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ICBA launches campaign to protect Main Street from crypto threat
ICBA today is launching a new advocacy campaign to protect local communities and consumers from the risks posed by crypto products that lack regulation and consumer protection. Details:...
ICBA: GENIUS Act rulemaking must not harm lending to local communities
ICBA told the FDIC that its final rule on the GENIUS Act must protect the banking system, prevent regulatory arbitrage, and not accelerate the migration of deposits and lending capacity away from...
ICBA offering community bank AI perspective at Senate hearing
ICBA today is telling Congress that community bankers recognize the opportunities presented by artificial intelligence as well as the rising threat of AI-generated fraud and cybersecurity...
Brian Johnson nominated for CFPB director
President Donald Trump nominated Brian Johnson of Ohio to be Director of the Consumer Financial Protection Bureau for a five-year term. About the Nominee: Johnson is an executive at Capital One....
ICBA CRA Solutions Marks World Elder Abuse Awareness Day with Tips to Help Consumers Fight Financial Exploitation
2026-06-15 Business Small Banking Customer Banks square26 Washington, D.C. (June 15, 2026) — In recognition of World Elder Abuse Awareness Day (WEAAD) on June 15, ICBA CRA Solutions and its Senior...
Six community bank successes so far in 2026—and the key advocacy challenges that remain
2026-06-15 US Capitol Building Following last year’s transformative year in community banking advocacy marked by significant tax and regulatory relief, ICBA and community bankers entered 2026...
Barron’s spotlights community bank hallmarks, ICBA’s credit union campaign
2026-06-15 ICBA highlighted the positive role of community banks in local communities in contrast to large credit unions in a new article in Barron’s on what it means to be a community bank....
FinCEN issues updated guidance on fraud-related info sharing
FinCEN issues updated guidance on fraud-related info sharing 2026-06-15 The Financial Crimes Enforcement Network released updated guidance to clarify how financial institutions can share...
ICBA seeks clarifications in Treasury rule restricting federal use of paper checks
2026-06-15 ICBA said it supports the overall objectives of a Treasury Department proposed rule to reduce the federal government’s use of paper checks while requesting clarifications. Details: In a...
OCC proposes info collection under GENIUS Act
The OCC proposed a new information collection that would include weekly and quarterly reporting forms for permitted payment stablecoin issuers under the GENIUS Act. Background: The OCC in March...
Six community bank advocacy successes of 2026—and key challenges that remain
A new blog post from ICBA President and CEO Rebeca Romero Rainey spotlights six key advocacy successes of the first six months of the year and the key challenges that require continued engagement....
As Senate works to take up housing bill, ICBA continues urging grassroots outreach
2026-06-16 With the Senate working to take up housing legislation this week, ICBA is calling on community bankers to continue urging their senators to include House-passed community banking...
ICBA recognizes World Elder Abuse Awareness Day
ICBA recognizes World Elder Abuse Awareness Day 2026-06-16 ICBA recognized World Elder Abuse Awareness Day by noting ICBA CRA Solutions and its Senior Housing Crime Prevention Foundation are...
Congress reaches housing deal with ICBA-advocated community bank relief provisions
2026-06-17 House and Senate leaders announced a deal on bicameral housing legislation that includes ICBA-advocated community banking provisions and began advancing the measure last night. Deal...
OCC revises its minority depository institution definition
OCC revises its minority depository institution definition 2026-06-17 The OCC revised its definition of minority depository institutions and updated several related policies. Details: The OCC said...
FHFA requests authority to take on mortgage market fraud
2026-06-17 The Federal Housing Finance Agency asked Congress for expanded authority to take on fraud in the housing finance market. Background: In its latest report to Congress, the FHFA noted it...
New article shares AI success stories
New article shares AI success stories 2026-06-17 A new article from ICBA showcases community bank efforts to successfully integrate artificial intelligence into their operations. Details: In the...
Ahead of Senate vote, ICBA urges passage of reg relief bill
Ahead of Senate vote, ICBA urges passage of reg relief bill 2026-06-18 After House and Senate leaders this week announced a deal on bicameral housing legislation that includes ICBA-advocated...
CFPB rescinds Reg B advisory
2026-06-18 The Consumer Financial Protection Bureau rescinded an advisory on special-purpose credit programs, or SPCPs, saying it conflicts with a final rule published earlier this year. Details:...
OCC explains filing decision process
2026-06-18 The OCC clarified the standards for its decisions on filings. Details: In a bulletin, the OCC said: Its filing decisions are governed by 12 CFR 5.13, a regulation that says the OCC may...
Fed keeps interest rates unchanged
2026-06-18 The Federal Open Market Committee voted unanimously to maintain target interest rates at a range of 3.50% to 3.75%. Statement: The FOMC said: Economic activity is expanding at a solid...
ICBA Applauds Senate Passage of Bipartisan Housing Bill with Pro-Community Bank Provisions
Washington, D.C. (June 22, 2026) — The Independent Community Bankers of America (ICBA) applauded the Senate for today’s bipartisan passage of its amended housing relief bill, which includes several...
South Dakota Community Banker Trent Sorbe Joins ICBA Payments Board
2026-06-22 ICBA Payments Washington, D.C. (June 22, 2026) — ICBA Payments, the payments-services subsidiary of the Independent Community Bankers of America (ICBA), today announced the election of...
Senate passes ICBA-supported reg relief bill; House vote expected soon
2026-06-23 The Senate voted 85-5 to pass bicameral housing legislation that includes several ICBA-advocated community bank regulatory relief provisions, sending the bill to the House for a final...
ICBA supports amendment governing merger of credit unions into banks
ICBA supports amendment governing merger of credit unions into banks 2026-06-23 ICBA said it supports proposed changes to the rules governing the merger of insured credit unions into banks....
OCC proposes supervision framework for stablecoins’ AML/CFT programs
2026-06-23 The OCC issued a proposed rule to implement Bank Secrecy Act and sanctions compliance standards applicable to permitted payment stablecoin issuers, as required by the GENIUS Act....
ICBA Applauds Final House Passage of Bipartisan Housing Bill with Pro-Community Bank Title
ICBA Applauds Final House Passage of Bipartisan Housing Bill with Pro-Community Bank Title 2026-06-23 0323 Mortgage houses illustration 2k Washington, D.C. (June 23, 2026) — The Independent...
House passes ICBA-supported reg relief bill, sending it to the president
2026-06-24 The House of Representatives voted 358-32 to pass bicameral housing legislation that includes several ICBA-advocated community bank regulatory relief provisions, sending the bill to the...
ICBA: Citizenship executive order shouldn’t burden community banks
2026-06-24 ICBA told the Trump administration President Donald Trump’s executive order on financial services should ensure policies related to immigration impose no additional regulatory burdens on...
FinCEN proposes further sanctions on Huione Group
The Financial Crimes Enforcement Network proposed amending its final rule that designated the Huione Group as a primary money laundering concern to include any successors, saying the action guards...
Leading with Experience: Building the ICBA Payments Board
We are at a tipping point for payments innovation, and it’s never been more critical that community banks have access to the strategies, technologies, and solutions that allow them to compete with...
Putting Intentionality into Payments
2026-06-25 When the industry talks about card innovation, the conversation almost always centers on scale—who has the biggest technology budget, the most features, or the flashiest apps. However,...
Lending a helping hand when banks need it most: Introducing Miriam Funn and the ICBA Payments Client Relations team
2026-06-25 Miriam Funn, Vice President, Client Relations, ICBA Payments Get to know the staff members that support your bank and its payments business. We’re here to power your potential. See how...
ICBA Supports FDIC Proposal to Lower Deposit Insurance Assessments for Community Banks
2026-06-25 FDIC Washington, D.C. (June 25, 2026) — Independent Community Bankers of America (ICBA) President and CEO Rebeca Romero Rainey issued the following statement following today’s Federal...
FDIC proposes reducing DIF assessments for community banks
The FDIC proposed reducing deposit insurance assessments by 2 basis points for banks subject to the small bank scorecard, as advocated by ICBA. Details: The FDIC proposed: Decreasing initial base...
FDIC proposes ICBA-advocated flexibility for banks to share CSI
2026-06-26 The FDIC board of directors advanced a proposed rule to allow banks more flexibility to share confidential supervisory information for appropriate business purposes, as advocated by...
Trump requests economic assistance for farmers
Trump requests economic assistance for farmers 2026-06-26 President Donald Trump asked Congress to pass a supplemental spending package that includes $11 billion to support U.S. farmers. Details:...
OCC releases lending handbook
2026-06-26 The OCC issued the “Lending and Loan Portfolio Risk Management” booklet of the Comptroller’s Handbook and rescissions. Background: The booklet provides information to inform and educate...
Online Course Newsletter - June 2026
2026-06-26 EDU_20_image branded What’s New On June 15, the following new courses were launched and are available in the General Banking catalog: Digital assets: Blockchain Digital assets: Glossary...
The Rise of the CAIO: What It Means for Financial Services
2026-06-26 Article 2.jpeg By CliftonLarsonAllen The rise of the CAIO in banking is a clear signal the skills required to evaluate, integrate, and monitor AI require a dedicated strategy. The term...
Loan Yields, Prepayment Risk, and the Quiet Shift in the Balance Sheet
Article 3.jpeg By Luke Mikles, The Baker Group Over the last few years, community financial institutions have been working through one of the more favorable repricing environments in recent memory....
Meet the Innovators — A Q&A with Kim Snyder, CEO and Founder of KlariVis
Meet the Innovators — A Q&A with Kim Snyder, CEO and Founder of KlariVis 2026-06-26 Article 3, Kim Synder.jpg Everyone’s talking about AI—but for community banks, the real work starts behind the...
ICBA responds to ACH proposals
ICBA responds to ACH proposals 2026-06-29 ICBA said the definition of “banking day” is adequate and that it doesn’t support Nacha’s Automated Clearing House return efficiencies proposal. Banking...
Article: Check fraud more rampant through mail
2026-06-29 A new article featuring statistics from ICBA explores the risk of sending checks in the mail. Details: The article in The New York Times (subscription required) says: Sending checks in...
How community banks can leverage payment trends
Data analysis can illuminate patterns and trends in your customers’ transactions. Community bankers and industry experts share how to best put this data to use.
Navigating new overdraft fee guidance for community banks
The CFPB recently issued new guidance on overdraft fees that was unanticipated by community banks. Learn what this means for the industry and how community banks can stay in compliance.
Jim Reber: Time to lock in?
SBICs can hit the sweet spot on the yield curve.
Rebeca Romero Rainey: Our banking family
When we assemble at LIVE, it’s about coming together to ignite the passion for community banking on behalf of our communities in a way that moves the industry forward.
Member Benefits: Advocacy through digital channels
Digital media gives community bankers a platform for advocacy, and ICBA’s Virtual Advocacy Primer details how you can put it to work.
MDIs and CDFIs bolster minority-owned businesses
When the U.S. Treasury created the Emergency Capital Investment Program (ECIP), it provided MDIs and CDFIs with an influx of capital that they’re using to help minority-owned businesses in their...
What is digital twin technology?
Through digital twinning, a range of industries are better understanding situational risk using technologies that can simulate scenarios using a virtual version of an organization.
Charles Potts: Assesing potential fintech partners
Maximizing each step in the innovation journey, including the fintech evaluation process, will set you on the right path to a fruitful fintech partnership.
Brad M. Bolton: Passion for LIVE
[ICBA LIVE is] an opportunity to continue training up the next generation, so I would encourage community bank leaders to join us and bring your rising community continuators with you.
What to expect at ICBA’s 2021 LEAD FWD Summit
This year, the LEAD FWD Summit will continue to be open to more community bankers than ever thanks to its virtual format. It’s time to expand what you know about leadership, technology and more.
Lilly Thomas: Shaping the regulatory year ahead
With a full agenda of topics that need attention, ICBA’s government relations team is meeting with the regulatory agencies, writing comment letters and offering up research and ideas to help shape...
Lindsay LaNore: Fighting the February lull
Here are 12 ways to light up your February and find your focus.
Scottsdale Community Bank: Making microloans
De novo Scottsdale Community Bank set out to provide microloans to small and mid-size businesses, family organizations and nonprofits—a project that was inspired by the humble lemonade stand.
3 Simple Strategies to Maximize your Financial Education Offerings
SPONSORED—The absence of accessible, effective financial education is decreasing the average financial literacy rate, thus handicapping people’s potential financial prosperity. This crisis of...
When Every Minute Matters, Choose FirstClose Equity
SPONSORED | If you want an all-in-one turnkey solution that delivers more home equity business with an enhanced customer experience, FirstClose Equity is where it’s at.
ICBA LIVE 2023: What to expect
With sessions on hot‑button issues, inspirational speakers and beneficial networking opportunities, ICBA LIVE is the greatest community banking event in the country. Here’s a sneak peek of the...