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Complaint for Declaratory and Injunctive Relief
CRA Examinations and Ratings 31....banks’ CRA ratings. 89 Fed....The CRA requires periodic evaluation of a bank’s ...
Joint Letter in Support of Homebuyers Privacy Protection Act
and refinance loans) and the requisite inquiry to a credit reporting agency (“CRA...”) by a lender notifies the CRA that the consumer is...
Joint Letter Supporting Bill to Stop Abusive Trigger Leads
and refinance loans) and the requisite inquiry to a credit reporting agency (“CRA...”) by a lender notifies the CRA that the consumer is...
test110117
Reporting Agencies Like financial institutions, the credit rating agencies (CRAs...By the same logic, CRAs should be examined and...
Joint Letter in Support of Legislation to Ban Trigger Leads
”) by a lender notifies the CRA that the consumer is interested in home financing...Under the Fair Credit Reporting Act (FCRA), CRAs are currently...
18.04.17_SJRes57ltr
Res. 57, a joint resolution under the Congressional Review Act (CRA) introduced...determination that the “guidance” outlined in the Bulletin is a “rule” subject to...
Regulatory Update - 1071 (Updated October 2025)
CRA Ratings → ICBA has asked Director Chopra to exempt banks that receive an “outstanding...” or “satisfactory” CRA rating and are considered...
Regulatory Update - 1071
CRA Ratings → ICBA has asked Director Chopra to exempt banks that receive an “outstanding...” or “satisfactory” CRA rating and are considered to...
Financial Inclusion Report
.............................. 12 Modernizing the Community Reinvestment Act (“CRA...page 13 MODERNIZING THE COMMUNITY REINVESTMENT ACT (“CRA”)...
Financial Inclusion Report
.............................. 12 Modernizing the Community Reinvestment Act (“CRA...page 13 MODERNIZING THE COMMUNITY REINVESTMENT ACT (“CRA”)...
Regulatory Update - 1071 (May 2025)
CRA Ratings → ICBA has asked Director Chopra to exempt banks that receive an “outstanding...” or “satisfactory” CRA rating and are...
ICBA Letter Opposing Sony National Trust Bank Application
”) Congress enacted the CRA to address a history of underinvestment in low- and...Because national trust banks do not take deposits, they are not subject to the...
ICBA Statement for True Lender Hearing 4.28.21
and oppose legislative efforts to repeal it using the Congressional Review Act (CRA...What’s more, CRA is a blunt and counterproductive...
18.02.14_DataSecurityStatement
The Equifax breach shows the ongoing vulnerability of credit reporting agencies (CRAs...While CRAs are subject to the data security standards of...
Request for 30-Day Comment Extension on Proposal to Remove Medical Debt Information from Credit Reporting
We represent consumer reporting agencies (CRAs), debt collection organizations,...users of data who rely on the accurate, reliable, and predictive data provided by...
Joint Trades Opposition to House Consideration of SJ Res 15 True Lender
The Joint Resolution, which was issued under the Congressional Review Act (CRA),...We are concerned that using a CRA resolution of disapproval...
Joint Letter to House on True Lender
The Joint Resolution, which was issued under the Congressional Review Act (CRA),...We are concerned that using a CRA resolution of disapproval...
Mutual Capital Principles Position Paper
Investment and CRA Considerations • Allow financial institutions to invest without...• Recognize investments as CRA-eligible when deployed to LMI...
ICBA Comments on Bureau Guidance and Implementation Support
community banking industry and its membership through effective advocacy, best-in-class...the public prospectively are deemed rules under the Congressional Review Act...
Concerns Regarding the FDIC's Approval of Edward Jones's Industrial Loan Company Charter.pdf
Thousands of de facto Branches Will Not be Required to Satisfy CRA Obligations in...raises serious questions about compliance with the Community Reinvestment Act...