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UT - SBA Fact Sheet

Community Bank Small Business Administration Lending UTAH SBA Lending by Community Banks, 2010-2025 Sources: FDIC Summary of Deposits, NCUA Call Reports, US Census, US Small Business...

Nov 3, 2025

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The Safe Banking Act of 2019 (H.R. 1595)

Rep. Aguilar, Pete [D-CA-31]* Rep. Barragan, Nanette Diaz [D-CA-44]* Rep. Beyer, Donald S., Jr. [D-VA-8]* Rep. Blumenauer, Earl [D-OR-3]* Rep. Bonamici, Suzanne [D-OR-1]* Rep. Boyle, Brendan...

Aug 1, 2025

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Regulatory 1071

February 2024 ICBA Regulatory Update: Section 1071 – Small Business Loan Data Collection Topic/Issue: Section 1071 Agency: CFPB Status: Final rule issued. Compliance dates are...

Aug 7, 2025

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Joint Trades Statement on Subchapter V

October 23, 2023 Members of the Subchapter V Task Force American Bankruptcy Institute 66 Canal Center Plaza Suite 600 Alexandria, VA 22314 Dear Members of the Task Force: The...

Jul 31, 2025

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ltr070813

July 8, 2013 The Honorable John Boehner The Honorable Nancy Pelosi Speaker Democratic Leader U.S. House of Representatives U.S. House of Representatives Washington, D.C. 20515 ...

Aug 1, 2025

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KY - Coverage Fact Sheet

Community Bank Presence in Contrast KENTUCKY Community Bank Branch Locations Community banks in KY represent 100% of rural* counties 100% of LMI* counties 100% of all KY counties In...

Oct 15, 2025

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CO - SBA Fact Sheet

Community Bank Small Business Administration Lending COLORADO SBA Lending by Community Banks, 2010-2025 Sources: FDIC Summary of Deposits, NCUA Call Reports, US Census, US Small Business...

Oct 15, 2025

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Directors Club Donors List

Bank Name Primary Contact City State Directors Club Level 1st National Bank of Scotia Mr. John H. Buhrmaster Scotia NY Directors Club Alliance Bank Ms. Shane Pilarski Francesville IN...

Jul 31, 2025

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18.03.14_2155ltr

March 14, 2018 United States Senate Washington, D.C. 20510 Dear Senator: On behalf of the nearly 5,700 community banks represented by ICBA, we ask for your support on the...

Aug 1, 2025

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Support for Trigger Leads Abatement Act

April 24, 2023 The Honorable Ritchie Torres U.S. House of Representatives Washington, D.C. 20515 Dear Representative Torres: On behalf of the Independent Community Bankers of...

Jul 31, 2025

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Administrators Guide

MAY 2025 Page 2 of 44 Table of Contents TECHNICAL REQUIREMENTS ............................................................................................................... 3 ...

Jul 31, 2025

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HousingFinanceReformWhitePaper2013

        Housing Finance Reform  A Community Banking Perspective September 2013    Contact:  Ron Haynie  Senior Vice President  Ron.Haynie@icba.org  www.icba.org  ...

Aug 1, 2025

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Bank Director Program Newsletter - Nov/Dec 2016

From the ICBA Community Bank Director Program November/December 2016 PROFITABILITY REGULATION When John Zimmer took over as president of HNB National Bank in Hannibal, Mo., in 2012, he...

Aug 1, 2025

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New York-11

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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ltr071515a

July 15, 2015 United States Senate Washington, D.C. 20510 Dear Senator: On behalf of the more than 6,000 community banks represented by ICBA, I write to request that you demonstrate...

Aug 1, 2025

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MN-8

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/31/2025 and updated yearly. A D V_ 26...

Apr 15, 2026

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Projected Rulemakings on Non-sufficient Funds (NSF) Fees and Overdraft Fees

1 January 3, 2024 The Honorable Rohit Chopra Director Consumer Financial Protection Bureau 1700 G Street, NW Washington, DC 20552 Re: Projected...

Jul 31, 2025

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18.06.18_Rescissions

- 1 - June 18, 2018 The Honorable Mitch McConnell Senate Majority Leader S-230 The Capitol Washington, DC 20515 The Honorable Charles E. Schumer Senate Minority Leader S-221 The...

Aug 1, 2025

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iptv-service-provider-premium-107.pdf

IPTV Providers Review: Best Content And Price --L3@c date:19/01/2026 https://iptvbestprovider.org/ https://iptvbestprovider.org/ https://iptvbestprovider.org/ ...

Jan 16, 2026

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Pennsylvania-15

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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19.08.28_NDAA

August 28, 2019 The Honorable James M. Inhofe Chairman Senate Armed Services Committee 228 Russell Senate Office Building Washington, DC 20510 The Honorable Adam Smith Chairman House...

Aug 1, 2025

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Texas-18

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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18.11.16_ICBA_Payday_Summary

October 2018 1 | P a g e ICBA SUMMARY OF THE RULE REGARDING PAYDAY, VEHICLE TITLE, AND CERTAIN HIGH-COST INSTALLMENT LOANS I. Background On October 5, 2017, the Bureau of...

Aug 1, 2025

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19.09.19_SBA

September 19, 2019 The Honorable Mitch McConnell The Honorable Charles E. Schumer Majority Leader Minority Leader United States Senate United States Senate Washington, D.C....

Aug 1, 2025

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ltr011614

January 16, 2014 The Honorable Maxine Waters Ranking Member Committee on Financial Services U.S. House of Representatives Washington, D.C. 20515 Dear Ranking Member Waters: On behalf...

Aug 1, 2025

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FL-2

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/31/2025 and updated yearly. A D V_ 26...

Apr 15, 2026

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ICBA Report on Climate Change

www.icba.org CLIMATE CHANGE REGULATION ON COMMUNITY BANKS: Risks of Choking Off Credit to America’s Communities Sept. 2021 http://www.icba.org page 2 Introduction With decades of...

Jul 31, 2025

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Comments on Resubmitted Rakuten Application

February 12, 2021 Kathy Moe Regional Director FDIC San Francisco Regional Office 25 Jessie Street at Ecker Square San Francisco, California 94105 Re: FDIC Deposit Insurance...

Jul 31, 2025

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Joint Letter on Beneficial Owner Reform Bill

Page 1 of 3 October 7, 2020 The Honorable James Inhofe The Honorable...

Jul 31, 2025

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ND - Coverage Fact Sheet

Community Bank Presence in Contrast NORTH DAKOTA Community Bank Branch Locations Community banks in ND represent 95% of rural* counties 83% of LMI* counties 96% of all ND counties In...

Nov 3, 2025

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Payments Strategy Guide 8 - Digital Wallets

As customer expectations continue to shift, digital wallets—or mobile wallets as they are sometimes called—continue to grow in popularity as a preferred payment option. While adoption in the U.S....

Jul 31, 2025

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19.03.11_VolckerLTR

Via electronic submission March 11, 2019 Legislative and Regulatory Activities Division Office of the Comptroller of the Currency 400 7th Street, SW Suite 3E-218 Washington, DC 20219 ...

Aug 1, 2025

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ICBA sends comments to the Treasury on AI

August 12, 2024 Jeanette Quick Deputy Assistant Secretary for Financial Institutions Policy Department of the Treasury 1500 Pennsylvania Avenue, NW Washington, D.C. 20220 RE: REQUEST FOR...

Jul 31, 2025

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Certificate of Scholarship

2026 Certificate of Scholarship is pleased to award the NextGen Scholarship to: In honor of your outstanding leadership and dedication to the community banking industry. ICBA Capital Summit...

Feb 10, 2026

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Georgia

Looking out for Local Communities Community banks are critical to thriving local economies and help foster healthy small businesses. It’s time for Congress to examine the NCUA and the...

Jul 31, 2025

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WI-5

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/31/2025 and updated yearly. A D V_ 26...

Apr 15, 2026

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18.05.14_RegJltr

Aug 1, 2025

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Comment Letter to Uniform Law Commission on FI exemption

April 23, 2020 Harvey Perlman, Chair William McGeveran, Reporter Collection and Use of Personally Identifiable Data Committee Uniform Law Commission 111 N. Wabash Ave Suite 1010 ...

Jul 31, 2025

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OR-2

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/31/2025 and updated yearly. A D V_ 26...

Apr 15, 2026

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California-50

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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CA-35

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/31/2025 and updated yearly. A D V_ 26...

Apr 15, 2026

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Georgia-13

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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Joint_PACE_Letter_17.04.24

Page 1 of 3 April 24, 2017 The Honorable Brad Sherman U.S. House of Representatives 2181 Rayburn House Office Building Washington, DC 20515 The Honorable Edward Royce U.S. House of...

Aug 1, 2025

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1-ICBA-TIB Consulting-BSA-AML Certification-Unit #1-May 2022

BSA/AML Institute Virtual Live-Stream Session May 3-5, 2022 About ICBA and Community Banker University® The Independent Community Bankers of America®...

Jul 31, 2025

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PreferredPerspectives_ICBA_ThoughtLeadership2025_AMANDA

THOUGHT LEADERSHIP 2025 To learn more and reserve your space: Contact: Amanda Myrick 651-675-7248 | amyrick@icbabanks.org The August Membership issue of Independent Banker highlights the...

Oct 4, 2025

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CFPB Overdraft Proposal

February 2024 ICBA Regulatory Update: Bank Fees Topic/Issue: Overdraft fees and NSF/represented Item fees Agencies: CFPB, FDIC, OCC, FRB, Status: ➢ CFPB o CFPB Circular on...

Aug 7, 2025

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OH - Coverage Fact Sheet

Community Bank Presence in Contrast OHIO Community Bank Branch Locations Community banks in OH represent 100% of rural* counties 100% of LMI* counties 100% of all OH counties In many...

Oct 15, 2025

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OK - Coverage Fact Sheet

Community Bank Presence in Contrast OKLAHOMA Community Bank Branch Locations Community banks in OK represent 100% of rural* counties 100% of LMI* counties 100% of all OK counties In...

Nov 3, 2025

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SC-2

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/31/2025 and updated yearly. A D V_ 26...

Apr 15, 2026

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North Carolina-9

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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Georgia-10

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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AZ - SBA Fact Sheet

Community Bank Small Business Administration Lending ARIZONA SBA Lending by Community Banks, 2010-2025 Sources: FDIC Summary of Deposits, NCUA Call Reports, US Census, US Small Business...

Oct 15, 2025

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SBC_Summary_17.11.22

www.icba.org/advocacy December 2017 APPLICABILITY OF KEY PROVISIONS OF S. 2155, THE ECONOMIC GROWTH, REGULATORY RELIEF AND CONSUMER PROTECTION ACT NO ASSET RESTRICTION • TRID Relief:...

Aug 1, 2025

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Pennsylvania

icba.org | info@icba.org | 866-422-8439 ADV_2687A26 Sources: FFIEC 2025 Q4 Call Reports, NCUA 2025 Q4 Call Reports, FDIC Statement of Deposits Reports, Tax Foundation, Kaiser Family Foundation, ...

May 13, 2026

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19.06.13_OCCcl

Via electronic submission June 13, 2019 Ms. Beth Knickerbocker Chief Innovation Officer Office of the Comptroller of the Currency Constitution Center 400 7th Street SW Washington,...

Aug 1, 2025

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19.03.26_GSEstatement

www.icba.org/advocacy March 26, 2019 Housing Finance: The Community Bank Perspective Chairman Crapo, Ranking Member Brown, members of the Committee, the Independent Community Bankers...

Aug 1, 2025

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ICBA STATEMENT FOR PPP HEARING 6.10.2020

www.icba.org/advocacy June 10, 2020 Paycheck Protection Program: The Need for Simplified Forgiveness Chairman Rubio, Ranking Member Cardin, members of the Senate Committee on Small...

Jul 31, 2025

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ltr111215a

November 12, 2015 Representative Bill Shuster Representative John Duncan, Jr Representative Sam Graves Representative Candice Miller Representative Rick Crawford Representative Lou...

Aug 1, 2025

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New York-14

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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PA-14

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/31/2025 and updated yearly. A D V_ 26...

Apr 15, 2026