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ltr050613

May 6, 2013 The Honorable Jeb Hensarling The Honorable Maxine Waters Chairman Ranking Member Committee on Financial Services Committee on Financial Services U.S. House of Representatives ...

Aug 1, 2025

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State Letter on House Resolution Disapproving 1071 Rule

April 18, 2023 United States House of Representatives Washington, D.C. 20515 Dear Representative: On behalf of the Independent Community Bankers of America (ICBA), the undersigned...

Jul 31, 2025

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KS - Coverage Fact Sheet

Community Bank Presence in Contrast KANSAS Community Bank Branch Locations Community banks in KS represent 100% of rural* counties 100% of LMI* counties 100% of all KS counties In many...

Oct 15, 2025

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New York-1

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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California-21

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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TX-11

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/31/2025 and updated yearly. A D V_ 26...

Apr 15, 2026

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Crop Insurance Coalition Budget Letter

February 24, 2021 The Honorable Tom Vilsack Secretary US Department of Agriculture 1400 Independence Avenue SW Washington, DC 20250 Mr. Rob Fairweather Acting Director The Office of...

Jul 31, 2025

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NE

Looking out for Local Communities Community banks are critical to thriving local economies and help foster healthy small businesses. It’s time for Congress to examine the NCUA and the outdated tax...

Jul 31, 2025

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Letter Urging Senate to Pass Close the Shadow Banking Loophole Act

June 27, 2024 Members of the United States Senate Washington, D.C. 20510 Re: New ILC Approval Heightens Financial System Risk Dear Senator: On June 21, the Federal Deposit...

Jul 31, 2025

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Utah-2

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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MN - Coverage Fact Sheet

Community Bank Presence in Contrast MINNESOTA Community Bank Branch Locations Community banks in MN represent 100% of rural* counties 100% of LMI* counties 100% of all MN counties In...

Nov 3, 2025

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ICBA Letter in Support of Kevin Warsh to Serve as Federal Reserve Board Chairman.pdf

April 20, 2026 The Honorable Tim Scott The Honorable Elizabeth Warren Chairman Ranking Member Committee on Banking, Housing Committee on Banking, Housing & Urban Affairs &...

Apr 30, 2026

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Enhancing Credit Opportunities for Rural America Act of 20221 - ECORA

ENHANCING CREDIT OPPORTUNITIES FOR RURAL AMERICA ACT OF 2021 (ECORA) NEED FOR LEGISLATION ECORA would help ensure farmers, ranchers, and eligible rural homeowners can access credit at lower...

Jul 31, 2025

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California-18

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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SummaryRegEFinalRemittanceTransferRules

1 Summary of the CFPB Final Rules Regarding Remittance Transfers Revised May 30, 2013 The Consumer Financial Protection Bureau (“CFPB”) has amended Regulation E, which ...

Aug 1, 2025

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Letter Congratulating New Treasury Secretary Scott Bessent

January 31, 2025 Sent via Electronic Submission The Honorable Scott Bessent U.S. Department of the Treasury 1500 Pennsylvania Ave NW Washington, DC 20220 Dear Secretary Bessent: On...

Jul 30, 2025

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Banking Cannabis-Related Businesses

BANKING CANNABIS- RELATED BUSINESSES CONFLICT BETWEEN FEDERAL AND STATE LAW Cannabis is currently legal for recreational use in 10 states and the District of Columbia and for medical use in 33...

Aug 1, 2025

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California-30

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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Virginia-4

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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18.10.02_2155hearing

www.icba.org/advocacy October 2, 2018 Implementation of the Economic Growth, Regulatory Relief, and Consumer Protection Act: The Community Bank Perspective On behalf of the nearly...

Aug 1, 2025

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ltr052015a

May 20, 2015 The Honorable Pat Toomey United States Senate Washington, D.C. 20510 Dear Senator Toomey: On behalf of the more than 6,000 community banks represented by ICBA, I write to ...

Aug 1, 2025

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Arkansas-1

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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ltr072415

July 24, 2015 The Honorable John A. Boehner The Honorable Nancy Pelosi Speaker Democratic Leader U.S. House of Representatives U.S. House of Representatives Washington, D.C. 20515 ...

Aug 1, 2025

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CA-39

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/31/2025 and updated yearly. A D V_ 26...

Apr 15, 2026

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New York-26

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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Six Keys to Effective Commercial Business Development

11/3/22 1 Six Keys To Effective Commercial Business Development 1 TOM HERSHBERGER CEO tom@crossfinancial.com OPPORTUNITIES. SOLUTIONS. RESULTS. 2 11/3/22 2 Culture (noun, cul-ture) a...

Jul 31, 2025

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ltr091917

September 19, 2017 The Honorable Shelley Moore Capito The Honorable Christopher Coons Chairman Ranking Member Subcommittee on Financial Services Subcommittee on Financial Services and...

Aug 1, 2025

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cl012516

January 25, 2016 Financial Crimes Enforcement Network Department of the Treasury P.O. Box 39 Vienna, Virginia 22183 Re: RIN 1506-AB25 Notice of Availability of Regulatory Impact...

Aug 1, 2025

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ICBA Letter in Support of the Rectifying UDAAP Act

December 12, 2023 The Honorable Andy Barr U.S. House of Representatives Washington, D.C. 20515 Dear Representative Barr: On behalf of ICBA and the nearly 50,000 community bank...

Jul 31, 2025

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FHLB Membership Letter

June 23, 2020 Mr. Andre D. Galeano, Deputy Director Federal Housing Finance Agency Division of Federal Home Loan Bank Regulation 400 7th Street, NW, 7th Floor Washington, DC 20219 RE: ...

Jul 31, 2025

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NH - SBA Fact Sheet

Community Bank Small Business Administration Lending NEW HAMPSHIRE SBA Lending by Community Banks, 2010-2025 Sources: FDIC Summary of Deposits, NCUA Call Reports, US Census, US Small Business...

Oct 15, 2025

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California-31

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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New Mexico

Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/31/2025 and updated yearly. A D V_ 26 72 A 26 icba.org | info@icba.org |...

Apr 15, 2026

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Joint Trades Durbin Marshall letter.pdf

January 22, 2026 Dear Members of Congress: The American Bankers Association, America’s Credit Unions, Association of Military Banks of America, Bank Policy Institute, Consumer Bankers...

Jan 22, 2026

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California-48

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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VT-at-Large

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/31/2025 and updated yearly. A D V_ 26...

Apr 15, 2026

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NY-12

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/31/2025 and updated yearly. A D V_ 26...

Apr 15, 2026

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Joint Trades Letter on First Generation Homebuyer Definition

1 June 7, 2024 Federal Housing Finance Agency Office of the Director 400 7th Street, SW, 9th Floor Washington, DC 20219 Re: Definition of First-Generation Homebuyers Dear...

Jul 31, 2025

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Bank Director Program Newsletter March-April

CECL—Post Adoption Considerations By Brittany Stern, CLA Over the last ten years, financial institutions have discussed and debated the Current Expected Credit Loss (CECL) accounting standard....

Jul 31, 2025

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FDB Agenda Final April 2026

ICBA Federal Delegate Meeting Agenda April 29, 2026 10:30 a.m. – 1:00 p.m. Link to committee page: https://www.icba.org/about/board-and-committees/federal-delegate-board Call to Order and...

Apr 22, 2026

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Letter to Bureau of the Fiscal Service on adoption of changes to Nacha rules

Via electronic submission October 7, 2024 Ian Macoy Director of Settlement Services Bureau of the Fiscal Service 3201 Pennsy Drive, Building E Landover, MD 20785 RE: FEDERAL...

Jul 30, 2025

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IL-14

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/31/2025 and updated yearly. A D V_ 26...

Apr 15, 2026

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Missouri-8

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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Letter Supporting Protecting Financial Privacy Act

September 27, 2021 The Honorable Tommy Tuberville United States Senate Washington, D.C. 20510 Dear Senator Tuberville: On behalf of ICBA and the nearly 50,000 community bank...

Jul 31, 2025

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Mississippi-2

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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MD-3

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/31/2025 and updated yearly. A D V_ 26...

Apr 15, 2026

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Comments on CDFI Fund

Via Electronic Submission December 5, 2022 Spencer W. Clark PRA Clearance Officer U.S. Department of Treasury 1500 Pennsylvania Avenue, NW Washington, DC 20220 RE: CDFI...

Jul 31, 2025

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ltr120413

December 4, 2013 The Honorable John Boehner Speaker U.S. House of Representatives H-232 The Capitol Washington, D.C. 20515 The Honorable Nancy Pelosi Minority Leader U.S....

Aug 1, 2025

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HMDA Comment Letter

Submitted electronically October 29, 2014 Monica Jackson Office of the Executive Secretary Consumer Financial Protection Bureau 1700 G Street, NW Washington, DC 20552 Re: Proposed Rule...

Jul 31, 2025

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ICBA Online Education Catalog

Jgfggg MARCH 2020 Page 1 of 144 Table of Contents: Certificate Programs...

Aug 1, 2025

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ltr122315

December 22, 2015 The Honorable Richard Cordray Director Consumer Financial Protection Bureau 1700 G Street, NW Washington, DC 20552 Dear Director Cordray: The recent enactment of the...

Aug 1, 2025

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Pennsylvania-1

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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19.12.04_Kimbill

December 4, 2019 The Honorable Andy Kim U.S. House of Representatives Washington D.C. 20515 Dear Representative Kim: On behalf of community banks across the country, with more...

Aug 1, 2025

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Vermont

Looking out for Local Communities Community banks are critical to thriving local economies and help foster healthy small businesses. It’s time for Congress to examine the NCUA and the...

Jul 31, 2025

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ltr111513

November 15, 2013 The Honorable Richard Cordray Director Consumer Financial Protection Bureau 1700 G Street, NW Washington, DC 20552 Dear Director Cordray: The undersigned...

Aug 1, 2025

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IB Magazine torch half page BLEEDS

REGISTRATION IS OPEN! ICBA LIVE is your destination for the latest in community bank education and innovation. Network with fellow community bankers, hear from inspiring speakers, and soak up...

Jul 31, 2025

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Washington

icba.org | info@icba.org | 866-422-8439 ADV_2687A26 Sources: FFIEC 2025 Q4 Call Reports, NCUA 2025 Q4 Call Reports, FDIC Statement of Deposits Reports, Tax Foundation, Kaiser Family Foundation, ...

May 13, 2026

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QM Definition Letter Final ICBA

September 8, 2020 The Honorable Kathleen Kraninger Director Consumer Financial Protection Bureau Comment Intake 1700 G Street NW Washington, DC 20552 Re: Qualified Mortgage...

Jul 31, 2025

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prior-approval-form

Prior Approval Form Name ____________________________________________________________________________ Title _____________________________________________________________________________ ...

Aug 7, 2025

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Joint Letter on GSE Credit Score Model Framework

May 13, 2022 Ms. Sandra Thompson Acting Director Federal Housing Finance Agency 400 7th Street SW Washington, DC 20219 Dear Acting Director Thompson: On behalf of the American...

Jul 31, 2025

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