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Letter to CFPB on Rural America
There are no efforts to eliminate CRA, however, ICBA notes that credit unions do...not comply with CRA requirements....If CFPB views the...
19.09.25_OCC_CRA
Community banks support the community development goals of CRA and strive every...This makes them uniquely well-situated to further the goals of the ...
18.11.19_CRAcl
and products that connect banks to CRA-eligible activities, such as CRA-focused...characteristics already demonstrate adherence to the mission of...
Testimony on Community Reinvestment Act
Our Experience with CRA I am proud that my bank has consistently achieved CRA...banks without impairing agency assessment of...
ICBA Objection to Charter Application of Lorum.pdf
FDIC insurance assessments and examination, and the Community Reinvestment Act (“CRA...Page 3 LNTB’s application acknowledges that it will not be subject to...
Filed Brief
CRA Amendments....outpaced the CRA framework....Congress defined the CRA’s purposes in the CRA’s...
Complaint for Declaratory and Injunctive Relief
CRA Examinations and Ratings 31....banks’ CRA ratings. 89 Fed....The CRA requires periodic evaluation of a bank’s ...
Joint Letter Supporting Bill to Stop Abusive Trigger Leads
and refinance loans) and the requisite inquiry to a credit reporting agency (“CRA...”) by a lender notifies the CRA that the consumer is...
Joint Letter in Support of Homebuyers Privacy Protection Act
and refinance loans) and the requisite inquiry to a credit reporting agency (“CRA...”) by a lender notifies the CRA that the consumer is...
test110117
Reporting Agencies Like financial institutions, the credit rating agencies (CRAs...By the same logic, CRAs should be examined and...
Joint Letter in Support of Legislation to Ban Trigger Leads
”) by a lender notifies the CRA that the consumer is interested in home financing...Under the Fair Credit Reporting Act (FCRA), CRAs are currently...
18.04.17_SJRes57ltr
Res. 57, a joint resolution under the Congressional Review Act (CRA) introduced...determination that the “guidance” outlined in the Bulletin is a “rule” subject to...
Financial Inclusion Report
.............................. 12 Modernizing the Community Reinvestment Act (“CRA...page 13 MODERNIZING THE COMMUNITY REINVESTMENT ACT (“CRA”)...
Financial Inclusion Report
.............................. 12 Modernizing the Community Reinvestment Act (“CRA...page 13 MODERNIZING THE COMMUNITY REINVESTMENT ACT (“CRA”)...
Regulatory Update - 1071 (Updated October 2025)
CRA Ratings → ICBA has asked Director Chopra to exempt banks that receive an “outstanding...” or “satisfactory” CRA rating and are considered...
Regulatory Update - 1071
CRA Ratings → ICBA has asked Director Chopra to exempt banks that receive an “outstanding...” or “satisfactory” CRA rating and are considered to...
Regulatory Update - 1071 (May 2025)
CRA Ratings → ICBA has asked Director Chopra to exempt banks that receive an “outstanding...” or “satisfactory” CRA rating and are...
ICBA Letter Opposing Sony National Trust Bank Application
”) Congress enacted the CRA to address a history of underinvestment in low- and...Because national trust banks do not take deposits, they are not subject to the...
18.02.14_DataSecurityStatement
The Equifax breach shows the ongoing vulnerability of credit reporting agencies (CRAs...While CRAs are subject to the data security standards of...
ICBA Statement for True Lender Hearing 4.28.21
and oppose legislative efforts to repeal it using the Congressional Review Act (CRA...What’s more, CRA is a blunt and counterproductive...