Consumer & Mortgage

Refinance inertia could become a thing of the past with AI mortgage technology and rate lock-in tools. What might this mean for mortgage spreads, prepayment risk and reinvestment risk for MBS investors—including community bank mortgage portfolios?

SPONSORED | Federal policy actions may create new opportunities for community banks to expand their role in mortgage lending through tailored regulation, stronger liquidity access, and partnerships that support housing affordability.

SPONSORED | Discover how Rocket Pro helped Elly expand her options, close more deals and turn “maybe” into “move-in” for families in her community.

Prospective homebuyers today might feel like the odds are stacked against them as they face increasing costs, market challenges and other socioeconomic barriers. To help them break through, community banks across the country are stepping up with personalized solutions and initiatives built upon their expertise.

When a customer gets into trouble with loan payments, a modification is sometimes the easiest way to help them get back on track.

SPONSORED | Rocket Pro is built for financial institutions that believe home loans shouldn’t feel like an obstacle course. Learn more about partnering with Rocket Pro at rocketpro.com.

SPONSORED | Through the Mortgage Partnership Finance® (MPF®) Program, community banks gain access to the secondary mortgage market while benefiting from key competitive advantages including strengthened relationships with borrowers, more attractive pricing, and a reputation for consistency and reliability.

Community banks face the delicate task of collecting past-due loans while maintaining a compassionate approach, There are ways to be successful at both, experts say.

SPONSORED | Today’s banks can gain a competitive advantage by providing a digital experience throughout the entire loan lifecycle – from onboarding to boarding to core and loan management.