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OCC proposes streamlining several regulations
The OCC issued a notice of proposed rulemaking to streamline regulations concerning public welfare investments, open market collateralized loan obligations, and federal savings association...
Treasury announces Form 990 initiative
2026-04-27 The Treasury Department announced that the IRS plans to revise the Form 990 to improve transparency related to tax-exempt organizations. Details: Treasury said: The initiative will...
OCC announces actions preempting Illinois interchange law
The OCC issued an interim final rule and interim final order clarifying longstanding powers under federal law for national banks to charge certain fees, preempting a pending Illinois law that...
ICBA applauds lowering of Community Bank Leverage Ratio
2026-04-27 ICBA commended federal regulators for issuing a final rule to lower the Community Bank Leverage Ratio, as ICBA has long advocated. Details: In a national news release, ICBA President and...
Evolving Financial Fraud Threats and Prevention Strategies for Community Banks
Learn how community banks are fighting financial fraud in 2026. Explore key threats like card fraud and check fraud, and discover expert prevention tools.
Lessons From Longtime Community Bank Board Members
Discover the core responsibilities of community bank board members, including regulatory compliance, technology adoption, and strategic succession planning.
Why Community Banks Renovate: 3 Branch Remodel Case Studies
Learn how three community banks navigated branch renovations to enhance customer experience, improve weather resilience, and drive local economic prosperity.
New Polling Shows Dominant Support for Community Banks Amid Debate Over Digital Assets
2026-04-28 Bitcoin Crypto Dogecoin Washington, D.C. (April 28, 2026) — With community bankers gathering in Washington this week for the Independent Community Bankers of America’s 2026 ICBA Capital...
ICBA Capital Summit kicks off in Washington
2026-04-29 The ICBA Capital Summit is bringing community bankers from across the country to Washington today through Friday. Details: The ICBA Capital Summit empowers community bankers to make...
Poll: In digital assets debate, community bank support dominates
Poll: In digital assets debate, community bank support dominates Heading into this week’s ICBA Capital Summit, new polling data show that Americans support community banks and want to ensure the...
New Polling Shows Public Support for Community Bank Policy Priorities
Capital Summit Washington, D.C. (April 29, 2026) — The Independent Community Bankers of America (ICBA) today is kicking off the 2026 ICBA Capital Summit in Washington with the release of new...
Prevent Trojan Horse Attacks at Community Banks
Protect your community bank from third-party vendor cyber risks. Learn how to prevent Trojan horse attacks, assess security and empower your team.
Level Up Fraud Mitigation for Community Banks
Discover how community banks use advanced fraud mitigation strategies and proactive AI solutions to defend against evolving analog and digital threats.
Top Legal Risks Facing Community Banks
Navigate the biggest legal risks facing community banks. Learn how to manage overdraft fees, Reg E compliance and cyber threats to empower your bank against lawsuits.
Strong Tech Provider Relationships, Faster Growth for Community Banks
Jack_Henry_Sponsored 2026-05-01 JH-BRAND-ADV-ICBA-May2026-Image-2000x1250.jpg The Power of a Strong Tech Provider Relationship Community banks face mounting pressure to deliver exceptional...
Community Bank Small Business Credit Card Programs
Learn how community banks can leverage in-house or partner small business credit card programs to drive growth.
Lindsay LaNore: Community Bank Leaders Should Challenge the Process
Empower your community bank by challenging the status quo. Discover how leaders can embrace innovation, improve efficiency, and drive positive change.
AI in ATMs: Risks & Rewards for Community Banks
Discover how community banks leverage AI in ATMs to prevent hardware failures, enhance the digital customer experience, and mitigate security risks effectively.
Strategies for Helping Business Borrowers in Distress
Learn how community banks can identify early warning signs of financial distress and empower borrowers through loan restructuring and proactive communication.
ICBA's New Endorsed Broker-Dealer: The Baker Group
Meet ICBA Securities' new endorsed broker-dealer, The Baker Group. Discover how they empower community banks through investment portfolio management.
Fraud Prevention: How ICBA Supports Community Banks
Discover how ICBA is addressing financial fraud with advocacy, resources, and legislative support. Learn how community banks can combat evolving fraud threats and protect their customers.
Online-Only Bank ZYNLO Drives Growth for PeoplesBank
Discover how PeoplesBank leverages Zynlo Bank to drive digital growth, attract younger demographics, and innovate with banking as a service (BaaS) solutions.
Casual for a Cause: Bar Harbor Bank & Trust Employee Donated $21K to New England Nonprofits
Discover how Bar Harbor Bank & Trust employees donated over $21,000 to local New England nonprofits through the Casual for a Cause charitable giving program.
Timberline Bank Hosts No Shave November Challenge
Employees and customers at Timberline Bank in Grand Junction, Colorado participate in the No Shave November challenge each year to raise money for local mens' health initiatives.
Mitigating Check Fraud in Community Banks
Check fraud costs $21 billion annually. Help your community bank combat check fraud with ICBA's Check Fraud Resource Center, solutions directory and shared peer insights
Proactive Fraud Prevention for Community Banks
Learn how community banks proactively combat fraud through information sharing. Discover ICBA Community resources to empower your bank and protect customers.
Three Questions to Ask About Moving Deposits Off Balance Sheet
SPONSORED | Deposit networks are far more than just funding tools. They can also offer flexible liquidity management - including the opportunity to move deposits off balance sheet by selling them...
Why Layered Detection is the Answer to Check Fraud
Community banks are built on trust, personal service and dependable execution. Protecting that trust means giving customers the same careful attention when it comes to fraud prevention. Community...
Another Credit Union Acquisition Puts Tax Fairness Front and Center in This Week’s Congressional Meetings
ICBA Capital Summit 2023 Capital Hill Washington, D.C. (April 29, 2026) — Independent Community Bankers of America (ICBA) President and CEO Rebeca Romero Rainey issued the following statement on...
ICBA Statement on CFPB’s Final Rule to Implement Section 1071 Small-Business Reporting Requirements
2026-04-30 Consumer Financial Protection Bureau CFPB Washington, D.C. (April 30, 2026) — Independent Community Bankers of America (ICBA) President and CEO Rebeca Romero Rainey issued the following...
Onerous CFPB 1071 Rule Needs to Go. New ICBA-Advocated Bill Would Scrap 1071 to Support Small-Business Lending
2025-01-29 Lending Image Washington, D.C. (Feb. 5, 2025) — The Independent Community Bankers of America (ICBA) today expressed strong support for legislation to overturn the Consumer Financial...
ICBA Congratulates House on Passage of Farm Bill
2026-04-30 Capital Building Congress Washington, D.C. (April 30, 2026) — Independent Community Bankers of America (ICBA) President and CEO Rebeca Romero Rainey issued the following statement on...
CFPB publishes 1071 final rule with key community bank exemptions
CFPB publishes 1071 final rule with key community bank exemptions 2026-05-01 The Consumer Financial Protection Bureau published a final rule to implement Section 1071 small-business reporting...
Congressional leaders back tiered regulation at ICBA Capital Summit
2026-05-01 Congressional leaders addressing attendees at this week’s 2026 ICBA Capital Summit spotlighted their efforts to advance legislation providing community bank regulatory relief and taking...
ICBA urges CFTC to ban prediction market speculation on banks
2026-05-01 ICBA urged the Commodities Futures Trading Commission to prohibit prediction market speculation on a bank’s survivability. Details: In a letter to the CFTC on its prediction market...
CISA issues agentic AI guidance
CISA issues agentic AI guidance 2026-05-04 The Cybersecurity and Infrastructure Security Agency and partners released guidance for organizations adopting agentic artificial intelligence systems....
ICBA offers to work with USPS on mail theft, check fraud issues
2026-05-04 ICBA said mail theft and check washing schemes remain a persistent challenge for community banks across the country and offered to partner with the U.S. Postal Service to help mitigate...
ICBA urges OCC to strengthen GENIUS Act safeguards on stablecoin risks
2026-05-04 ICBA urged the OCC to strengthen its proposed GENIUS Act rules to protect against the risks stablecoins pose to community bank lending capacity, consumers, and financial stability. ICBA...
Banking Trades Statement on Crypto Market Structure Yield Language
2026-05-04 Press Releases Washington, D.C. (May 4, 2026) — Following the release of proposed language on stablecoin yield in the Clarity Act, the American Bankers Association, Bank Policy...
Romero Rainey Makes Fifth Consecutive Appearance on Washingtonian’s 500 Most Influential People List
Rebeca Romero Rainey at Capital Summit 2024 Washington, D.C. (May 5, 2026) — Independent Community Bankers of America (ICBA) President and CEO Rebeca Romero Rainey was recognized by Washingtonian...
Amid Flurry of Policy Developments on Stablecoins, Master Accounts, and National Trust Charters, ICBA Urges a Pause
ICBA has been a leading voice in crypto policy for years, and our dedicated advocacy efforts have produced significant accomplishments, including the prohibition on stablecoin issuers paying yield,...
ICBA Names New ThinkTECH Accelerator Cohort to Help Community Banks Tackle Innovation Priorities
2026-05-06 0721 ThinkTech Accelerator Finalists 2k Washington, D.C. (May 6, 2026) — The Independent Community Bankers of America® (ICBA) today announced the selected companies for its eleventh ICBA...
Banking Trade Groups Urge Senate Banking Leaders to Strengthen Stablecoin Yield Guardrails to Prevent Deposit Flight
2026-05-08 Cryptocurrency Image Keyboard Washington (May 8, 2026) — A coalition of financial trade associations representing banks of all sizes today urged Senate Banking Committee leaders to make...
House to vote on three ICBA-supported regulatory relief bills this week
House to vote on three ICBA-supported regulatory relief bills this week 2026-05-11 Three ICBA-backed regulatory relief bills are expected to receive individual votes on the House floor this week....
Ahead of markup, ICBA and other groups urge senators to rework stablecoin yield language
2026-05-11 Ahead of a possible markup of digital assets market structure legislation this week, ICBA and other groups asked senators to address critical concerns regarding the risk of deposit...
Fed's Financial Stability Report highlights key risks
2026-05-11 Asset valuation pressures, borrowing by businesses and households, financial-sector leverage, and funding risks are the primary vulnerabilities in the U.S. financial system, according to...
ICBA Raises Concerns Over Kraken Pursuit of National Trust Charter
2026-05-11 Bitcoin Crypto Dogecoin Washington, D.C. (May 11, 2026) — The Independent Community Bankers of America® today expressed strong concern after crypto exchange parent company Payward Inc.,...
ICBA Applauds House Passage of Pro-Community Bank Regulatory Reforms
2026-05-13 Main Street Local Community 02 image Washington, D.C. (May 13, 2026) — The Independent Community Bankers of America (ICBA) applauded the House of Representatives for its bipartisan...
ICBA sends support for bills to be marked up today
ICBA sends support for bills to be marked up today 2026-05-13 Ahead of today’s House Financial Services Committee markup of various legislation, ICBA expressed support for four bills that address...
Senate advances Warsh nomination with final vote for chair as soon as today
2026-05-13 The Senate voted 51-45 to confirm Kevin Warsh for a seat on the Federal Reserve board, with a vote on his nomination to serve as Fed chair expected this week. Next Step: The Senate vote...
ICBA Congratulates Kevin Warsh on Confirmation as Fed Chairman
2026-05-13 FederalReserveImageForMSM Washington, D.C. (May 13, 2026) — Independent Community Bankers of America (ICBA) President and CEO Rebeca Romero Rainey issued the following statement on the...
Banking Trades Statement on Senate Banking Committee Vote to Advance Clarity Act
2026-05-14 0823 Crypto 2k Washington, D.C. (May 14, 2026) — Following today’s Senate Banking Committee vote to advance the Digital Asset Market Clarity Act, the Independent Community Bankers of...
Leading American Trade Associations Urge Federal Action to Address AI-Enabled Cyber Risk
Washington, D.C. (May 14, 2026) — A cross-sector of trade associations representing energy, electricity manufacturers, technology, financial services, healthcare, chemical distribution, and other...
ICBA Opposes Stellantis Industrial Loan Company Approval, Citing Risks
2026-05-14 News Press Release Washington, D.C. (May 14, 2026) — The Independent Community Bankers of America (ICBA) today expressed serious concern with the Federal Deposit Insurance Corporation’s...
Housing bill with community bank provisions heads for vote
Housing bill with community bank provisions heads for vote 2026-05-18 Amended housing legislation text that includes ICBA-backed community bank provisions has been released ahead of an expected...
ICBA: Federal credit unions should file Form 990
2026-05-18 ICBA told the Treasury Department that federal credit unions should be required to file Form 990, the annual information return required of most tax-exempt organizations. Details: In a...
ICBA, other groups urge HUD to improve mortgage credit
2026-05-18 ICBA and other groups said the Federal Housing Administration and the Veterans Affairs Home Loan Program should align their appraisal requirements with Fannie Mae and Freddie Mac to help...
FDIC updates FAQs on official signs and advertising requirements
The FDIC updated questions and answers related to the regulation governing FDIC Official Signs, Advertisement of Membership, False Advertising, Misrepresentation of Insured Status, and Misuse of...
Online Course Newsletter – May 2026
2026-05-19 EDU_07_image branded What’s New On May 11, a new course titled, “Bank Secrecy Act: High Risk Customers” was launched. On May 13, the following courses were updated to reflect the...
ICBA Statement on Executive Order on Financial Technology Regulation
2026-05-19 FederalReserveImageForMSM Washington, D.C. (May 19, 2026) — Independent Community Bankers of America (ICBA) President and CEO Rebeca Romero Rainey released the following statement on...