Banking

SPONSORED | Just as a great player brings both durability and flexibility to a lineup, reciprocal deposits offer a scalable, dependable source of funding that can adapt as your balance sheet needs change.

SPONSORED | Exception reports do more than support compliance. They can uncover workflow bottlenecks, staffing challenges, technology gaps, and hidden operational risks. Learn how community banks are using exception data as operational intelligence to improve efficiency, strengthen oversight, and enhance commercial lending performance.

SPONSORED | Your core should support your strategy, not restrict it. See how the right combination of flexibility, institutional input and practical support can help your bank modernize on its terms.

SPONSORED | For five years, CECL exams ran on a simple premise: show us what you did, and we'll tell you if you got it wrong. The OCC's July 2026 update to the "Allowances for Credit Losses" booklet ends that era. In a recent Empyrean webinar, Zach Englert walked through what changed and what institutions should check before their next exam.

SPONSORED | The strongest banking relationships are built on more than convenience. New research from La Macchia Group reveals what 1,100 consumers value most and how their expectations can help banks make smarter decisions about technology, branches, customer experience and growth.

SPONSORED | The recently enacted 21st Century ROAD to Housing Act marks a significant shift in how U.S. banks can use reciprocal deposits—an established but increasingly important tool for deposit growth and local lending.

As regulators mull easing the requirements for call reports, there are methods that community banks can employ now to streamline the process.

If you’re having a hard time getting your head around how your community bank can benefit from digital assets, you’re not alone.

SPONSORED | The game of finance is fundamentally changing. As payments, data, and digital assets redefine relationships, banks are being pushed to rethink how they compete. Winning depends on meeting next-generation expectations and embedding into how customers move and manage money daily.