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ICBA backs bill to extend CBLR relief
ICBA backs bill to extend CBLR relief ICBA expressed support for legislation to allow federal banking regulators to implement a community bank leverage ratio of 8-8.5% through 2024. ICBA expressed...
As crypto CEOs testify, ICBA urges coordinated regulatory approach
As crypto CEOs testify, ICBA urges coordinated regulatory approach With cryptocurrency CEOs testifying before Congress, ICBA called on policymakers to enact a comprehensive, coordinated regulatory...
CFPB issues final rule on LIBOR transition
CFPB issues final rule on LIBOR transition The Consumer Financial Protection Bureau finalized a rule facilitating the transition away from the LIBOR interest rate index for consumer financial...
HUD issues guidance on special-purpose credit programs
HUD issues guidance on special-purpose credit programs The Department of Housing and Urban Development released guidance clarifying that special-purpose credit programs that conform with the Equal...
Multi-Factor Authentication – Widely Adopted, Effective Protection
Multi-Factor Authentication – Widely Adopted, Effective Protection Static passwords alone are no longer a viable tool for identifying customers. With payments fraud rising year after year, and...
FinCEN proposes rule to implement beneficial owner reforms
FinCEN proposes rule to implement beneficial owner reforms The Financial Crimes Enforcement Network issued a proposed rule to implement ICBA-advocated beneficial ownership reporting provisions of...
ICBA Statement on the Withdrawal of Saule Omarova’s OCC Nomination
ICBA Statement on the Withdrawal of Saule Omarova’s OCC Nomination Independent Community Bankers of America (ICBA) President and CEO Rebeca Romero Rainey issued the following statement on the...
Understanding Velocity BIN Attacks and How to Address Them
Understanding Velocity BIN Attacks and How to Address Them It’s Friday night and you are enjoying your well-deserved, stress-free night when your work phone rings. It’s your call center manager...
Telltale signs to avoid becoming a victim of a social engineering attack
Telltale signs to avoid becoming a victim of a social engineering attack The financial services industry is constantly under siege against would-be fraudsters seeking to exploit...
Using Loyalty Programs to Grow Your Portfolio
Using Loyalty Programs to Grow Your Portfolio Loyalty programs are a tremendous tool for community banks to build trust with consumers and deliver an enhanced shopping experience. These cardholder...
Grow and Protect
Grow and Protect I’m a glass-half-full banker. So, while we can look at 2021 as a year of challenges, we should also take a moment to recognize the opportunities that have emerged in their wake....
ICBA/Travelers Deliver Over $4 Million in Dividends for Participating Community Banks
ICBA/Travelers Deliver Over $4 Million in Dividends for Participating Community Banks ICBA today announced that a dividend of $4.1 million will be shared by nearly 1,200 member banks based on their...
This week: ICBA advocacy briefing on 1071 push
This week: ICBA advocacy briefing on 1071 push ICBA this week is hosting a complimentary briefing on its campaign targeting the Consumer Financial Protection Bureau’s Section 1071 proposal. ICBA...
ICBA to CFPB: Extend inquiry of largest tech firms
ICBA to CFPB: Extend inquiry of largest tech firms The Consumer Financial Protection Bureau should extend its inquiry of the six largest technology companies to all tech firms that participate in...
ICBA advocacy briefing this week on 1071 push
ICBA advocacy briefing this week on 1071 push ICBA this week is hosting a complimentary briefing on its campaign targeting the Consumer Financial Protection Bureau’s Section 1071 proposal. ICBA...
Boozman op-ed targets postal banking pilot
Boozman op-ed targets postal banking pilot A U.S. Postal Service pilot program to test postal banking will further complicate already-strained mail delivery, Sen. John Boozman (Ark.) wrote in a new...
New ICBA video: Call for credit union hearings
New ICBA video: Call for credit union hearings ICBA released a new video distinguishing taxpaying community banks from tax-exempt credit unions. ICBA released a new video distinguishing taxpaying...
Growing your credit portfolio starts with knowing the numbers
Growing your credit portfolio starts with knowing the numbers You’ve probably heard the saying, “the numbers don’t lie” and in the financial world, it is more than a cliché it’s usually a fact....
Credit unions report Q3 growth
Credit unions report Q3 growth Shares and deposits at federally insured credit unions increased 14.4% in the third quarter from the previous year, the National Credit Union Administration reported....
ICBA 1071 campaign continues
ICBA 1071 campaign continues ICBA this week began calling on community bankers to submit personalized comments on the Consumer Financial Protection Bureau’s proposal to implement Dodd-Frank Section...
Romero Rainey: Act now on 1071 proposal
Romero Rainey: Act now on 1071 proposal ICBA President and CEO Rebeca Romero Rainey called on community bankers to join the grassroots push on the Consumer Financial Protection Bureau’s 1071...
ICBA’s Independent Banker Names 2021 Best Community Banks to Work For
ICBA’s Independent Banker Names 2021 Best Community Banks to Work For Independent Banker magazine today bestowed 2021 Best Community Banks to Work For honors upon five community banks for their...
CFPB issues annual threshold adjustment
CFPB issues annual threshold adjustment The Consumer Financial Protection Bureau raised the annual threshold adjustment maximum that consumer reporting agencies may charge consumers for making a...
Yellen, Powell testifying this week
Yellen, Powell testifying this week Treasury Secretary Janet Yellen and Federal Reserve Chairman Jerome Powell are scheduled to testify this week before the Senate Banking and House Financial...
ICBA urges cannabis banking safe harbor in Senate defense bill
ICBA urges cannabis banking safe harbor in Senate defense bill ICBA called on senators to support the inclusion of an ICBA-advocated cannabis banking safe harbor as an amendment to a pending...
ICBA’s Romero Rainey, Paul Merski Named Top Lobbyists by The Hill
ICBA’s Romero Rainey, Paul Merski Named Top Lobbyists by The Hill Independent Community Bankers of America President and CEO Rebeca Romero Rainey and ICBA Group Executive Vice President of...
Regulators update BSA/AML exam manual
Regulators update BSA/AML exam manual The Federal Financial Institutions Examination Council updated its BSA/AML Examination Manual, which instructs examiners on assessing BSA/AML compliance. The...
Agencies adjust regulatory thresholds
Agencies adjust regulatory thresholds Federal regulators announced 2022 updates to key regulatory thresholds. Federal regulators announced 2022 updates to key regulatory thresholds. Mortgage Loans:...
CFPB: Community banks charge lower overdraft fees
CFPB: Community banks charge lower overdraft fees The Consumer Financial Protection Bureau said community banks charge lower overdraft fees than larger institutions. The Consumer Financial...
ICBA, The Venture Center Announce 2022 ThinkTECH Accelerator Cohort
ICBA, The Venture Center Announce 2022 ThinkTECH Accelerator Cohort ICBA and The Venture Center, in partnership with the State of Arkansas, announced the selection of 11 companies for the fourth...
ICBA launches comment letter campaign on 1071 proposal
ICBA launches comment letter campaign on 1071 proposal ICBA is calling on community bankers to submit personalized comments on the Consumer Financial Protection Bureau’s proposal to implement...
ICBA endorses HR. 6037, pushes back against SBA direct lending plan
ICBA endorses HR. 6037, pushes back against SBA direct lending plan ICBA continued its grassroots efforts against a provision under consideration in the Build Back Better reconciliation bill that...
Five Democratic senators oppose Omarova nomination: report
Five Democratic senators oppose Omarova nomination: report Five Democratic senators reportedly don't support Saule Omarova’s nomination to lead the Office of the Comptroller of the Currency,...
Cybersecurity advisory warns of holiday attacks
Cybersecurity advisory warns of holiday attacks The Cybersecurity and Infrastructure Security Agency and FBI issued a cybersecurity reminder for public and private sector organizations to remain...
SBA office backs 1071 comment extension
SBA office backs 1071 comment extension The SBA Office of Advocacy expressed support for ICBA and state banking associations’ request that the Consumer Financial Protection Bureau extend the...
ICBA congratulates Powell, Brainard on Fed nominations
ICBA congratulates Powell, Brainard on Fed nominations ICBA congratulated Federal Reserve Chairman Jerome Powell and Fed Governor Lael Brainard after President Joe Biden said he intends to nominate...
Bill would bar SBA 7(a) direct lending
Bill would bar SBA 7(a) direct lending Legislation to bar SBA direct lending under its 7(a) loan program was introduced amid an ICBA grassroots campaign opposing the policy. Legislation to bar SBA...
OCC provides crypto guidance as agencies announce roadmap
OCC provides crypto guidance as agencies announce roadmap Federal regulators said they plan to provide greater regulatory clarity on crypto-related activities next year, with the OCC issuing an...
ICBA cautions FHFA on excessive credit risk transfer reliance
ICBA cautions FHFA on excessive credit risk transfer reliance ICBA said it is largely supportive of proposed amendments to the Federal Housing Finance Agency’s final capital rule, though it...
ICBA Statement on House Passage of Reconciliation Bill
ICBA Statement on House Passage of Reconciliation Bill Independent Community Bankers of America President and CEO Rebeca Romero Rainey today issued a statement on the House passage of its budget...
ICBA Introduces BankTech Ventures Investment Fund
ICBA Introduces BankTech Ventures Investment Fund The Independent Community Bankers of America today announced the Initial Closing of a fund launched by BankTech Ventures, LP. The venture capital...
Agencies issue computer incident notification final rule
Agencies issue computer incident notification final rule Federal banking regulators approved a final rule designed to improve the sharing of information about cyber incidents that may affect the...
ICBA issues summary of employer vaccine mandate
ICBA issues summary of employer vaccine mandate ICBA published a summary of the Biden administration’s policy requiring employers with 100 or more employees to ensure their workers are fully...
ICBA: SBA plans should include community bank role
ICBA: SBA plans should include community bank role ICBA told the SBA it should continue partnering with community banks rather than attempting to remove them from the loan origination process. ICBA...
Statement on Federal Reserve Nominations of Jerome Powell, Lael Brainard
Statement on Federal Reserve Nominations of Jerome Powell, Lael Brainard ICBA President and CEO Rebeca Romero Rainey issued a statement on today’s announcement that President Joe Biden intends to...
House passes spending bill without IRS reporting plan
House passes spending bill without IRS reporting plan The House passed its version of the Build Back Better reconciliation bill without numerous ICBA-opposed provisions, including the IRS bank...
Fed officials: Faster tapering may be needed
Fed officials: Faster tapering may be needed Federal Reserve officials discussed the potential need to speed up the tapering of asset purchases in response to rising job gains and inflation....
OCC nominee faces tough questions at Senate hearing
OCC nominee faces tough questions at Senate hearing Community bank opposition to Saule Omarova’s nomination to lead the Office of the Comptroller of the Currency took center stage at a contentious...
ICBA urging grassroots pushback against SBA direct lending plan
ICBA urging grassroots pushback against SBA direct lending plan ICBA is calling on community bankers to continue the campaign opposing proposed changes to the SBA 7(a) loan program contained in the...
Hsu: Agencies planning additional clarity on crypto activities
Hsu: Agencies planning additional clarity on crypto activities Federal banking regulators will soon issue a short statement that describes the recently concluded interagency “crypto sprint,” Acting...
ICBA, state groups oppose Omarova OCC nomination
ICBA, state groups oppose Omarova OCC nomination ICBA and state community banking groups expressed opposition to Cornell University law professor Saule Omarova’s nomination to lead the Office of...
ICBA, groups push for NCUA oversight hearing
ICBA, groups push for NCUA oversight hearing ICBA and other groups called on Congress to hold an oversight hearing on troubling National Credit Union Administration rulemaking activity. ICBA and...
Credit union satisfaction lags banks again: index
Credit union satisfaction lags banks again: index Consumer satisfaction with credit unions lagged banks for the third year in a row, according to a national survey covered by CU Today. Consumer...
ICBA urging grassroots pushback against SBA direct lending plan
ICBA urging grassroots pushback against SBA direct lending plan ICBA is calling on community bankers to continue the campaign opposing proposed changes to the SBA 7(a) loan program contained in the...
Republican senators denounce postal banking pilot
Republican senators denounce postal banking pilot A group of 19 Senate Republicans led by Sen. John Boozman (Ark.) denounced an ICBA-opposed U.S. Postal Service pilot program to test postal...
ICBA-backed updates included in cyber reporting bill
ICBA-backed updates included in cyber reporting bill Lawmakers reached an agreement on bipartisan cyber incident reporting legislation that includes ICBA-advocated updates to avoid excessive...
ICBA to Congress: Extend data security standards to nonbanks
ICBA to Congress: Extend data security standards to nonbanks ICBA called on Congress to extend Gramm-Leach-Bliley Act data security standards to retailers, technology companies, and other parties...
IRS issues November Child Tax Credit payments
IRS issues November Child Tax Credit payments The Treasury Department said families with roughly 61 million eligible children received more than $15 billion in the fifth batch of Advance Child Tax...
House committee Republicans issue CBDC principles
House committee Republicans issue CBDC principles House Financial Services Committee Republicans released principles to guide Congress in evaluating potential proposals for a U.S. central bank...
IRS reporting press push continues
IRS reporting press push continues The community banking industry continued its media push against the IRS bank reporting proposal, which remains a threat even after it was recently left out of the...