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CFPB: Equal Credit Opportunity Act protects borrowers after loan
The Consumer Financial Protection Bureau published an advisory opinion affirming that the Equal Credit Opportunity Act bars lenders from discriminating against customers after they have received a...
ICBA offers custom marketing-comms resources for May
ICBA’s Tell Your Story marketing and communications toolkit offers new and updated resources to engage consumers in May.
OCC’s Hsu: Regulators should change approach to mergers
OCC’s Hsu: Regulators should change approach to mergers Acting Comptroller of the Currency Michael Hsu said he has directed senior OCC staff to work with the Justice Department and other agencies...
ICBA Statement on Proposal to Modernize Community Reinvestment Act Framework
ICBA President and CEO Rebeca Romero Rainey released the following statement on today’s interagency proposed rule to modernize Community Reinvestment Act regulations.
ICBA pressing comment letters on FDIC climate principles
ICBA continues calling on community bankers to submit personalized comment letters to the FDIC on its draft statement of principles for climate-related financial risk management for large financial...
ICBA speaks out against FDIC supervisory appeals reversal
ICBA expressed disappointment that the FDIC eliminated the independent Office of Supervisory Appeals and restored the Supervision Appeals Review Committee as the final level of review in the...
ICBA Statement on FDIC Restoration of Supervision Appeals Review Committee
ICBA President and CEO Rebeca Romero Rainey issued the following statement after the FDIC board of directors voted to restore the agency’s Supervision Appeals Review Committee.
ICBA Statement on Death of John Ryan
ICBA President and CEO Rebeca Romero Rainey released the following statement on the death of Conference of State Bank Supervisors President and CEO John Ryan.
ICBA supports barring adverse credit reporting on human trafficking victims
ICBA expressed support for a Consumer Financial Protection Bureau proposed rule that would prohibit consumer reporting agencies from reporting adverse information on victims of human trafficking.
ICBA Encourages Consumers to Support America’s Entrepreneurs During National Small Business Week
ICBA joins the nation’s community banks in celebrating National Small Business Week (May 1-7) and showing their support for locally owned and operated businesses.
ICBA Releases 2022 Community Banking Policy Resolutions
The Independent Community Bankers of America (ICBA) today released its legislative and regulatory policy objectives for 2022 during the ICBA Capital Summit.
As Capital Summit kicks off, polling confirms public support for local banking
As Capital Summit kicks off, polling confirms public support for local banking ICBA kicked off the 2022 ICBA Capital Summit in Washington with new national and state-level polling data showing...
Capital Summit continues today with congressional meetings
Today’s ICBA Capital Summit agenda includes in-person meetings with congressional offices following remarks from Senate Banking Committee member Mike Rounds (R-S.D.).
FDIC board meeting this week on CRA reform proposal
The FDIC board of directors announced it will meet this week on a notice of proposed rulemaking on revising Community Reinvestment Act regulations. The board meeting is scheduled for 10 a.m....
As Community Bankers Gather in Washington, New Polling Confirms Public Support for Local Banking
The Independent Community Bankers of America today is kicking off the 2022 ICBA Capital Summit in Washington with new national and state-level polling data showing Americans in all 50 states view...
ICBA Capital Summit underway in Washington
The 2022 ICBA Capital Summit is underway in Washington, with community bankers advocating key issues in the nation’s capital and from back home.
Review Our Guide for Writing a Climate-related Financial Risk Management Comment Letter
Instructions This document is intended to be a guide as you formulate a comment letter in response to the FDIC’s request for comment on its statement of principles for climate-related financial...
Summary and Background of Climate-related Financial Risk Management for Large Financial Institutions
The FDIC is proposing that large financial institutions, defined as those with over $100 billion in total consolidated assets, be subject to a climate-related financial risk management framework.
New ICBA podcast: why cybersecurity goes beyond IT
The latest episode of ICBA’s Communities of Innovation podcast focuses on why cybersecurity is no longer simply an IT issue for community banks.
FDIC names new community bank committee members
FDIC names new community bank committee members ICBA congratulates the new members of the FDIC Advisory Committee on Community Banking, which provides advice and recommendations to the agency. ICBA...
Chopra pledges to engage community banks in Senate testimony
Consumer Financial Protection Bureau Director Rohit Chopra told Congress that engaging community banks is one of his key priorities as head of the agency.
Deadline today for Capital Summit registration
The deadline to register for the 2022 ICBA Capital Summit is today, April 22. The industry’s premier advocacy event is scheduled for May 1-4 in Washington, D.C.
ICBA ThinkTECH Accelerator Demo Day Showcases the Future of Community Banking Innovation
The Independent Community Bankers of America® (ICBA) and The Venture Center, in partnership with the State of Arkansas, today hosted the fourth annual ICBA ThinkTECH Accelerator Demo Day.
ICBA updates ILC loophole white paper
Ahead of this week’s Capital Summit, ICBA updated its white paper detailing why policymakers should close a legal loophole that allows industrial loan companies and their parent companies to skirt...
Hsu calls for stablecoin standard-setting initiative
Hsu calls for stablecoin standard-setting initiative Acting Comptroller of the Currency Michael Hsu issued a statement calling for a joint effort to develop standards for stablecoin...
Senate approves Brainard for Fed vice chair
The Senate voted 52-43 to approve Federal Reserve Governor Lael Brainard’s nomination for Fed vice chair.
Banking Associations Raise ‘Significant Concerns’ with Proposed Changes to Fed Master Account Guidelines
A coalition of banking associations responded today to the Board of Governors of the Federal Reserve as it seeks to establish guidelines for how institutions applying for a Fed master account will...
OCC penalizes converted crypto bank
The OCC issued a consent order against Anchorage Digital Bank, one of the first crypto firms to receive conditional approval for a national trust charter.
ICBA, groups urge flexibility for MDI, CDFI program
ICBA and other groups called on the Treasury Department to exercise flexibility in Emergency Capital Investment Program participation.
ICBA ThinkTECH Demo Day on Wednesday
The 2022 ICBA ThinkTECH Accelerator Program’s Demo Day is scheduled for this week to present participants’ solutions tailored for community banks.
ICBA offers Small Business Week custom resources
ICBA released customizable resources community bankers can use to commemorate Small Business Week, which is scheduled for May 2-6.
CFPB report on rural challenges doesn’t account for reg burden
The Consumer Financial Protection Bureau issued a report on the challenges faced by Americans in rural communities.
Michael Barr tapped as Fed vice chair for supervision
President Joe Biden announced his intent to nominate former Treasury official Michael Barr as the next Vice Chair for Supervision of the Federal Reserve.
ICBA: BNPL non-bank providers should face greater reg scrutiny
Regulatory scrutiny of Buy Now Pay Later programs should focus on non-supervised institutions that don’t need to comply with the same rules as banks, and may end up harming customers, ICBA’s...
FS-ISAC covers Russian threats, data center cyber risk
The Financial Services Information Sharing and Analysis Center’s most recent weekly risk summary report covers the latest threats from the Russia-Ukraine conflict; Octo, a new Android banking...
ICBA “dashboard” updates advocacy efforts for Q2
ICBA’s second quarter “Advocacy in Action” government relations dashboard recaps key issues at the forefront and offers an update on efforts to advance ICBA’s policy positions before Congress and...
ICBA issues custom op-ed on credit union-bank acquisitions
ICBA issued a customizable op-ed that community bankers can use to raise awareness of credit union acquisitions of community banks.
ICBA accepting service awards nominations
ICBA this month is accepting submissions for the 2022 National Community Bank Service Awards.
Join the ICBA ThinkTECH Accelerator Virtual Showcase on April 20
The Independent Community Bankers of America and The Venture Center will host the 2022 Virtual Demo Day, a culmination of the 2022 ICBA ThinkTECH Accelerator program’s 16-week incubator and...
ICBA Wins Association Trends Award for Campaign Opposing IRS Bank Reporting Proposal
The Independent Community Bankers of America® (ICBA) earned an Association Trends 2022 TRENDY Award for its campaign opposing a plan to require banks to report customer account information to the IRS.
Congress should join states in responding to CU bank acquisitions: op-ed
While credit union advocates support credit unions leveraging their tax exemption to acquire community banks, these subsidized transactions harm local communities, ICBA Chairman Brad Bolton writes...
OCC’s Hsu addresses key stablecoin policy considerations
Acting Comptroller of the Currency Michael Hsu identified three key policy issues critical to understanding and shaping the stablecoin system: stability, interoperability, and separability.
ICBA urges CFPB to reduce remittance rule burden
ICBA called on the Consumer Financial Protection Bureau to reduce the regulatory burden of its rule on remittance transfers to avoid disadvantaging community bank customers.
ICBA ThinkTECH Demo Day next week
The 2022 ICBA ThinkTECH Accelerator Program’s Demo Day is scheduled for next week to present participants’ solutions tailored for community banks.
Treasury announces additional Russia sanctions
Treasury’s Office of Foreign Assets Control announced additional sanctions on Russia’s largest banks and individuals connected to top Russian officials.
Video previews next month’s ICBA Capital Summit
A new ICBA video on Twitter previews the 2022 ICBA Capital Summit, scheduled for May 1-4 in Washington, D.C.
ICBA backs bills restricting U.S. CBDC, FedAccounts
ICBA expressed support for Senate and House legislation to restrict the Fed from offering a central bank digital currency or direct FedAccounts to consumers.
Former NCUA official continues pushback on credit union bank purchases
A former National Credit Union Administration official continued an ongoing series of blog posts raising concerns over credit union acquisitions of community banks.
CFPB keeps up drumbeat on overdraft fees
After the Consumer Financial Protection Bureau last week extended the deadline to comment on "exploitive junk fees" charged by financial institutions, the bureau published another blog post...
Treasury Secretary Janet Yellen Speech on Digital Assets Reflects ICBA Priorities
Independent Community Bankers of America President and CEO Rebeca Romero Rainey issued the following statement on Treasury Secretary Janet Yellen’s remarks on digital assets.
ICBA engaging policymakers amid rising payments emphasis: blog
A new ICBA blog post spotlights the growing policy focus on payments and how ICBA represents community banks’ payments needs.
Minnesota rules against credit union bank acquisitions
A proposed credit union acquisition of a community bank in Minnesota was rejected by the state’s business regulator—the latest state-level roadblock for credit unions.
Banks, Credit Unions and Consumer Groups Call for Passage of Bipartisan Solution to Close ILC Loophole
A broad coalition of bank and credit union associations and consumer organizations today submitted a letter to the U.S. House Committee on Financial Services urging passage of the Close the ILC...
ICBA offers Financial Literacy Month resources
ICBA is recognizing Financial Literacy Month this April with a national news release and customizable resources for community bankers on its Tell Your Story toolkit.
ICBA: Financial Literacy is Key to Establishing Fiscally Responsible Habits
ICBA and the nation’s community banks are encouraging Americans to take control of their financial future and embrace sound money management practices during Financial Literacy Month this April.
ICBA Celebrates the Community Banking Difference During Community Banking Month
The Independent Community Bankers of America is honoring the contributions of the nation’s nearly 5,000 community banks during April, which is ICBA Community Banking Month.
FDIC issues computer incident notification guidance
The FDIC issued guidance on how banks it supervises can comply with recently established interagency incident notification requirements, effective May 1.
New blog post spotlights post-pandemic payments trends
ICBA’s latest blog post explores three post-pandemic payments trends and what they mean for community banks.
OCC issues computer incident notification points of contact
The OCC issued a bulletin with the designated points of contact banks must use to satisfy recently established interagency incident notification requirements, effective May 1.
CFPB targets credit card late fees in ‘junk fee’ effort
The Consumer Financial Protection Bureau said credit card issuers charged $12 billion in late fees in 2020 and that many have made these penalties “a core part of their profit model.”