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FinCEN: Residential real estate reporting begins


March 02, 2026 / By ICBA

The Financial Crimes Enforcement Network published a reminder that, as of March 1, select professionals involved in real estate closings and settlements are required to report information to FinCEN on certain non-financed transfers of residential real estate to legal entities or trusts.

Details: FinCEN said:

  • The requirement does not apply to transfers of property to individuals.

  • Transfers covered by this reporting requirement make up a small fraction of the market, but they have a high risk for involvement in money laundering and other crimes.

  • In light of the reporting requirement, the residential real estate geographic targeting orders issued in October 2025 expired on Feb. 28.

  • Its website has resources to help real estate professionals comply with this requirement

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