Payments & Tech

Due in part to AI, technology and security risks are rapidly evolving, pushing community banks to think about technology planning beyond the traditional budget cycle. Several community banks told us how they’re balancing technology adoption, timing and investment priorities.

SPONSORED | Modern branch design is only half the story. Community banks that break free from fragmented systems and embrace a more unified, flexible technology foundation unlock faster service, stronger visibility, and the agility to evolve—without sacrificing the personal connections customers value most.

While the federal government appears to be phasing out paper checks, checks aren’t going away as a payment method anytime soon. We look at how checks are evolving, and how community banks can advocate for fraud solutions and check infrastructure to continue to serve their customers’ needs.

SPONSORED | To stay competitive and continue providing the vital banking services their communities depend on, community banks need every advantage available to grow high-value relationships. Reciprocal deposits are an essential tool that allow community banks to support local deposit and lending needs.

Digital wallets are now the transactional platform of choice. A Worldpay study projected that by 2030, digital wallets will be used in 44% of all U.S. e-commerce and 26% of in-store transactions.

Learn how community banks can leverage in-house or partner small business credit card programs to drive growth.

SPONSORED | Sustainable growth depends on more than technology - it relies on strong relationships with your banking technology provider. Discover six attributes of a proactive, open, and involved provider that boosts agility, elevates operations, and strengthens customer loyalty.

SPONSORED | Deposit networks are far more than just funding tools. They can also offer flexible liquidity management - including the opportunity to move deposits off balance sheet by selling them to network banks in exchange for fee income while retaining the customer relationship.

A core conversion can be a hugely disruptive endeavor for a community bank. Understanding your current core’s capabilities and building a strong relationship with your core provider are just a few of the ways to ease that burden.