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CFPB to discontinue HMDA emails

CFPB to discontinue HMDA emails The Consumer Financial Protection Bureau announced that, due to operational constraints, it is discontinuing email delivery of HMDA platform updates and...

Jan 20, 2026
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Article
Consumer Financial Protection Bureau (CFPB) Regulation C - Home Mortgage Disclosure Act (HMDA)

Bowman: Fed to focus on M&A, capital requirements

Bowman: Fed to focus on M&A, capital requirements Federal Reserve Vice Chair for Supervision Michelle Bowman said the Fed will focus on improving the mergers and acquisitions review process and...

Jan 20, 2026
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Article
Federal Reserve Capital Mergers & Acquisitions (M&A)

ICBA, others request extension for comments on FDIC stablecoin rule

ICBA, others request extension for comments on FDIC stablecoin rule ICBA and other groups requested an extension of the comment period for the FDIC’s proposed rulemaking on the GENIUS Act. Details:...

Jan 21, 2026
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Article
Digital Assets Federal Deposit Insurance Corporation (FDIC)

Senate Ag Committee members push for more farm assistance

Senate Ag Committee members push for more farm assistance Senate Agriculture Committee Chairman John Boozman (R-Ark.) and Agriculture Appropriations Committee Chairman John Hoeven (R-N.D.)...

Jan 21, 2026
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Article
Agriculture Farm Bill

BCC Named ICBA Preferred Service Provider for Bank-Owned Life Insurance and Executive Benefits Plans

BCC Named ICBA Preferred Service Provider for Bank-Owned Life Insurance and Executive Benefits Plans Washington, D.C (Jan. 21, 2026) — The Independent Community Bankers of America® (ICBA) today...

Jan 21, 2026
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Article
Insurance

ICBA, Treasury announce February tabletop exercises

ICBA, Treasury announce February tabletop exercises ICBA and the Treasury Department will be hosting two tabletop exercises next month to help community banks strengthen cyber and operational...

Jan 22, 2026
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Article
Cybersecurity

Trump issues order on PE firms buying homes

Trump issues order on PE firms buying homes President Donald Trump issued an executive order to restrict private equity firms’ ability to purchase single-family homes. Details: The order directs...

Jan 22, 2026
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Article
Housing Finance/GSEs

Research shows benefits of Federal Home Loan Banks

Research shows benefits of Federal Home Loan Banks New research from the Urban Institute shows the positive impact of Federal Home Loan Banks on local communities and the national economy. Results:...

Jan 22, 2026
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Article
Federal Home Loan Banks (FHLB)

ICBA applauds OCC efforts to reform community bank licensing

ICBA applauds OCC efforts to reform community bank licensing ICBA applauded the OCC’s efforts to reform the licensing process for community banks. Details: In a comment letter on the OCC proposal,...

Jan 22, 2026
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Article
Office of the Comptroller of Currency (OCC) Regulatory Relief

ICBA: IRS guidance on ACRE Act will help ag loans

ICBA: IRS guidance on ACRE Act will help ag loans ICBA said it supports favorable provisions of IRS guidance regarding the ACRE tax exclusion for interest earned on agricultural real estate loans....

Jan 22, 2026
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Article
Agriculture Lending Farm Bill Access to Credit for our Rural Economy Act of 2023 (ACRE Act)

ICBA supports community bank bills being considered today by House panel

ICBA supports community bank bills being considered today by House panel Ahead of today’s House Financial Services Committee markup of various legislation, ICBA signaled support for two bills that...

Jan 22, 2026
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Article
Congressional Matters Regulatory Relief Legislation

Online Course Newsletter – January 2026

Online Course Newsletter – January 2026 In 2024, we introduced a new enrollment report that produced a more formal export and included the ICBA Education logo. In the Learning Management System,...

Jan 22, 2026
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Article

Banking and Credit Union Groups Urge Congress to Reject Durbin-Marshall Bill

Banking and Credit Union Groups Urge Congress to Reject Durbin-Marshall Bill Washington, D.C. (Jan. 22, 2026)—The Independent Community Bankers of America (ICBA), the American Bankers Association,...

Jan 22, 2026
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Article
Credit Cards

FDIC Approval of Ford, GM Industrial Loan Companies Threatens Banking System Stability

FDIC Approval of Ford, GM Industrial Loan Companies Threatens Banking System Stability Washington, D.C. (Jan. 22, 2026) — The Independent Community Bankers of America (ICBA) today expressed serious...

Jan 22, 2026
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Article
Federal Deposit Insurance Corporation (FDIC)

FHFA: Enterprise mortgages see fewer delinquencies in October

FHFA: Enterprise mortgages see fewer delinquencies in October The Federal Housing Finance Agency reported that the 60-day delinquency rate for Fannie Mae and Freddie Mac decreased to 0.93% in...

Jan 23, 2026
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Article
Housing Finance/GSEs

ICBA, others share with White House ways to reduce the costs of homeownership

ICBA, others share with White House ways to reduce the costs of homeownership ICBA and other groups sent a letter to the National Economic Council proposing several administrative actions that...

Jan 23, 2026
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Article
Mortgage Lending Housing Finance/GSEs

ICBA, other groups reiterate opposition to Durbin-Marshall in letter to Congress

ICBA, other groups reiterate opposition to Durbin-Marshall in letter to Congress ICBA and other groups sent a letter to Congress reiterating strong opposition to the Credit Card Competition Act...

Jan 23, 2026
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Article
Congressional Matters Credit Cards Legislation

FDIC approves final signage rule

FDIC approves final signage rule At its board meeting, the FDIC approved a final rule to amend regulations governing the display of the FDIC official digital sign and non-deposit signage. Details:...

Jan 23, 2026
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Article
Federal Deposit Insurance Corporation (FDIC)

FDIC establishes Office of Supervisory Appeals

FDIC establishes Office of Supervisory Appeals The FDIC board of directors approved amendments to its Guidelines for Appeals of Material Supervisory Determinations, which includes replacing its...

Jan 23, 2026
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Article
Federal Deposit Insurance Corporation (FDIC)

FDIC approves ICBA-opposed ILC applications for Ford, GM

FDIC approves ICBA-opposed ILC applications for Ford, GM The FDIC approved ICBA-opposed applications from Ford and General Motors to establish industrial loan companies. Details: The FDIC said both...

Jan 23, 2026
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Article
Federal Deposit Insurance Corporation (FDIC)

ICBA-supported reg relief bills advance

ICBA-supported reg relief bills advance Two pro-community bank bills supported by ICBA advanced out of the House Financial Services Committee. Details: During a markup of various bills, the...

Jan 23, 2026
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Article
Congressional Matters Regulatory Relief Legislation

New research confirms Federal Home Loan Banks and community banks partner to help communities grow

New research confirms Federal Home Loan Banks and community banks partner to help communities grow Community banks are the economic engine that drives growth in communities across the United...

Jan 23, 2026
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Article
Housing Finance/GSEs

Rural economic index climbs to highest level since 2023

Rural economic index climbs to highest level since 2023 Creighton University’s index of rural economic conditions climbed to 52.0 in January, its highest reading since July 2023. Details: Farm and...

Jan 26, 2026
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Article
Farm Bill Rural

Blog post shows positive effects of community banks and FHLBs partnering

Blog post shows positive effects of community banks and FHLBs partnering A new blog post from ICBA says that with policymakers reexamining housing-finance policy and exploring ways to improve...

Jan 26, 2026
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Article
Lending Federal Home Loan Banks (FHLB)

SEC, CFTC crypto meeting rescheduled

SEC, CFTC crypto meeting rescheduled The crypto policy meeting between the heads of the Securities and Exchange Commission and Commodity Futures Trading Commission originally set for today has been...

Jan 27, 2026
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Article
Digital Assets

Independent Banker shares word-of-mouth marketing tips

Independent Banker shares word-of-mouth marketing tips The latest Independent Banker magazine details 10 word-of-mouth marketing strategies community bankers can use to boost referrals,...

Jan 27, 2026
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Article
Marketing

House Republicans unveil pro-community bank legislation

House Republicans unveil pro-community bank legislation House Financial Services Committee Chairman French Hill (R-Ark.) and Subcommittee on Financial Institutions Chairman Andy Barr (R-Ky.)...

Jan 08, 2026
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Article
Legislation

ICBA supports pro-community bank legislation at Capitol Hill kickoff

ICBA supports pro-community bank legislation at Capitol Hill kickoff ICBA President and CEO Rebeca Romero Rainey joined a House Financial Services Committee fireside chat at the U.S. Capitol in...

Jan 09, 2026
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Article
Legislation

Home prices increase in November

Home prices increase in November Home prices increased 1.4% in November from the same time a year ago following the same annual gain in October, according to the Case-Shiller index. House prices...

Jan 28, 2026
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Article
Housing Finance/GSEs

ICBA shares feedback on core providers with OCC

ICBA shares feedback on core providers with OCC ICBA shared input on community banks’ relationships with core service providers and other essential third-party service providers to help identify...

Jan 28, 2026
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Article
Office of the Comptroller of Currency (OCC) Technology Vendor Management +2 More...

ICBA digital assets webinars next month

ICBA digital assets webinars next month ICBA announced a five-part webinar series in February to offer actionable insights into digital asset technologies, market dynamics, and use cases to help...

Jan 28, 2026
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Article
Digital Assets

ICBA Strongly Supports Senate Bill to Close Industrial Loan Company Loophole

ICBA Strongly Supports Senate Bill to Close Industrial Loan Company Loophole Washington, D.C. (Jan. 29, 2026) — The Independent Community Bankers of America (ICBA) today expressed its strong...

Jan 29, 2026
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Article
Regulatory Relief Commercial Bank

Fed keeps interest rates unchanged

Fed keeps interest rates unchanged The Federal Open Market Committee voted to maintain target interest rates at 3.50% to 3.75% following three consecutive 25-basis-point cuts. Statement: The FOMC...

Jan 29, 2026
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Article
Federal Reserve

ICBA Names ICI as a Preferred Service Provider for Core Contract Negotiation

ICBA Names ICI as a Preferred Service Provider for Core Contract Negotiation Washington, D.C. (Jan. 29, 2026)—The Independent Community Bankers of America (ICBA) today announced that ICI Consulting...

Jan 29, 2026
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Article

ACH Network sees volume and value increases in 2025, Q4

ACH Network sees volume and value increases in 2025, Q4 The ACH Network showed gains in Same Day and standard ACH during 2025 and the fourth quarter, according to Nacha. Highlights: Full-year ACH...

Jan 30, 2026
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Article
Automated Clearing House (ACH) Payments

Senate panel advances digital assets bill without credit card routing amendment

Senate panel advances digital assets bill without credit card routing amendment The Senate Agriculture Committee voted 12-11 to advance the Digital Commodity Intermediaries Act without bipartisan...

Jan 30, 2026
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Article
Congressional Matters Credit Cards Digital Assets +1 More...

ICBA supports Senate bill to close ILC loophole

ICBA supports Senate bill to close ILC loophole ICBA expressed strong support for bipartisan legislation to close the industrial loan company loophole, which allows commercial companies to own...

Jan 30, 2026
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Article
Congressional Matters Legislation

ICBA Congratulates Kevin Warsh on Nomination for Fed Chairman

ICBA Congratulates Kevin Warsh on Nomination for Fed Chairman Washington, D.C. (Jan. 30, 2026) — Independent Community Bankers of America (ICBA) President and CEO Rebeca Romero Rainey issued the...

Jan 30, 2026
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Article

Jack E. Hopkins: Navigating Change Through ICBA LIVE 2026

Jack E. Hopkins explains how ICBA LIVE helps community banks navigate rapid change. From innovation and education to real-time peer feedback, LIVE offers practical solutions to cut through industry...

Feb 01, 2026
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Article

Rebeca Romero Rainey: Community Banking in Uncertain Times

ICBA President and CEO Rebecca Romero Rainey reflects on how community banks remain steadfast amid uncertainty. From CDFIs to rural institutions, resilience, leadership, and mission-driven banking...

Feb 01, 2026
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Article