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Columns Check out this month’s digital edition Feel the rhythm at ICBA LIVE 2025! Some Text Category 1 View all Compliance & Risk Example Text Feel the rhythm at ICBA LIVE 2025! Some Text Category...

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20190906 ICBA FedNow

Key Features of the FedNow Service To support faster payments in the U.S., the Federal Reserve announced that it will develop a new 24x7x365, real-time payment and settlement service called...

Aug 1, 2025

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Commercial Real Estate Lending in Today's Economy presentation

Commercial Real Estate Lending in Today’s Economy Presented by: Osburn & Associates, LLC 1 Author/Lecturer DAVID L. OSBURN, MBA, CCRA David Osburn is the founder of Osburn & Associates, LLC...

Jul 31, 2025

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community-bank-statement-for-genius-act-markup.pdf

March 12, 2025 Community Bank Statement for GENIUS Act Markup The Independent Community Bankers of America, representing community banks across the nation with nearly 45,000 locations,...

Nov 3, 2025

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Bulletin UPDATE 10 - Application Issue 01.16.2025

Bulletin ID: 772229 Topic Type: Incident Ticket: IN25016208575 Solutions: ACH Tracker Processing, Account Recon Positive Pay Advantage, Address Analysis, Anytime Lender, BASE2000, ...

Aug 7, 2025

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Joint Trades Opposition to House Consideration of SJ Res 15 True Lender

June 8, 2021 The Honorable Nancy Pelosi The Honorable Kevin McCarthy Speaker of the House Minority Leader U.S. House of Representatives U.S. House of Representatives Washington,...

Jul 31, 2025

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Utah-3

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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NV - SBA Fact Sheet

Community Bank Small Business Administration Lending NEVADA SBA Lending by Community Banks, 2010-2025 Sources: FDIC Summary of Deposits, NCUA Call Reports, US Census, US Small Business...

Oct 15, 2025

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Regulatory Update - FedNow (Updated May 2025)

May 2025 ICBA Regulatory Update: FedNow Topic/Issue: FedNow Agency: Federal Reserve Status: FedNow launched on July 20, 2023, with 57 participants, including banks, processors, and ...

Aug 7, 2025

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New York-10

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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ltr061113

June 11, 2013 The Honorable John Boehner The Honorable Nancy Pelosi Speaker Minority Leader U.S. House of...

Aug 1, 2025

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Info Sheet - USSS Virtualized Cyber Incident Response Simulation - 10.13.21

United States Secret Service Cybercrime Investigations Virtual Cyber Incident Response Simulation October 13, 2021 Over the past several decades, the U.S. Secret Service has successfully...

Jul 31, 2025

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WV - Coverage Fact Sheet

Community Bank Presence in Contrast WEST VIRGINIA Community Bank Branch Locations Community banks in WV represent 100% of rural* counties 100% of LMI* counties 100% of all WV counties ...

Nov 3, 2025

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Legislative Update - SAFE - Cannabis Banking

July 2024 Legislative Update: Safe Harbor for Cannabis Banking Status: While cannabis use is illegal under federal law, more than 20 states and the District of Columbia have approved...

Jul 31, 2025

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Housing Finance and Flood Insurance Reform

HOUSING FINANCE AND FLOOD INSURANCE REFORM COMMUNITY BANKS AND THE MORTGAGE MARKET For decades, American homeowners have benefited from the critical role Fannie Mae and Freddie Mac (the...

Aug 1, 2025

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Compliance Institute Lending Manual_June 2022_FINAL

Compliance Institute Lending Compliance Virtual Live-Stream Session June 7-10 & June 14, 2022 Compliance Institute Manuals Copyright © 2022 by ICBA All Rights Reserved Copyright is not...

Jul 31, 2025

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HI

Looking out for Local Communities Community banks are critical to thriving local economies and help foster healthy small businesses. It’s time for Congress to examine the NCUA and the outdated tax...

Jul 31, 2025

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Large Community Bank Counil Committee Agenda

ICBA Large Community Bank Council Agenda October 7, 2020, 2:00 p.m. – 4:00 p.m. Link to committee page and call information: https://www.ICBA.org/FallMeetings-LCBC 2:00 p.m. – 2:10 p.m. ...

Jul 31, 2025

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ICBA Release On Credit Union Lawsuit

ICBA Sues NCUA Over Unlawful Lending Regulation Challenges rule expanding business-lending loopholes for tax-exempt credit unions Washington, D.C. (Sept. 7, 2016)—The Independent Community...

Aug 1, 2025

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ICBA LETTER RE H.R. 1 FLOOR VERSION

November 16, 2017 The Honorable Paul D. Ryan The Honorable Nancy Pelosi Speaker Democratic Leader U.S. House of Representatives U.S. House of Representatives Washington, D.C....

Aug 1, 2025

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Washington-6

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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Ohio-16

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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Bulletin UPDATE 02 - Batch Processing Delay - TBS 01.18.2025

Bulletin ID: 850284 Topic Type: Issue Ticket: IN25016208575 Solutions: TBS - Credit What you need to know As communicated earlier FIS® has identified an issue affecting BASE2000,...

Jul 30, 2025

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19.11.19_AgStatement

www.icba.org/advocacy 1 NOV. 19, 2019 A REVIEW OF AG CREDIT ISSUES On behalf of the more than 52,000 community bank locations across the nation represented by ICBA, we thank...

Aug 1, 2025

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Illinois-2

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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Virginia-4

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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MI - SBA Fact Sheet

Community Bank Small Business Administration Lending MICHIGAN SBA Lending by Community Banks, 2010-2025 Sources: FDIC Summary of Deposits, NCUA Call Reports, US Census, US Small Business...

Nov 3, 2025

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With Training and Commitment the Sky is the Limit!

THE SkY IS THE LImIT! with training and commitment Vice President and Retail Sales Manager of Croghan Colonial Bank Chuck Barteck jokes that over the course of his 29-year banking career he’s...

Aug 1, 2025

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ltr101716

10/17/2016 Honorable Kenneth Spearman Board Chair & Chief Executive Officer Farm Credit Administration McLean, Virginia 22102 Dear Chair/CEO Spearman: I am writing on behalf of...

Aug 1, 2025

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ltr071315a

July 13, 2015 The Honorable Jerry Moran The Honorable Jeff Merkley Chairman Ranking Member Senate Ag Appropriations Subcommittee Senate Ag Appropriations Subcommittee United States...

Aug 1, 2025

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Legislative Update - Farm Bill (Updated May 2025)

May 2025 A Strong Farm Bill Supports a Strong Rural America Developing a new farm bill presents an opportunity to address many needs facing rural America and farmers and ranchers. A...

Aug 7, 2025

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DE - SBA Fact Sheet

Community Bank Small Business Administration Lending DELAWARE SBA Lending by Community Banks, 2010-2025 Sources: FDIC Summary of Deposits, NCUA Call Reports, US Census, US Small Business...

Nov 3, 2025

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Aug 1, 2025

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Comments on Ford Credit Bank Deposit Insurance Application

August 19, 2022 Kathy Moe Regional Director FDIC San Francisco Regional Office 25 Jessie Street at Ecker Square, Suite 2300 San Francisco, CA, 94105-2780 RE: COMMENTS OF THE INDEPENDENT...

Jul 31, 2025

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Joint FOIA Request on 1071 Rule

May 26, 2022 Consumer Financial Protection Bureau Attention: Chief FOIA Officer 1700 G Street, NW Washington, DC 20552 Re: FOIA Request for Records Pertaining to Implementation of Section...

Jul 31, 2025

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Committee Notebook Part 2

Topics for Open Session ▶ Economic Conditions Affecting the Farm Credit System ▪Economic indicators during COVID-19 ▪Commodities and trade ▪Agriculture sector income ▶ FCS Condition and...

Jul 31, 2025

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Visa SavingsEdge Service Description

Visa SavingsEdge Service Description  U.S. Region Version 2.2 April 2015 Visa Confidential Important Information on Confidentiality and Copyright ...

Aug 1, 2025

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ltr072715

July 27, 2015 The Honorable Jeb Hensarling The Honorable Maxine Waters Chairman Ranking Member Committee on Financial Services Committee on Financial Services U.S. House of...

Aug 1, 2025

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California-27

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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PA - SBA Fact Sheet

Community Bank Small Business Administration Lending PENNSYLVANIA SBA Lending by Community Banks, 2010-2025 Sources: FDIC Summary of Deposits, NCUA Call Reports, US Census, US Small Business...

Nov 3, 2025

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ICBA Letter to SBA on PPP Payment Terms

September 15, 2020 The Honorable Jovita Carranza Administrator US Small Business Administration 409 3rd Street, SW Washington, DC 20416 Re: Modification of PPP Promissory Notes to...

Jul 31, 2025

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Florida-20

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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Indiana-1

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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test062316

On behalf of the more than 6,000 community banks represented by ICBA, we thank Chairman Chabot and Ranking Member Velazquez for convening today’s hearing entitled: “Damaging Repercussions:...

Aug 1, 2025

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19.06.04_Bowmanltr

June 4, 2019 The Honorable Mike Crapo The Honorable Sherrod Brown Chairman Ranking Member Committee on Banking, Housing Committee on Banking, Housing & Urban Affairs & Urban...

Aug 1, 2025

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Intervenors' Emergency Motion for Preliminary Injunction Motion and Brief In Support-c

IN THE UNITED STATES DISTRICT COURT FOR THE SOUTHERN DISTRICT OF TEXAS MCALLEN DIVISION TEXAS BANKERS ASSOCIATION; RIO BANK, MCALLEN, TEXAS; AMERICAN BANKERS ASSOCIATION, ...

Jul 31, 2025

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Letter in Support of the Financial Reporting Threshold Modernization Act

March 4, 2025 The Honorable Barry Loudermilk The Honorable Andy Barr U.S. House of Representatives U.S. House of Representatives Washington, D.C. 20515 Washington, D.C. 20515 ...

Jul 30, 2025

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Alabama-7

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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eZCard Portfolio Intelligence VIP Customer Service

Account ID: 27294 OID: 00000000 **FISApprovedDocuSignForm** Prepared for: ICBA Bancard, Inc. Page 1 ORDER FORM Prepared for: ICBA Bancard, Inc. 1615 L Street NW, Suite 900 ...

Jul 31, 2025

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ICBA statement on Senate Ag Hearing June 4, 2024

June 4, 2024 Pathways to Farming: Helping the Next Generation of Farmers The Independent Community Bankers of America, representing community banks across the nation with nearly 50,000...

Jul 31, 2025

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West Virginia-1

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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The ICBA Overdraft Payment Services Study (2012 Summary)

The ICBA Overdraft Payment Services Study © 2012 Independent Community Bankers of America carla.taylor Typewritten Text carla.taylor Typewritten Text June 2012 carla.taylor Typewritten Text ...

Aug 1, 2025

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Comments on Deposit Insurance Assessment Increase

August 19, 2022 James P. Sheesley Assistant Executive Secretary Attention: Comments – RIN 3064 – AF83 Federal Deposit Insurance Corporation 550 17th Street NW Washington, DC 20429 ...

Jul 31, 2025

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California-48

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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