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SBA Diect Lending Threatens Small Business Access to Credit

SBA DIRECT LENDING THREATENS SMALL BUSINESS ACCESS TO CREDIT ICBA OPPOSES PROPOSALS FOR SBA 7(A) DIRECT LENDING ICBA opposes proposals to create an SBA 7(a) direct lending program. Such a ...

Jul 31, 2025

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ICBAcl102914

Submitted electronically October 29, 2014 Monica Jackson Office of the Executive Secretary Consumer Financial Protection Bureau 1700 G Street, NW Washington, DC 20552 Re: Proposed Rule...

Aug 1, 2025

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ICBA Testimony for Hope on the Horizon Hearing.pdf

Testimony of Alice P. Frazier President and Chief Executive Officer Bank of Charles Town On behalf of the Independent Community Bankers of America Before the U.S....

Jan 7, 2026

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2 - TBS to P1C FAQ June 2023

TBS to P1C FAQs www.fisglobal.com ©2022 FIS and/or its subsidiaries. All Rights Reserved 1 TBS to Payments One Credit (P1C) FAQ’s Q: Why are we...

Jul 31, 2025

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Bulletin UPDATE 31 - Application Issue 01.21.2025

Bulletin ID: 306011 Topic Type: Incident Ticket: IN25016208575 Solutions: ACH Tracker Processing, Account Recon Positive Pay Advantage, Address Analysis, Anytime Lender, BASE2000, ...

Aug 7, 2025

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Full Listing of Catalog

AUDIT • Auditing A Community Bank Trust Department • Auditing Assets • Auditing Liabilities and Other Activities • Auditing: The Basics • Bank Information System Auditing • Internal Auditing...

Jul 31, 2025

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Digital Payments Transformation Exercise Two

DIGITAL PAYMENTS TRANSFORMATION WORKBOOK FEB 2023 EXERCISE TWO 3 Exercise Two: Current State of Your Payments Market KEY LEARNING: Gain deeper insights into your current payments...

Jul 31, 2025

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dept-of-homeland-security-conference-call---hurricane-Michael-update

CONFERENCE CALL REGARDING HURRICANE FLORENCE The Independent Community Bankers of America® (ICBA) stands ready to assist community banks affected by Hurricane Michael. As part of this effort, we...

Aug 1, 2025

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Community Bank Marketing Strategist

For more detailed information | icba.org/certification | 800-422-7285 Share Certification Success Community bankers who achieve certification earn a digital badge and can effortlessly share with...

Aug 7, 2025

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Virginia-9

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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SD - Coverage Fact Sheet

Community Bank Presence in Contrast SOUTH DAKOTA Community Bank Branch Locations Community banks in SD represent 93% of rural* counties 82% of LMI* counties 95% of all SD counties In...

Oct 15, 2025

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Custodia v Federal Reseve - Amicus Brief for ICBA, CBA and ABA (9-5-24)

No. 24-8024 IN THE United States Court of Appeals for the Tenth Circuit ________________ CUSTODIA BANK, INC., Plaintiff-Appellant, v. FEDERAL RESERVE BOARD OF GOVERNORS, et al., ...

Nov 3, 2025

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19.07.08_RTGSbrief1

Issue 1. https://www.fisglobal.com/About-Us/Media-Room/press-release/2018/real-time-payment-system-growth-surging-worldwide 2....

Aug 1, 2025

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cl061313a

June 13, 2013 Regulations Division Office of General Counsel Department of Housing and Urban Development 451 7 th Street, SW Room 10276 Washington, DC 20410-0500 Re: Federal...

Aug 1, 2025

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Bank Director Program Newsletter May-June 2021

Liquidity Strategies for Illiquid Community Bank Stocks The fundamental duty of community bank directors and executive officers is to enhance shareholder value. One of the key tenets of enhancing...

Jul 31, 2025

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2018 ICBA Membership Ad

The Independent Community Bankers of America is the only national organization that exclusively represents the interests of community banks. With effective advocacy, best-in-class education, and...

Aug 1, 2025

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ICBA_Millennial Homeownership_04032018

© 2018 Fannie Mae. Trademarks of Fannie Mae. February 2018 1 of 1 Millennials picking up the pace when it comes to home buying The millennial generation now encompasses the 25–34 age...

Aug 1, 2025

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PHH_Amicus_17.03.10

ORAL ARGUMENT SCHEDULED MAY 24, 2017 No. 15-1177 IN THE UNITED STATES COURT OF APPEALS FOR THE DISTRICT OF COLUMBIA CIRCUIT PHH CORPORATION, ET AL., Petitioners, v. CONSUMER...

Aug 1, 2025

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Letter on Stablecoin Legislation

July 22, 2022 The Honorable Maxine Waters The Honorable Patrick McHenry Chairwoman Ranking Member Committee on Financial Services Committee on Financial Services U.S. House of...

Jul 31, 2025

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2015PassThroughPrinciplesLetter

The Honorable Orrin Hatch Chairman Committee on Finance United States Senate 219 Dirksen Senate Office Building Washington, D.C. 20510 The Honorable Ron Wyden Ranking Member Committee on...

Aug 1, 2025

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H.R. 3549 Predatory Lending Elimination Act- Joint Trades Letter

December 19, 2023 The Honorable Jack Reed United States Senate 728 Hart Senate Office Building Washington DC 2050 Re: Predatory Lending Elimination Act Dear Senator Reed: ...

Jul 31, 2025

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Arizona-2

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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LettertoCongress091216a

September 12, 2016 The Honorable Mike Bost U.S. House of Representatives Washington, D.C. 20515 Dear Representative Bost: On behalf of the more than 6,000 community banks represented...

Aug 1, 2025

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Arkansas

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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Arkansas-3

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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02-03-2025 Risk Summary Report

Week of 3 February 2025 | Issue 268 This report elevates this week’s top risks to assist community institution information security and technology teams in proactively protecting their financial...

Jul 30, 2025

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Arizona-4

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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Visa - American Mood Trend Aug 2020

©2020 Visa. All Rights Reserved. Visa Business and Economic Insights July consumer confidence fell, led by faltering future expectations Business expectations also worsened slightly ...

Jul 31, 2025

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New York-10

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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Committee Notebook Part 2

Topics for Open Session ▶ Economic Conditions Affecting the Farm Credit System ▪Economic indicators during COVID-19 ▪Commodities and trade ▪Agriculture sector income ▶ FCS Condition and...

Jul 31, 2025

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Pennsylvania-10

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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Pennsylvania-11

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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South Carolina-1

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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FAQ - BIN owners_Cardinal 3DS

  3DS FAQ | ICBA Bancard/CardinalCommerce 3‐D Secure implementation  FAQ for BIN owners    1. Will this be for both consumer and business credit cards? Yes, both consumer cards and  ...

Aug 1, 2025

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ICBA LIVE 2023 Registration Form

QUESTIONS? 866-843-4222 events@icba.org CHECK ONE:  Member  Non-member Mr.  Ms.  Mx. Name (as you want name to appear on badge) Title Bank/Company Address City State Zip Phone ...

Jul 31, 2025

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Visa SavingsEdge Service Description

Visa SavingsEdge Service Description  U.S. Region Version 2.2 April 2015 Visa Confidential Important Information on Confidentiality and Copyright ...

Aug 1, 2025

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Availability of Funds and Collection of Checks (Regulation CC) Extension Letter

Via electronic submission May 4, 2020 Mr. Gavin L. Smith Senior Counsel, Legal Division Federal Reserve Board of Governors 20 C Street, NW Washington, DC 20551 Mr. Joseph Barresi ...

Jul 31, 2025

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New York-17

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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Indiana-7

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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Lender Letter to House Committees-Budget Ag Approps USDA RD Loans

February 22, 2021 Chairman John Yarmuth Ranking Member Jason Smith Committee on the Budget Committee on the Budget U.S. House of Representatives U.S. House of Representatives 204-E...

Jul 31, 2025

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