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Public Funds as a Strategic Anchor in a Rising-Rate Funding Market
Public Funds as a Strategic Anchor in a Rising-Rate Funding Market SPONSORED | With the Fed raising rates and Treasury yields climbing, funding costs are resetting higher. PTMA Funding connects...
Jim Reber: Moving on Up
Bond portfolios’ yields are beginning to catch up.
7 Steps to a Successful Regulatory Audit
Preparation is key to passing a regulatory exam with flying colors. These tips for the stages before, during and after an audit will ensure your bank and management impress regulators.
8 Budgeting Ideas That Support Growth
Smart budgeting allows for adaptation to changing financial and economic conditions. But the most important thing, say experts, is that community banks focus on investing in what’s working for them.
6 Things to Consider Before Opening a New Branch
A new branch can present new opportunities for community banks—if you plan thoroughly and calculate the risk involved.
Michael Benedict: Are We There Yet?
Take a look at the nagging persistence of portfolio mark‑to‑market.
What Is Behavioral Economics, and Could It Help Your Bank Grow?
Much of our financial decision-making is driven by cognitive biases and emotions—and behavioral economics is the science behind that.
The Importance of Change Management at Community Banks
As new technology and solutions ebb and flow, community bankers have to manage the change that comes with them. While change can be hard, offering a hand and lending an ear can ease the transition.
Maximize Your Community Bank's Digital Experience
A high-functioning digital platform is no longer an added perk for bank customers—it’s the standard.
Jim Reber: The Fed Loosens Up
A slowdown in quantitative tightening has an element of policy easing.
Chippewa Valley Bank: Fueling Growth With Innovative Bank Stock Lending
Chippewa Valley Bank has pioneered an innovative bank stock lending program, providing community banks with an expedited and cost-efficient avenue to acquire capital and interest-earning assets.
Powering Potential: A Successful Year for ICBA's National Campaign
Since its debut in April 2023, the ICBA National Campaign and its vital marketing resources have made significant headway in raising awareness for community banks and their mission.
Jim Reber: Rolling With the Curve
An upward slope can bolster market values.
7 Strategies for Raising Bank Deposits
Community banks must maintain a competitive edge to stay on top of their deposits.
How Marketing Impacts Community Banks' Recruiting
A marketing campaign could be the first thing a prospective employee sees while researching your community bank.
Jim Reber: Dialing It Back
Simple bonds find favor with portfolio managers in 2024.
How to Curate Your Community Bank's Social Strategy
Between Facebook, Instagram, X and other social media platforms, it can be difficult, if not impossible, to successfully follow every social trend when it comes to your marketing.
Traditional Advertising's Place in Community Bank Marketing
Marketing success is often measured against website traffic, comments and likes these days, but there’s still a place for traditional ads.
5 Tactics to Turbo Boost Your Marketing
It can feel impossible to keep up with shifts in social media and other digital marketing channels.
Jim Reber: The Big Chill
Might the bond market be range-bound in 2024?
From Vision to Reality: How CDFIs and MDIs Fund Their Important Efforts
Minority-owned banks are a lifeline to their communities—but their needs often outstrip deposits. These MDIs are securing the capital and resources to LIFT UP their communities.
Schooling Customers on Student Loan Fraud
With student loan payments recently unpaused, cybercriminals have new ways of scamming banks and their customers. Here’s what community banks and their customers need to know.
Member Benefits: Educated Investing With ICBA Securities
In partnership with its exclusively endorsed broker Stifel, ICBA Securities offers practical and educational investment resources for community banks across the nation.
What Bank Swag Does Gen Z Want?
Financial institutions are vying for Gen Z’s business, and if you want to attract this new cohort of customers, you need to think about incentives beyond bank-branded beer koozies and keychains.
How Community Banks Target and Support Fast-Growing Cities
Surging population growth brings opportunities for community banks that are positioned to take advantage of it.
Citizens Bank & Trust Brings Banking Back to School
Citizens Bank & Trust saw a need and a demand for financial literacy in local high schools. Now, the community bank has two school branches that are run by student tellers and teacher presidents.
Using Data to Boost Mortgage Lending
Can community banks reengage existing mortgage customers through data, or find new ones? We spoke to experts on where to find data that could increase sales—and what to do with it.
Bank of Anguilla Weathers the Storm
In the wake of a destructive tornado in Mississippi, Bank of Anguilla continues to develop initiatives that will help people recover from the damage and return home.
Can Third-Party Vendors Ease Wealth Management?
Community banks with wealth management programs can access a new source of revenue, but starting from scratch can be a major undertaking.
Is Cybersecurity Insurance Worth the Higher Premiums?
Cybersecurity should be a foundational element of any community bank, but do you really need to be insured for it, especially as premiums rise? We spoke to experts to learn more about cyber insurance.
Leveling Up: How Community Banks Should Navigate Asset Size Growth Thresholds
As your bank grows in asset size, it’s vital to keep up with compliance regulations to meet the standards of each new threshold. By planning ahead and preparing your staff, the process can be...
How Banks Can Combat Deposit Insurance Disruption
Following the failures of Silicon Valley Bank and Signature Bank, community banks look to alternative deposit insurance options.
Charles Potts: Budgeting for the Future
We’re in a tricky economic environment, but by focusing further down the line, we can get ahead of industry evolution and prepare for what’s next.
Jenna Burke: Are Changes to Bank M&A Rules on the Horizon?
The Department of Justice and other banking agencies are evaluating a new potential M&A framework. What does this mean for community banks?
Should You Talk to Customers about your Community Bank's Finances?
With the recent failures of a few megabanks, customers may have questions and concerns about their own banks. Here’s how you can address them.
9 Ways for Community Banks to Cut Expenses
As the start of the fiscal year approaches, it’s a great opportunity for community banks to revisit vendor contracts, technology and more to limit expenses. We asked experts for their top tips on...
Jim Reber: Portfolio Power
Barbell structure may be the right regimen.
Paid Marketing: A Boost for Your Community Bank
In a changing marketing landscape, the benefits provided by ultra-targeted online campaigns with budgets behind them are more valuable than ever.
General counsel strategies for community banks
Having general counsel is critical for community banks, but what’s the right balance between in-house and external counsel? Community bankers and legal experts weigh in on how to create the right...
Scaling your community bank's core as you grow
As community banks grow, their cores need to, too. We spoke with experts on how to prepare your core for scalability and growth.