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Yes, You CAN Offer Government-Guaranteed Lending Without Burdening Staff
Government-guaranteed lending isn’t just smart—it’s essential for community banks looking to serve more local businesses, add non-interest income, and stay competitive.
How to Balance Collections With Compassion for Customers
Community banks face the delicate task of collecting past-due loans while maintaining a compassionate approach, There are ways to be successful at both, experts say.
How the MPF® Program Keeps Community Banks Competitive
Through the Mortgage Partnership Finance® (MPF®) Program, community banks gain access to the secondary mortgage market while benefiting from key competitive advantages.
Your Handshake is Your Promise. Less Complexity is Ours.
Rocket Pro is built for financial institutions that believe home loans shouldn’t feel like an obstacle course. Learn more about partnering with Rocket Pro at rocketpro.com.
Specialty Lending That Strengthens Communities
Doing what they do best, these three community banks offer financing in specialty areas for organizations that contribute to the well-being of their served markets.
How Bridge Loans Can Bolster Your Mortgage Offerings
In a complex real estate environment, these community banks are providing bridge loans and other offerings to supplement their mortgage services.
Strategic Loan Modifications That Work
When a customer gets into trouble with loan payments, a modification is sometimes the easiest way to help them get back on track.
Making Homeownership Achievable, Together
Prospective homebuyers today might feel like the odds are stacked against them as they face increasing costs, market challenges and other socioeconomic barriers.
Ozark Bank Offers Custom Solutions for Nonprofit Partners
From lease-purchase solutions to crisis support, Ozark Bank shows how tailored financial services help local nonprofits and municipalities thrive.
Who are ICBA's Top Lenders of 2023?
In an uncertain economic environment, community banks have continued to make smart lending decisions that help individuals and businesses in their communities. Here are 2023's most successful loan...
Smart Strategies for Community Bank Construction Lending
Community banks take on a large amount of risk when it comes to construction lending. But by doing their due diligence, applying the right strategies and connecting with their customers, banks can...
Growing SBA lending for small businesses
Community banks are seizing opportunities to grow SBA lending and provide small and minority-owned businesses with capital that would otherwise be difficult to find.
Community mortgage lenders adapt to higher-rate cycles
Mortgage interest rates continue to rise, but community bankers are keeping it all in perspective, applying creativity and strategy to their lending portfolios.
Jim Reber: Collateral advantage
A variety of MBS pools can spread your risk.
New Guide Helps Banks Make Informed Cannabis Lending Decisions
Cannabis-related businesses are actively seeking bank lending, while bankers are increasingly viewing these customers as a source of new earning assets.
Jim Reber: Time to lock in?
SBICs can hit the sweet spot on the yield curve.
Scottsdale Community Bank: Making microloans
De novo Scottsdale Community Bank set out to provide microloans to small and mid-size businesses, family organizations and nonprofits—a project that was inspired by the humble lemonade stand.
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Adapting lending practices during a recession
Many lenders are looking for ways to mitigate risk and ease economic burden for their customers amid a predicted recession. Three community bank lenders share their advice for lending during an...
Maintaining momentum in an unpredictable lending landscape
In the past few years, the lending landscape was unpredictable, to say the least. Community bankers look back at what happened in 2022 and what’s on the road ahead.