Payments

While the federal government appears to be phasing out paper checks, checks aren’t going away as a payment method anytime soon. We look at how checks are evolving, and how community banks can advocate for fraud solutions and check infrastructure to continue to serve their customers’ needs.

SPONSORED | To stay competitive and continue providing the vital banking services their communities depend on, community banks need every advantage available to grow high-value relationships. Reciprocal deposits are an essential tool that allow community banks to support local deposit and lending needs.

Two new Nacha rules went into effect in March aimed at strengthening banks’ defenses against ACH payment scams and frauds. Here’s what experts say about these new rules and the best ways for community banks to comply with them.

Digital wallets are now the transactional platform of choice. A Worldpay study projected that by 2030, digital wallets will be used in 44% of all U.S. e-commerce and 26% of in-store transactions.

Learn how community banks can leverage in-house or partner small business credit card programs to drive growth.

SPONSORED | Deposit networks are far more than just funding tools. They can also offer flexible liquidity management - including the opportunity to move deposits off balance sheet by selling them to network banks in exchange for fee income while retaining the customer relationship.

SPONSORED | Instant payments and the FedNow Service continue to grow and gain adoption momentum.

Community bankers are increasingly concerned about the digital asset market and whether these entities have to follow the same set of rules as traditional banks. See how ICBA is approaching this new era of payments policy.

Treasury management services for business customers are table stakes for community banks looking to attract and retain valuable customer relationships.