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Adding a New Business Line? Key Bank Tips
Thinking of expanding your bank’s services? Explore expert advice on creating specialty lines, conducting due diligence and ensuring long-term profitability.
Financial Wellness: Community Banking & Investments Services
Learn how First National Bank of Pasco connects banking, lending, and investment services under one roof, focusing on women investors, retirement, and business planning.
Community Banking & Healthcare in Illinois
See how Longview Capital Corporation partnered with Remote Area Medical to provide free medical, dental and vision care, transforming lives in Illinois communities.
Powering Potential: ICBA Certification Q&A With McKenzie Humpal of First Citizens Bank
McKenzie Humpal, VP and compliance officer at First Citizens Bank in Mason City, Iowa, shares her journey and insights on compliance.
Powering Potential: How ICBA LIVE Is Crafted for Community Bankers
Every year, ICBA puts together a dynamic conference that puts community bankers front and center. Learn more about ICBA LIVE and how every educational session, speaker and meet-up event is built...
FS-ISAC shares tips for defending against ransomware
FS-ISAC shares tips for defending against ransomware 2025-12-23 Threat actors are increasingly targeting the financial services sector’s supply to steal data – and a favored tactic is ransomware...
FHFA reports decline in single-family guarantee fees
2025-12-23 The Federal Housing Finance Agency said the average single-family guarantee fee decreased to 65.2 basis points in 2024 from 65.5 in 2023. Details: In its latest annual report on...
House Republicans push Fed for new approach on pennies
House Republicans push Fed for new approach on pennies 2025-12-23 House Republicans asked the Federal Reserve to take a thoughtful approach to its role in recirculating pennies. Details: In a...
ENTER NOW: 40 Under 40: Community Bank Leaders awards
Nominations for 40 Under 40: Community Bank Leaders 2026 are now open! 40 Under 40 seeks to recognize community banking’s brightest, most promising young professionals. Winners are featured in...
OCC proposes preempting state laws on escrow interest
The OCC proposed issuing a preemption determination saying that federal law preempts state laws that eliminate OCC-regulated banks’ flexibility in paying interest or assessing fees on funds placed...
Agencies adjust CRA asset thresholds
2025-12-29 Federal regulators announced the 2025 updated asset-size thresholds used to define "small banks" and "intermediate small banks" under their current Community Reinvestment Act...
Treasury publishes penny FAQs
Treasury publishes penny FAQs 2025-12-29 The Treasury Department published non-binding guidance for businesses and consumers on handling various penny situations. Details: The frequently asked...
ICBA supports proposal to bar agency use of reputation risk
ICBA expressed support for a proposed rule to prohibit the use of reputation risk by regulatory agencies and urged the agencies to finalize it promptly. Details: In a letter to the OCC and...
Public Funds as a Strategic Anchor in Modern Wholesale Funding
SPONSORED | PTMA Funding links community banks and local governments, providing stable public deposits that diversify liquidity. Governed by statute and fiscal calendars, these fiduciary...
The IT Vendor Decision That Could Make or Break Your Bank
Integris_Sponsored 2026-01-01 For community banks, technology isn’t just a back-office function. It’s the foundation of trust, compliance, and growth. The wrong IT partner can leave you exposed to...
Your 2026 Budget Is Complete. Now Is the Right Time to Fix What Made It Hard.
Featured Image - 2000x1250.png SPONSORED | Budget season is behind you, but those frustrating spreadsheet errors, manual ALM imports, and limited forecasting flexibility that made it difficult...
Report: FHA insured 876k mortgages in 2025
2026-01-06 The Federal Housing Administration reported it insured 876,502 mortgages in 2025, representing $274.76 billion in original unpaid principal balance. Details: In its annual report to...
CFPB accepting HMDA data submissions
CFPB accepting HMDA data submissions 2026-01-06 The Consumer Financial Protection Bureau said its filing period for Home Mortgage Disclosure Act data collected in 2025 opened on Jan. 1. Submissions...
New article spotlights accelerating credit union acquisitions
2026-01-06 Once-rare credit union acquisitions of community banks are becoming routine and a defining feature of consolidation in U.S. finance, according to a new article. Details: As reported by...
'40 Under 40' nominations now open
2026-01-06 Independent Banker magazine opened nominations for its 2026 “40 Under 40: Community Bank Leaders” awards. Details: Sponsored by FIS, the awards recognize community banking’s brightest...
ICBA Engages Digital Assets Expert to Inform Solutions and Banker Education
2026-01-07 Washington, D.C. (Jan. 7, 2026) — The Independent Community Bankers of America® (ICBA) today announced a consulting agreement with Wade Peery, longtime community bank executive and...
At Congressional Hearing on Making Community Banking Great, Romero Rainey Testifies for Regulatory Transformation to Promote Growth
2025-02-05 Washington, D.C. (Feb. 5, 2025) — With the House Financial Services Committee’s first hearing of the 119th Congress focused on community banking policy, the Independent Community Bankers...
Representing Community Banks at House Small Business Committee Hearing, ICBA Urges Regulatory and Tax Relief to Promote Lending
2025-02-05 Press Releases Washington, D.C. (Feb. 5, 2025) — At the first House Small Business Committee hearing of the 119th Congress, the Independent Community Bankers of America (ICBA) today...
ICBA Joins House Financial Services Committee in Support of Legislation to Transform Community Bank Regulation
2026-01-08 Washington, D.C. (Jan. 8, 2026) — Independent Community Bankers of America (ICBA) President and CEO Rebeca Romero Rainey today joined a House Financial Services Committee fireside chat...
ICBA Names Charles Yi Senior Executive Vice President of Government Relations
2026-01-08 Washington, D.C. (Jan. 8, 2026) — The Independent Community Bankers of America® (ICBA) today announced that Charles Yi, has been named senior executive vice president of government...
ICBA Urges Reform to Credit Union Tax Exemption as 2026 Opens with Acquisition of Tax-Paying Community Bank
Washington, D.C. (Jan. 8, 2026) — Independent Community Bankers of America (ICBA) President and CEO Rebeca Romero Rainey issued the following statement on the year’s first reported acquisition of a...
Banks Respond to Proposed Cap on Credit Card Interest Rates
Banks Respond to Proposed Cap on Credit Card Interest Rates 2026-01-09 Credit Card Spending Washington, D.C. (Jan. 9, 2026) — The Administration announced plans today to issue an executive order...
Report: Community banker optimism remains high
Report: Community banker optimism remains high 2026-01-12 Community banker optimism dropped slightly in the fourth quarter but remains high, according to the Conference of State Bank Supervisors....
Agencies release 4Q call report materials
2026-01-12 Federal regulators released materials for submitting fourth-quarter call reports, which are due by Friday, Jan. 30. There are no new or revised data items for the FFIEC 031, FFIEC 041,...
ICBA asks court to reverse decision on debit card interchange fee case
ICBA asks court to reverse decision on debit card interchange fee case 2026-01-12 ICBA and other groups asked the Eighth Circuit Court of Appeals to reverse a North Dakota district court’s...
ICBA opposes Trump call to cap credit card rates at 10%
2026-01-12 ICBA and other groups expressed opposition to President Donald Trump’s call for a temporary 10% cap on credit card interest rates. Trump Proposal: In a social media post, Trump said he...
Romero Rainey urges stablecoin outreach ahead of markup this week
2026-01-12 With the Senate Banking Committee negotiating digital asset market structure legislation ahead of a markup set for this week, ICBA President and CEO Rebeca Romero Rainey called on...
Agencies issue 2025 Shared National Credit Program review
Credit risk for large, syndicated bank loans remained moderate in 2025, according to the federal banking agencies, and trends continue to reflect the effects of borrowers’ ability to manage higher...
CFPB, Justice Department withdraw ECOA statement for noncitizens
2026-01-13 The Consumer Financial Protection Bureau and Justice Department withdrew their joint statement on fair lending and credit opportunities for noncitizen borrowers. Background: In October...
Independent Banker details 2026 regulatory outlook
Independent Banker details 2026 regulatory outlook 2026-01-13 The latest Independent Banker magazine previews how deregulation may play out in 2026, citing agency efforts to relieve regulatory...
ICBA Names 2026-27 Board Nominees to Advance Community Banking Priorities
Washington, D.C. (Jan. 13, 2026) — The Independent Community Bankers of America (ICBA) today announced its 2026-27 board of directors nominees, whose perspective and guidance will chart the course...
Banking and Credit Union Groups: Credit Card Mandate Would Harm Consumers and Small Businesses
2026-01-13 Washington, D.C. (Jan. 13, 2026) — Following the Administration’s comments in support for the Durbin-Marshall credit card mandate, the Independent Community Bankers of America (ICBA),...
Off and Running: Community banks set for a robust 2026
2026-01-13 I’m hopeful that those New Year’s Resolutions are intact and having their desired effects. In taking one more look back into 2025, it dawns on me the further we got into the year, the...
FinCEN issues Spanish translation of advisory on Chinese money laundering
FinCEN issues Spanish translation of advisory on Chinese money laundering 2026-01-14 The Financial Crimes Enforcement Network issued Spanish translations of its August 2025 advisory and financial...
FinCEN issues FAQs on Minnesota GTO
2026-01-14 The Financial Crimes Enforcement Network published frequently asked questions pertaining to the recent geographic targeting order requiring all banks and money transmitters located in...
FS-ISAC warns of hackers using fake Notepad sites
2026-01-14 FS-ISAC warns of hackers using fake Notepad sites The Black Cat hacker group is using fake Notepad download websites to distribute malware and steal sensitive data, the Financial...
Travis Hill sworn in as FDIC chairman
2026-01-14 Travis Hill was sworn in as the 23rd chairman of the FDIC. Background: Hill has served as acting chairman since January 2025. He was nominated by President Donald Trump on Sept. 30,...
ICBA urges market structure grassroots, pushes back on credit card proposals
2026-01-14 ICBA President and CEO Rebeca Romero Rainey urged community bankers to continue contacting their members of Congress on digital assets legislation and laid out ICBA’s opposition to...
CISA releases operational technology guidance
2026-01-15 The Cybersecurity and Infrastructure Security Agency and its partners released guidance to help address increasing business and regulatory pressures for connectivity into operational...
New marketing tools available
New marketing tools available 2026-01-15 ICBA’s Marketing Resource Center kicked off 2026 with fresh, ready-to-use content designed to make community banks’ marketing easier and more effective....
ICBA requests comment extension on OCC chartering rule
2026-01-15 ICBA and the Bank Policy Institute urged the OCC to implement a 30-day extension of the comment period for its proposed rule on national bank chartering. Joint Letter: In a letter to...
ICBA, fintechs push for modernized CSI framework
2026-01-15 ICBA and the American Fintech Council encouraged the federal banking agencies to modernize the framework governing confidential supervisory information. Details: In a joint letter to the...
Senate committee delays markup of digital assets bill amid ICBA campaign
Senate committee delays markup of digital assets bill amid ICBA campaign The Senate Banking Committee announced a delay of its markup of digital assets market structure legislation as ICBA...
Community banks, Credit Unions Urge Congress to Reject Durbin-Marshall Credit Card Mandates
Washington, D.C. (Jan. 15, 2026) — The Independent Community Bankers of America (ICBA), America’s Credit Unions, and Defense Credit Union Council wrote to express strong opposition to...
FDIC issues Q3 state profiles
2026-01-16 The FDIC issued its state profiles for the third quarter of 2025. The series provides quarterly summaries of banking and economic conditions for each state. FDIC issues Q3 state profiles
CDFI certification webinars start today
2026-01-16 The CDFI Fund announced its monthly certification webinars for 2026 and the first one is today at 3 p.m. (Eastern time). Details: The CDFI Fund says the monthly webinars are intended to...
FDIC to meet next week on appeals of material supervisory determinations
FDIC to meet next week on appeals of material supervisory determinations 2026-01-16 The FDIC announced its board of directors will meet next week to discuss amendments to its guidelines for...
ICBA push against stablecoin yield provision makes news
2026-01-16 ICBA’s calls for policymakers to ensure digital assets market structure legislation does not harm access to credit in local communities—ahead of the Senate Banking Committee delaying a...
ICBA, groups voice opposition to Durbin-Marshall bill
2026-01-16 ICBA and other groups expressed strong opposition to recently reintroduced legislation to create new credit card routing mandates. Background: Reintroduced by Sens. Roger Marshal...
Matt Woodrum Test Module for Test Page
ICBA would like to announce the hire of Matthew T, Woodrum as a Digital Strategist. Matt Joins ICBA after a lenghty carreer in Web Content Management and Digital Strategy. Most recently Matt was...
CSBS shares cyber hygiene tips for banks
The Conference of State Bank Supervisors published Cyber Hygiene Fundamentals: A Guide to Securing Your Financial Institution Against Cyber Threats, which contains fact sheets designed to provide...
CFPB to discontinue HMDA emails
2026-01-20 The Consumer Financial Protection Bureau announced that, due to operational constraints, it is discontinuing email delivery of HMDA platform updates and announcements, starting today....
Bowman: Fed to focus on M&A, capital requirements
Bowman: Fed to focus on M&A, capital requirements 2026-01-20 Federal Reserve Vice Chair for Supervision Michelle Bowman said the Fed will focus on improving the mergers and acquisitions review...
ICBA, others request extension for comments on FDIC stablecoin rule
2026-01-21 ICBA and other groups requested an extension of the comment period for the FDIC’s proposed rulemaking on the GENIUS Act. Details: In a letter to the FDIC, ICBA and the other groups said...
Senate Ag Committee members push for more farm assistance
Senate Ag Committee members push for more farm assistance 2026-01-21 Senate Agriculture Committee Chairman John Boozman (R-Ark.) and Agriculture Appropriations Committee Chairman John Hoeven...