Two new Nacha rules take effect today on Same Day ACH and account validation.
Same Day ACH: Originators currently must submit Same Day ACH transaction files to ACH operators by 2:45 p.m. (Eastern time). Nacha's new rule allowing Same Day ACH transactions to be submitted to the ACH Network at 4:45 p.m. (Eastern time) takes effect today.
Account Validation: Also today, Nacha will begin requiring businesses initiating consumer ACH debits via the internet or mobile devices to verify the consumers’ account information for the first payment.