Search Articles
How to Advocate for the Industry During the August Recess
The August congressional recess is an opportunity for community bankers to meet with policymakers in their home districts. Learn how ICBA can help.
Mickey Marshall: Mutual Banks Are Mutually Beneficial
Customer-owned mutual banks offer a community-focused banking model.
Q&A: Amy Ledig on the EGRPRA Review Process
Independent Banker caught up with Amy Ledig, vice president of capital, accounting and finance policy at ICBA, to discuss the regulatory outlook.
Amy Ledig: Setting Deregulatory Priorities to Help Community Banks
A rundown of five areas where ICBA’s advocacy is making an impact.
Mickey Marshall: Why National Trust Bank Charters Sparked a Growing Policy Fight
Fintech and crypto firms continue to seek out trust charters for deposit-like products, raising policy questions and competitive risks for community banks.
Powering Potential: How ICBA's Letters Influence Congress
Here’s how ICBA uses letters to try to influence Congress.
Safeguarding Borrower Data
The HPPA curbs trigger leads and reinforces the trust at the heart of community banking.
Deposit Insurance Reform: Community Bankers' Goals
Community bankers share common goals for protecting depositors.
Revealed: The Impact of Credit Union Acquisitions
Credit union acquisitions of community banks are leaving lasting scars on local economies—reducing small business lending, limiting mortgage access and weakening community reinvestment. But...
Deregulation Ahead: Community Bank Regulatory Outlook
Learn how regulatory changes in 2026, including stablecoin legislation and Section 1071 exemptions, will shape the future of community banking.
ILC Loophole Impact on Community Banks & Regulation
Learn about the historical context of the ILC loophole, its implications for community banks and the ongoing regulatory debates surrounding this critical issue.
A Look at ICBA's Community Banker-Led Committees
How member-driven ICBA committees and councils power advocacy, innovation and education for community banks.
Rhonda Thomas-Whitley: Why Risk-Based BSA Compliance Matters for Banks
BSA compliance is critical to financial security, but it works best when oversight aligns with risk. Learn how outdated thresholds, inconsistent exams, and evolving guidance affect community banks,...
How CDFIs and MDIs Are Navigating Uncertainty
CDFIs and MDIs share how potential funding cuts and regulatory shifts could affect their ability to serve underserved communities, and why their mission matters more than ever.
Anjelica Dortch: Community Bank AI Security Readiness Guide is Here
Is your community bank prepared for AI-driven cyber threats? Access ICBA's AI Security Readiness Guide for actionable steps on vendor risk, board oversight and more.
ICBA's Impact on the 21st Century ROAD to Housing Act
ICBA secured 7 community bank priorities in the 21st Century ROAD to Housing Act, covering deposits, exams, rural banking and more.
GENIUS Act One Year Later: What Stablecoin Regulation Means for Community Banks
The GENIUS Act's first anniversary has passed, but payment stablecoin rules remain incomplete. Learn how stablecoin yield restrictions and digital assets regulation affect community bank deposits...
Tim Roy: Community Bank Mortgage Lending: TRID Compliance, Appraisal Reform & Housing Affordability
Housing affordability is straining borrowers and limiting mortgage credit access. Learn how community banks can navigate TRID compliance, construction-to-permanent loan disclosures, appraisal...