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What Does the New Reciprocal Deposit Legislation Mean for U.S. Banks?
What the law changes The new law amends the Federal Deposit Insurance Act to expand the amount of a bank’s reciprocal deposits that can be classified as “nonbrokered,” a designation that generally...
How to Succeed in Specialty Lending
Learn proven niche lending strategies for community banks, from SBA lending and equipment finance to ESOP programs. Discover how specialty lending drives growth and loan portfolio diversification.
What Your Exception Reports Are Really Telling You About Commercial Lending Performance
Alogent_Sponsored What Your Exception Reports Are Really Telling You About Commercial Lending Performance SPONSORED | Exception reports do more than support compliance. They can uncover workflow...
Why Face-to-Face Lending Still Matters
Many people want face-to-face interaction when they’re on the cusp of a major financial decision.
What's the Secret to Becoming an Exceptional Lender?
Whether it’s loans for individuals or businesses, community banks’ lending activities keep America running.
Embracing Lending Transformation to Control Your Destiny
Today’s banks can gain a competitive advantage by providing a digital experience throughout the entire loan lifecycle – from onboarding to boarding to core and loan management.
Community Banks Propel Multi-Family Home Growth
During a housing shortage, community banks are using their agility, relationships and market insight to support apartment developments when larger lenders fall short.
How the MPF® Program Keeps Community Banks Competitive
Through the Mortgage Partnership Finance® (MPF®) Program, community banks gain access to the secondary mortgage market while benefiting from key competitive advantages.
What's Attracting Small Businesses to Small-Dollar SBA Loans?
Lenders are seeing an increase in small-dollar loans as demand from small business customers surges due to new SBA 7(a) program reforms and higher interest rates.
Future Commercial Lending Success Through Consumer Loans
Read Teslar’s white paper to explore why community banks need to engage consumer borrowers to grow and sustain their commercial lending pipeline—and how to do it successfully.
How Community Banks Open Doors for Local Restaurants
Restaurants, just like community banks, are a part of every local economy. And community banks know the best way to support this higher-risk industry.
Renovation Lending: The Solution to a Tough Mortgage Market?
With many prospective and first-time homebuyers buying fixer-uppers, community banks can tap into a new market to supplement their mortgage and construction portfolios.
Streamline Your Bank’s Appraisal and Vendor Management with ValuTrac
Tired of juggling spreadsheets, emails, and phone calls to manage appraisals and vendors? ValuTrac offers a unified workspace that transforms how banks manage their appraisal and valuation processes.
Loan Pricing strategies: Don’t let your bank become a Castaway.
With rapidly changing market conditions, your bank could easily find itself isolated like Tom Hanks in Castaway, on a desert island alone.
Amplifying Nashville's Booming Businesses
ICBA members are coming to Nashville, Tenn., from across the nation for ICBA LIVE, but there are plenty of community banks already in Music City.
Mitigating Risk in Construction Draw Loans
Construction projects hold great potential but also come with risks. Addressing these challenges head-on will help mitigate each loans risk.
2025 Lending Outlook: Cautious Optimism
Falling interest rates are expected to fuel borrowing activity at community banks. We examine the prospects for commercial, consumer/mortgage and ag lending in the new year.
Equip Your Leasing Finance Operations
Discover how lenders can navigate the evolving landscape of equipment lease financing with insights on risk mitigation and operational readiness.
Here Comes the Snow: Lending Support for Winter Businesses
Rain or shine, community banks are there to serve their communities. But how about snow? For some, the cold weather is more than welcome.
The CFPB is Planning Sweeping Changes to Small Business Lending
Finastra’s SBDC module is a cloud-native solution that seamlessly integrates with Finastra’s retail lending products.