 9, 2026) — Independent Community Bankers of America (ICBA) President and CEO Rebeca Romero Rainey issued the following statement on...
ICBA, state groups urge senators to add community bank provisions to housing act
2026-03-10 ICBA and 44 state associations urged senators to add Title 6 of the House-passed Housing for the 21st Century Act (H.R. 6644) to the ROAD to Housing Act (S. 2651). Details: In a joint...
ICBA commends administration’s cybersecurity actions
2026-03-10 ICBA commended the Trump administration for releasing President Donald Trump’s Cyber Strategy for America and executive order on combating cybercrime, fraud, and predatory schemes....
Credit Union Acquires Tax-Paying Community Bank Amid Launch of ICBA’s “The Illusionists” Campaign
2026-03-10 Washington, D.C. (March 10, 2026) — Independent Community Bankers of America (ICBA) President and CEO Rebeca Romero Rainey issued the following statement on the latest reported...
FinCEN issues modified southwest border targeting order
FinCEN issues modified southwest border targeting order 2026-03-11 The Financial Crimes Enforcement Network issued a modified Geographic Targeting Order to combat the illicit activities and money...
CDFI Fund Seeks input on Bank Enterprise Award Program application
2026-03-11 The Community Development Financial Institutions Fund requested comments on its Bank Enterprise Award Program application. Background: The BEA Program is designed to provide an incentive...
ICBA, others request extension of comment period for GENIUS Act proposal
2026-03-11 ICBA and other groups requested that the OCC extend the deadline for public comments on its proposed rule on implementing GENIUS Act provisions on issuing payment stablecoins. Details:...
ICBA: Guidance on AI agent systems must reflect the realities of community banking
2026-03-11 ICBA recommended to the National Institute of Standards and Technology that any future guidance on artificial intelligence agents reflect the realities of community banking. Details: In...
Credit union acquires bank amid launch of ICBA’s ‘Illusionists’ campaign
2026-03-11 The latest reported credit union acquisition of a community bank comes follows this week’s launch of ICBA’s “The Illusionists” national advocacy and marketing campaign on the harmful...
Lavarnway appointed to New York Fed advisory group
The Federal Reserve Bank of New York announced that Mark Lavarnway, president and CEO of Watertown Savings Bank in Watertown, N.Y., has been appointed to its Community Depository Institutions...
FDIC’s Hill: CAMELS proposals coming
2026-03-12 FDIC Chairman Travis Hill said that over the past few months, the federal banking agencies have made significant progress on reforms to the CAMELS rating system that they hope to propose...
Independent Banker: New ICBA chair wants to prepare the next generation of community bankers
Independent Banker: New ICBA chair wants to prepare the next generation of community bankers 2026-03-12 New ICBA Chairman Alice Frazier is focusing her term as chairman on engaging the next...
Treasury issues update on Iran-related cyber threats
The Treasury Department’s Office of Cybersecurity and Critical Infrastructure Protection released a new flash alert (ICBA login required) on Iranian threats against financial institutions. Alert:...
Fed’s Bowman: Changes to capital rules coming soon
2026-03-13 Federal Reserve Vice Chair for Supervision Michelle Bowman said federal banking regulators will soon propose rules to implement the final phase of the Basel III Endgame capital...
Senate passes housing bill as ICBA continues push for reg relief provisions
Senate passes housing bill as ICBA continues push for reg relief provisions 2026-03-13 The Senate passed housing legislation without ICBA-advocated community bank regulatory relief provisions,...
ICBA Commends Trump Administration for Executive Order to Help Community Banks Promote Housing Affordability
2026-03-13 ICBA Innovation.png Washington, D.C. (March 13, 2026) — Independent Community Bankers of America (ICBA) President and CEO Rebeca Romero Rainey issued the following statement on President...
Q4 GDP growth revised down to 0.7%
Q4 GDP growth revised down to 0.7% 2026-03-16 The Commerce Department downwardly revised its estimate for fourth-quarter gross domestic product growth from 1.4% to 0.7%. The decline from the 4.4%...
ICBA to participate in panels at EGRPRA meeting this month
2026-03-16 ICBA will be participating in two panels during this month’s Economic Growth and Regulatory Paperwork Reduction Act outreach meeting in Washington, D.C. Details: At the March 26 meeting:...
Agency board meetings this week on bank capital rules
2026-03-16 Federal banking regulators are scheduled to meet this week to consider proposed rules to reform bank capital rules. Details: The FDIC board of directors and Federal Reserve Board are...
Trump issues executive order to help community banks promote housing affordability
2026-03-16 ICBA commended the Trump administration for issuing an executive order directing regulatory reforms that will help community banks promote housing affordability. Directing Reg Relief:...
Amid House-Senate standoff, ICBA urges inclusion of pro-community bank provisions
2026-03-17 Following last week’s Senate passage of a housing bill without ICBA-advocated community bank regulatory relief provisions, ICBA urged lawmakers to adopt these bipartisan provisions in...
ICBA Statement on Proposed Rules on Regulatory Capital
2026-03-19 Washington, D.C. (March 19, 2026) — Independent Community Bankers of America (ICBA) President and CEO Rebeca Romero Rainey issued the following statement on today’s interagency proposed...
Credit Union Acquisitions Continue Following Launch of ICBA’s “The Illusionists” Campaign
The Illusionists With Logo.png Washington, D.C. (March 19, 2026) — Independent Community Bankers of America (ICBA) President and CEO Rebeca Romero Rainey issued the following statement on the...
Future of Community Banking: Mentoring the Next Generation
Discover how ICBA and industry leaders are mentoring the next generation of community bankers through targeted succession planning and professional development.
Community Bank Innovation: Navigating Core Providers
Discover how community bank innovation thrives through core provider integrations, API access, and regulatory compliance support from the ICBA in 2026.
Ballston Spa National Bank Hits a Hole-in-One for the Community
Ballston Spa National Bank (BSNB) in Ballston Spa, New York, brought creativity, connection and community spirit to the Saratoga County Annual Business Showcase last fall, transforming a...
How to Build a Layered Fraud Defense for Community Banks
Discover how community banks can fight fraud using a 4-layered defense strategy involving internal controls, governance, staff training, and AI technologies.
ICBA Thanks Lawmakers for Introducing New Bills Advancing the Deposit Insurance Debate
2026-03-25 Capital Profile DC Washington, D.C. (March 25, 2026) — Independent Community Bankers of America (ICBA) President and CEO Rebeca Romero Rainey issued the following statement on the...