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CRA Asset Threshold Briefing Paper

CRA Modernization The regulatory agencies are in the process of modernizing CRA’...For more information about how to earn...

Jul 31, 2025
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Request to Withdraw CRA Information Collection

Currency 400 7th Street, SW Washington, D.C. 20219 Re: Request to Rescind CRA...Updating the CRA regulations is a priority for our...

Jul 31, 2025
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ICBA Letter Regarding CRA - April 8

continue its process for modernizing CRA....CRA evaluation measure as written....framework that will increase the transparency of...

Jul 31, 2025
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Comprehensive CRA Final Rule Summary

1 2023 CRA Final Rule Summary Disclaimer: This summary does not, and is not...may not contain all the information that is necessary to comply with the 2023 ...

Jul 31, 2025
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High Level CRA Final Rule Summary

1 2023 CRA Final Rule – High-Level Summary Background & Introduction: The...Community Reinvestment Act (“CRA”) was enacted in 1977 to...

Jul 31, 2025
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Regulatory Update - CRA (Updated May 2025)

Comptroller of the Currency, and Federal Deposit Insurance Corporation issued a new CRA...sued the FDIC, the OCC, and the Federal Reserve Board over the implementation of...

Aug 7, 2025
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ICBA OCC CRA Benchmarks NPR Comment - 2021

of Proposed Rulemaking (“NPR”)2 on reforming the Community Reinvestment Act (“CRA...2020 Final Rule3 by proposing the approach the OCC will use to determine the ...

Jul 31, 2025
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Regulatory Update - CRA

Comptroller of the Currency, and Federal Deposit Insurance Corporation issued a new CRA...sued the FDIC, the OCC, and the Federal Reserve Board over the implementation of...

Jul 31, 2025
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CRA Comment Period Extension Request Banking Trades Joint Letter

associations appreciate the opportunity to work with the agencies to ensure that CRA...Collectively our associations represent virtually the full universe of...

Jul 31, 2025
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Education Event Listing

to Z: How to Build a Best-in-Class CRA Program Seminar (Bloomington, MN) 19-20...to Z: How to Build a Best-in-Class CRA Program Seminar...

Oct 16, 2025
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Joint Trades Letter to OCC Regarding 2020 CRA Rescission

CRA rulemaking....neither the 1995 CRA Rule nor the 2020 CRA Rule would accomplish that on its own...housing can qualify...

Jul 31, 2025
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National Banking Trades Letter re CRA comment deadline

We fully appreciate the efforts of the agencies to update CRA for the first time...We are excited about the opportunity to work with you to ensure that...

Jul 31, 2025
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CRA Protest Against First Financial Northwest Bank Acquiring Global Credit Union

by tax-exempt credit unions, which are exempt from the CRA....record of Global Credit Union, there is no CRA record to review....The...

Jul 31, 2025
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Brief Regarding Injunction Against Banking Agencies' CRA Final Rule

CRA Amendments....outpaced the CRA framework....Congress defined the CRA’s purposes in the CRA’s...

Jul 30, 2025
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Education Event Listing

to Z: How to Build a Best-in-class CRA Program (Livestream) 26-27 CFO Forum...10-12 NEW Data & Analytics Institute (In-person, Bloomington, MN) 17-18 ...

Aug 7, 2025
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Community Reinvestment Act (CRA) - Summary of the 2022 Interagency Proposed Rule

June 14, 2022 1 Community Reinvestment Act (CRA): Summary of the 2022 Interagency...Proposed Rule1 Introduction The Community Reinvestment Act...

Jul 31, 2025
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Member Benefits - New Members

to Z - How to Build a Best - in- Class CRA program (50% discount) $448 value...latest-in-payments/strategy-and-education/digital-payments-transformation...

Jul 31, 2025
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Budget Training Worksheet

Ground Up March 18 Livestream 4.5 $395 $495 From Impact to Credit: Documenting CRA...Seminars & Forums CPE ICBA Member Nonmember Non-Banker* No. to Attend Cost ...

Aug 5, 2025
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Identifying and Addressing Redlining Risk Whitepaper

However, REMAs may extend beyond your CRA assessment areas if your bank markets...If your examiner defines a REMA more broadly than your CRA...

Jul 31, 2025
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Identifying and Addressing Redlining Risk Whitepaper

However, REMAs may extend beyond your CRA assessment areas if your bank markets...If your examiner defines a REMA more broadly than your CRA...

Sep 25, 2025
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Coalition Letter on CFPB Anti-Arbitration Rules Petition

First, the Congressional Review Act (“CRA”) bars the proposed rule. 1 See https...Congress disapproved the Bureau’s previous anti-arbitration rule in its 2017 ...

Jul 31, 2025
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Comments on 1071 Exemption for Small and Intermediate Banks

Targeted Exemption for Community Banks with Strong Community Reinvestment Act (CRA...In addition, to attain high CRA ratings, banks must be in...

Jul 31, 2025
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Comments on Credit Reporting on Human Trafficking Victims

The proposed rule mainly requires Credit Reporting Agencies (“CRA”) to act as a...for both furnishers and users of information, ICBA believes that CRAs are...

Jul 31, 2025
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ltr072417a

ICBA, I write to urge your support for Senator Crapo’s Congressional Review Act (CRA...If the rule is allowed to stand, the expense of defending a single, frivolous ...

Aug 1, 2025
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ltr072417

write to urge your support for Representative Rothfus’s Congressional Review Act (CRA...If the rule is allowed to stand, the expense of defending a single, frivolous...

Aug 1, 2025
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18.01.19_TreasuryLTR

The CRA was enacted in 1977 to encourage depository institutions to help meet the...Currently, examiners will not share their method for determining...

Aug 1, 2025
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ICBA Subsidiary Descriptions

ICBA CRA Solutions ICBA CRA Solutions provides Community Reinvestment Act (CRA)...education and training,...

Aug 1, 2025
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Joint Trades Support Letter for H.J.Res. 59

trade associations write in support of H.J.Res. 59, a Congressional Review Act (CRA

Jul 30, 2025
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Response to Request for Information on Data Brokers

Act (“FCRA”), including whether they constitute consumer reporting agencies (“CRA...However, ICBA contends that data brokers do not meet the definition of a...

Jul 31, 2025
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18.03.30_FHFAltr

ICBA does have concerns about a lack of competition if CRAs own all the data while...One of the benefits could be increased competition between CRAs</liferay-hl...

Aug 1, 2025
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ICBA Letter Requesting a Hearing on Credit Unions

This report has generated outrage on social media, class action litigation, and...The credit union exemption from CRA is steadily eroding the ...

Jul 31, 2025
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Navy Federal's Discriminatory Lending

This report has generated outrage on social media, class action litigation, and...The credit union exemption from CRA is steadily eroding the ...

Jul 31, 2025
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Letter on Credit Union Form 990 Submissions

like all credit unions, FCUs are not subject to the Community Reinvestment Act (CRA...Community banks, by contrast, are subject to public disclosure of their...

Jul 31, 2025
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Response to First Blockchain Bank &amp; Trust, N.A.&#39;s Application for National Bank Charter

its deposit, trust and estate activities, a defined Community Reinvestment Act (CRA...The Community Reinvestment Act (“CRA”) Plan is Not Defined ...

Jul 31, 2025
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Member Benefits Brochure

ICBA CRA Solutions | icba.org/cra ICBA CRA Solutions offers banks CRA support,...

Jul 31, 2025
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Membership Brochure

ICBA CRA Solutions | icba.org/cra ICBA CRA Solutions offers banks CRA support,...

Jul 25, 2025
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Comments on Vystar-Heritage Southeast Transaction

Regional Office 10 10th Street, NE, Suite 800 Atlanta, GA 30309-3849 RE: CRA...opportunity to comment on Heritage Southeast Bank’s Community Reinvestment Act...

Jul 31, 2025
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Education Quarterly Brochure Q1 2025

$1,699 +$500 certification exam fee http://icba.org/education 10 Compliance CRA...to Z: How to Build a Best- in-Class CRA Program Seminar...

Jul 30, 2025
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Certification News Q3 2021

customers, rather than make broad-based decisions affecting whole categories or classes...COMMUNITY REINVESTMENT ACT (CRA) The OCC issued a rule...

Jul 31, 2025