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ICBA: AML/CFT modernization should not expand reg burden
ICBA told the federal banking agencies that their proposals to update anti-money-laundering & countering-the-financing-of-terrorism programs would create burdens on banks without any demonstrable...
ICBA: Credit union tax subsidies continue driving record-high acquisitions
Following the 18th credit union acquisition of a community bank this year—and the fifth in Washington state—ICBA said Congress should address antiquated credit union policies.
Fed’s Jefferson encourages input on discount window
Federal Reserve Vice Chair Philip Jefferson encouraged comments on the Fed’s request for information on “operational frictions” associated with the discount window and intraday credit.
As Credit Union Tax Subsidies Drive Record-High Acquisitions of Tax-Paying Community Banks, Policymakers Should Respond
Independent Community Bankers of America (ICBA) President and CEO Rebeca Romero Rainey today issued the following statement after this year’s 18th acquisition of a tax-paying bank by a tax-exempt...
FDIC extends comment period for brokered deposit proposal
The FDIC extended the comment period on its proposed rule on brokered deposits from Oct. 22 to Nov. 21.
ICBA supports adoption of changes to Nacha rules
ICBA expressed support for a Bureau of the Fiscal Service proposal to adopt the 2022, 2023, and 2024 amendments to the Nacha rules.
2024 Summer Internship Diaries - Vol. 7
We wrapped up our second to last week at ICBA with exciting and fulfilling activities. On Wednesday, we had our Senior Leader Lunch with Alex Galeano. On Thursday, we had our fun HR Outing, where...
OCC: Banks affected by Hurricane Milton can close
The OCC issued a proclamation allowing national banks, federal savings associations, and federal branches to close offices in areas of Florida affected by Hurricane Milton.
Independent Banker shares tips for a successful core conversion
Core conversions can be challenging for community banks but there are ways to make the process painless, according to the latest Independent Banker magazine.
Agencies adjust regulatory thresholds
Federal regulators announced 2025 updates to key regulatory thresholds.
ICBA Foundation raising funds for Hurricane Helene relief
The ICBA Foundation Disaster Relief Program is requesting tax-deductible donations to assist community banks and employees affected by Hurricane Helene.
2024 Summer Internship Diaries - Vol. 8
After 9 amazing weeks at ICBA this summer, we have reached our final day as interns. All 6 of us worked in different departments and we each had a unique and amazing experience.
2024 Summer Internship Diaries - Vol. 3
Last week was jam packed with exciting events and opportunities that we all enjoyed participating in. All of us interns have had time to develop skills within the workplace, and we have all...
2024 Summer Internship Diaries - Vol. 2
As we finish our second week here at ICBA, we already have made great memories with fellow interns and other ICBA employees. The workplace culture is vibrant and supportive, and we all have grown...
2024 Summer Internship Diaries - Vol. 6
As we approach the final few weeks as interns here at ICBA, we have been thinking about our futures while looking back on the time we have spent here this summer.
2024 Summer Internship Diaries - Vol. 5
We kicked off the week with a volunteer activity at Food and Friends, a local social services organization that prepares, packages, and delivers medically tailored meals.
2024 Summer Internship Diaries - Vol. 4
After four weeks as interns at ICBA, we have continued to have new and exciting experiences together which have all felt valuable to our time here.
ICBA Foundation raising funds for Hurricane Helene relief
The ICBA Foundation Disaster Relief Program is requesting tax-deductible donations to assist community banks and employees affected by Hurricane Helene.
ICBA: Record-setting 17th credit union acquisition requires response
Following this year’s 17th acquisition of a tax-paying community bank by a tax-exempt credit union—a new single-year record—ICBA repeated its call for policymakers to respond.
ICBA shares tips for Cybersecurity Awareness Month
In recognition of Cybersecurity Awareness Month, ICBA released tips to help consumers protect their sensitive financial information and minimize the risk of cyber threats.
CFPB issues advisory on medical debt collection
The Consumer Financial Protection Bureau issued an advisory opinion that said debt collectors, which may include third-party “revenue cycle management” companies, are violating federal law when...
2024 Summer Internship Diaries - Vol. 1
Last week, we began our internship program here at ICBA. Starting a new position is exciting, but it comes with unique challenges that we must face together. The first week is critical, where we...
Swift to start live trials of digital asset transactions next year
Swift announced that banks and central banks across North America, Europe, and Asia in 2025 will be able to use its network to conduct pilot transactions in digital assets and central bank digital...
Record-High Community Bank Acquisitions by Tax-Exempt Credit Unions Requires Policy Response
Independent Community Bankers of America (ICBA) President and CEO Rebeca Romero Rainey today issued the following statement after this year’s 17th acquisition of a tax-paying bank by a tax-exempt...
New op-ed: Credit unions that act like big banks should be regulated like them
Members of Congress and the American public should consider why credit unions are acting like the nation’s largest banks while enjoying tax and regulatory advantages, according to a new MarketWatch...
Agencies issue joint statement on institutions affected by Hurricane Helene
Federal and state financial regulators issued a joint statement saying they recognize the serious impact of Hurricane Helene on the customers and operations of many financial institutions.
Survey: Regulatory burden is top community bank concern
Regulatory burden has risen to the top of community banker concerns alongside cost of funds, according to the Conference of State Bank Supervisors Annual Community Bank Survey.
FDIC, OCC announce relief for banks affected by Hurricane Helene
The FDIC announced regulatory relief to facilitate recovery in areas of Florida, Georgia, North Carolina, and South Carolina affected by Hurricane Helene. The FDIC also published a disaster webpage...
ICBA continues advocating 1033 exemption in latest report
In a new American Banker article (subscription required), ICBA continued its call for the Consumer Financial Protection Bureau to include a community bank exemption in its pending 1033 rule on...
Marketing Made Easier with Ready-to-Use Toolkits
Whether your bank’s goal is to acquire new card accounts or boost usage from your existing cardholders, marketing plays a key role. No marketing means stagnant portfolios and low revenue.
Lessen the Impact of Card Fraud with ICBA Payments’ Fraud Loss Protection Plan
Card fraud losses constitute a significant percentage of a bank’s card program’s costs. In fact, according to the Nilson Report, card fraud accounted for $33 billion in losses worldwide in 2022,...
Leveling Up with Payments
It’s not an easy time for community banking. Each day, we must balance changing interest rates, increasing fees, new technology demands, and mounting customer expectations, which leaves us...
FinCEN sanctions Russian virtual currency cybercriminals
The Financial Crimes Enforcement Network sanctioned PM2BTC, a Russian virtual currency exchanger associated with Sergey Sergeevich Ivanov, as being a money-laundering concern in connection with...
Blog post: Community bankers find solutions, connections at ICBA LIVE
The challenges community bankers face—from compliance issues to cybersecurity and staffing concerns—require the industry to come together to amplify its voice and find solutions at ICBA LIVE 2025,...
ICBA Shares Consumer Tips to Protect Financial Data During Cybersecurity Awareness Month
In recognition of Cybersecurity Awareness Month, the Independent Community Bankers of America (ICBA) offers tips to help consumers protect their sensitive financial information and minimize the...
FHFA proposes updates to FHLBank liquidity rules
The Federal Housing Finance Agency issued a proposed rule that would amend its regulation of Federal Home Loan Bank unsecured credit limits.
FHFA issues climate risk advisory to FHLBanks
The Federal Housing Finance Agency issued an advisory bulletin that provides guidance to the Federal Home Loan Banks on incorporating climate-related risks into their risk-management frameworks.
Instant Payments Pilot Opportunity
In case you missed it, ICBA recently announced a partnership with Pidgin, a company that provides best-in-class faster payments capabilities. The partnership is aimed at supporting community banks...
ICBA Names René Shonerd as Executive Vice President, Chief Information Officer
The Independent Community Bankers of America® (ICBA) announced today that René Shonerd has joined as executive vice president and chief information officer (CIO).
FHFA advises FHLBanks on credit risk and liquidity
The Federal Housing Finance Agency issued an advisory bulletin to the Federal Home Loan Banks that details expectations for providing members with access to advances in a safe and sound manner.