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ICBA to Congress: Don’t raise g-fees for infrastructure funding
ICBA to Congress: Don’t raise g-fees for infrastructure funding ICBA and other organizations called on Senate infrastructure negotiators to refrain from using Fannie Mae and Freddie Mac guarantee...
OCC to propose rescinding CRA rule
OCC to propose rescinding CRA rule The OCC said it will propose rescinding its May 2020 Community Reinvestment Act rule and work with other agencies on a joint rulemaking. The OCC said it will...
CFPB settlement sets Sept. 30 deadline for 1071 proposal
CFPB settlement sets Sept. 30 deadline for 1071 proposal A lawsuit on the Consumer Financial Protection Bureau’s implementation of small-business data collection and reporting rules determined that...
FHFA eliminates ICBA-opposed GSE fee
FHFA eliminates ICBA-opposed GSE fee ICBA welcomed the Federal Housing Finance Agency’s announcement that it will eliminate an ICBA-opposed fee on refinance loans delivered to the...
CFPB cautions consumers on ‘buy now, pay later’
CFPB cautions consumers on ‘buy now, pay later’ The Consumer Financial Protection Bureau recently published a blog post for consumers on buy-now-pay-later credit. The Consumer Financial Protection...
ICBA launches fintech investment fund
ICBA launches fintech investment fund ICBA is forming BankTech Ventures, an investment fund designed to accelerate technology opportunities and adoption at community banks. ICBA is forming BankTech...
Nacha launches program for returning unemployment benefits
Nacha launches program for returning unemployment benefits Nacha launched an opt-in program to facilitate the return and recovery of potentially fraudulent unemployment benefits originally paid by...
ICBA: Postal banking designed to fail
ICBA: Postal banking designed to fail Postal banking is a risky venture for which the U.S. Postal Service is ill suited, ICBA told Congress in its latest issue brief. Postal banking is a risky...
ICBA urges grassroots on rural lending tax relief
ICBA urges grassroots on rural lending tax relief Following the recent Senate introduction of legislation to provide rural lending tax relief, ICBA is calling on community bankers to urge their...
Child Tax Credit payments start today
Child Tax Credit payments start today The IRS today begins distributing Advance Child Tax Credit payments authorized by the American Rescue Plan. The IRS today begins distributing Advance Child Tax...
FDIC, CFPB update financial education curriculum
FDIC, CFPB update financial education curriculum The FDIC and Consumer Financial Protection Bureau released an enhanced version of the Money Smart for Older Adults financial education curriculum....
Independent Banker Ranks Top Loan Performers
Independent Banker Ranks Top Loan Performers This month’s issue of Independent Banker, the award-winning magazine of the Independent Community Bankers of America (ICBA) and the number-one source...
ICBA Promotes Mike DeVoll to Assistant Vice President, Marketing Strategy and Execution
ICBA Promotes Mike DeVoll to Assistant Vice President, Marketing Strategy and Execution The Independent Community Bankers of America today announced Mike DeVoll’s promotion to assistant vice...
ICBA Welcomes End of FHFA Refinance Fee
ICBA Welcomes End of FHFA Refinance Fee Independent Community Bankers of America President and CEO Rebeca Romero Rainey issued the following statement on today's Federal Housing Finance Agency...
FASB to pursue further CECL improvements
FASB to pursue further CECL improvements The Financial Accounting Standards Board this week agreed to add a project to its technical agenda to investigate the suspension of troubled debt...
CISA warns of Microsoft Print Spooler vulnerability
CISA warns of Microsoft Print Spooler vulnerability The Cybersecurity and Infrastructure Security Agency issued Emergency Directive 21-04 on mitigating a vulnerability in the Microsoft Windows...
Agencies propose guidance on third-party relationships
Agencies propose guidance on third-party relationships Federal banking regulators proposed interagency guidance designed to help banks manage risks associated with third-party relationships,...
Terri Howard Joins TCM Bank as Senior Vice President, People & Culture
Terri Howard Joins TCM Bank as Senior Vice President, People & Culture TCM Bank, N.A., the credit card bank of ICBA Bancard®, which is the payments services subsidiary of the Independent Community...
ICBA Minority Bank Advisory Council Opposes IRS Reporting Proposal
ICBA Minority Bank Advisory Council Opposes IRS Reporting Proposal The Independent Community Bankers of America’s (ICBA) Minority Bank Advisory Council today expressed strong opposition to the...
ICBA, BPI Urge Federal Reserve to Clarify, Strengthen Guidelines for Fed Account Access
ICBA, BPI Urge Federal Reserve to Clarify, Strengthen Guidelines for Fed Account Access The Independent Community Bankers of America and Bank Policy Institute today called on the Federal Reserve to...
ICBA minority bank council opposes IRS reporting plan
ICBA minority bank council opposes IRS reporting plan ICBA’s Minority Bank Advisory Council today is expressing strong opposition to the Biden administration’s proposal to require banks to report...
White House directs tougher scrutiny of bank mergers
White House directs tougher scrutiny of bank mergers President Joe Biden directed the Justice Department and federal banking regulators to more closely scrutinize bank mergers and make it easier...
ICBA Bancard and Finzly Partner to Offer Instant Payments
ICBA Bancard and Finzly Partner to Offer Instant Payments ICBA Bancard, the payments services subsidiary of the Independent Community Bankers of America (ICBA), today announced a new partnership...
Former NCUA official criticizes credit union bank purchases
Former NCUA official criticizes credit union bank purchases A former National Credit Union Administration official this week raised concerns over credit union acquisitions of community banks. A...
Congress pushes back on IRS reporting plan
Congress pushes back on IRS reporting plan House Ways and Means Committee Republicans issued a fact sheet pushing back on the Biden administration’s proposal to require banks to report customer...
CFPB launches housing insecurity media toolkit
CFPB launches housing insecurity media toolkit The Consumer Financial Protection Bureau launched a digital media toolkit with resources for renters and mortgage borrowers who continue to struggle...
A Note from the Chairman
A Note from the Chairman This past year has been an intensely trying time, but if we look beyond the COVID-19 storm, we come face to face with a silver lining of opportunity. Community banks have...
Do you have the right card products to meet the pent-up card spend?
Do you have the right card products to meet the pent-up card spend? Strong consumer and business card programs are well positioned to meet bank, consumer, and business challenges fueled by excess...
Faster Payments – Meeting Market Demand
Faster Payments – Meeting Market Demand The year 2020 drove many community banks to experiment and embark on faster payments. Concerns of payment disruption combined with the pressure to remain...
Credit union acquisition pressure grows
Credit union acquisition pressure grows Congress is under increasing pressure to investigate credit union acquisitions of community banks, ICBA President and CEO Rebeca Romero Rainey wrote in a...
CFPB releases Spanish-language mortgage disclosures
CFPB releases Spanish-language mortgage disclosures The Consumer Financial Protection Bureau released a Spanish-language translation of certain model clauses available for use in early-intervention...
FHFA issues fair lending policy statement
FHFA issues fair lending policy statement The Federal Housing Finance Agency issued a policy statement on its commitment to comprehensive fair lending oversight of Fannie Mae, Freddie Mac, and the...
ICBA Proposes Exit Fee on Credit Union Acquisitions of Taxpaying Banks
ICBA Proposes Exit Fee on Credit Union Acquisitions of Taxpaying Banks The Independent Community Bankers of America (ICBA) today urged the Treasury Department to examine abuses of the tax code...
Protecting Against Digital Payments Fraud
Protecting Against Digital Payments Fraud The pandemic has certainly played a role in escalating fraud on a global scale and throughout many payment pathways. The sudden cross-sectioning of these...
Take your card portfolio to the next level with affluent cards
Take your card portfolio to the next level with affluent cards As community banks review their card offerings and examine ways to attract more cardholders, one segment meriting a closer look are...
Supporting Economic Recovery with Credit Card Rewards Programs
Supporting Economic Recovery with Credit Card Rewards Programs To everything there is a season, or so the market shows via today’s rebounding economic environment. Anxieties around the pandemic...
Treasury again extends MDI, CDFI program
Treasury again extends MDI, CDFI program The Treasury Department will again extend the deadline to submit applications under its program to invest $9 billion in Minority Depository Institutions...
Nominations open for Best Community Banks to Work For awards
Nominations open for Best Community Banks to Work For awards ICBA’s Independent Banker magazine opened nominations for its 2021 Best Community Banks to Work For awards. ICBA’s Independent Banker...
Fed to launch CECL tool for community banks
Fed to launch CECL tool for community banks The Federal Reserve said it will release a new tool this month to help community banks implement the Current Expected Credit Losses accounting standard....
FinCEN issues AML/CFT priorities
FinCEN issues AML/CFT priorities The Financial Crimes Enforcement Network issued the first government-wide priorities for anti-money-laundering and counter-financing-terrorism policy. The Financial...
CFPB reports on 2020 consumer reporting, servicing violations
CFPB reports on 2020 consumer reporting, servicing violations The Consumer Financial Protection Bureau issued a report highlighting legal violations identified by bureau examinations in 2020. The...
As Credit Union-Bank Acquisitions Accelerate, ICBA Urges Congressional Hearings
As Credit Union-Bank Acquisitions Accelerate, ICBA Urges Congressional Hearings The Independent Community Bankers of America today reinforced its call for Congress to investigate tax-exempt credit...
Ransomware renewing agency crypto response: blog
Ransomware renewing agency crypto response: blog Escalating attacks against critical infrastructure are bringing renewed focus to the role of cryptocurrencies in facilitating criminal activity,...
ICBA Services Network Announces New Community Banker Board Members
ICBA Services Network Announces New Community Banker Board Members ICBA Services Network, the business services subsidiary of ICBA, today announced the appointments of several high-profile...
Georgia Community Banker Named Chairman of ICBA Securities Board of Directors
Georgia Community Banker Named Chairman of ICBA Securities Board of Directors ICBA Securities Inc., the broker-dealer subsidiary of the Independent Community Bankers of America, today announced the...
Farm Credit System loan volume jumps 10%
Farm Credit System loan volume jumps 10% The Farm Credit Administration released its quarterly report on the ag economy and the performance of the Farm Credit System, whose growth is largely...
ICBA Supports Senate Bill Offering Tax Relief for Rural Lending
ICBA Supports Senate Bill Offering Tax Relief for Rural Lending The Independent Community Bankers of America today expressed its strong support for the Senate introduction of the Enhancing Credit...
IRS enables direct deposit updates for Child Tax Credit payments
IRS enables direct deposit updates for Child Tax Credit payments The IRS upgraded an online tool to enable families to update their bank account information so they can receive their monthly Child...
Vanessa Hanson Joins ICBA Marketing and Communications Department as Director of Digital and Social Engagement
Vanessa Hanson Joins ICBA Marketing and Communications Department as Director of Digital and Social Engagement The Independent Community Bankers of America (ICBA), announced today the hire of...
HUD proposes restoring ‘disparate impact’ rule
HUD proposes restoring ‘disparate impact’ rule The Department of Housing and Urban Development recently proposed rescinding its 2020 rule interpreting the Fair Housing Act’s "disparate impact"...
Blog: Faster payments have arrived — now what?
Blog: Faster payments have arrived — now what? The pandemic has accelerated the implementation of instant payments and the need for community banks to have a strategy in place, according to the...
HMDA relief reflected in 2020 reporting data
HMDA relief reflected in 2020 reporting data The Federal Financial Institutions Examination Council released 2020 Home Mortgage Disclosure Act data showing the impact of regulatory relief on HMDA...
ICBA Provides Tips for Preventing Elder Financial Abuse
ICBA Provides Tips for Preventing Elder Financial Abuse June 15 is World Elder Abuse Awareness Day, and the Independent Community Bankers of America and its subsidiary, the Senior Housing Crime...
Ohio Community Banker to Chair ICBA Reinsurance Board of Directors
Ohio Community Banker to Chair ICBA Reinsurance Board of Directors ICBA Reinsurance, the captive reinsurance company of the Independent Community Bankers of America, today announced the election of...
Basel regulators begin vetting crypto capital rules
Basel regulators begin vetting crypto capital rules The Basel Committee on Banking Supervision published a public consultation document with preliminary proposals for the prudential treatment of...
FS-ISAC Coronavirus Update, June 11, 2021
FS-ISAC Coronavirus Update, June 11, 2021 As the G7 summit kicks off, the US has pledged 500 million doses of vaccine to be given to lower-income countries to help combat the coronavirus pandemic....
Fed outlines instant payments fraud considerations
Fed outlines instant payments fraud considerations The Federal Reserve released an article on fraud management considerations to evaluate when preparing for instant payments The Federal Reserve...
IRS issues another 2.3M EIPs
IRS issues another 2.3M EIPs The IRS said it disbursed more than 2.3 million additional Economic Impact Payments over the past two weeks. The latest batch includes those with official payment dates...
FS-ISAC Coronavirus Update, June 9, 2021
FS-ISAC Coronavirus Update, June 9, 2021 Declines in US Covid-19 cases, emergency department visits, hospital admissions and deaths were largest in age groups that were most vaccinated. according...
ICBA to Congress: Postal banking not the answer
ICBA to Congress: Postal banking not the answer ICBA told Congress that postal banking is not the solution to reaching more unbanked Americans and lawmakers should reject such proposals. ICBA told...