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Megabank group urges IG to investigate community bank assessment exemption
The Bank Policy Institute called on the FDIC Office of the Inspector General to investigate the FDIC’s recent special assessment, which exempted the vast majority of community banks.
Comptroller lauds ICBA’s check fraud efforts
Acting Comptroller of the Currency Michael Hsu highlighted the formation of ICBA’s Check Fraud Task Force as an important step in addressing financial fraud.
Fed’s Powell: Regulators should issue new Basel III Endgame proposal
Federal Reserve Chairman Jerome Powell told Congress that regulators should issue a revised Basel III Endgame proposal.
Bowman: Banks well-positioned to support financial inclusion
The U.S. banking system is well-positioned to bring consumers into the financial mainstream by providing innovative solutions to meet their credit needs, Federal Reserve Governor Michelle Bowman said.
FinCEN updates beneficial ownership FAQs
The Financial Crimes Enforcement Network updated its beneficial ownership information frequently asked questions to include responses to questions about entities that have ceased to exist.
NCUA budgets far fewer exam hours than FDIC: inspector general
Credit unions have a much easier time with exams, according to a report by the National Credit Union Administration’s inspector general.
Independent Banker spotlights importance of change management
As new technologies and solutions ebb and flow, change-management strategies are critical to ensure community bank success, according to the latest Independent Banker.
Fed to Congress: No rate cut until inflation comes down
The Federal Reserve does not plan to reduce target interest rates until inflation comes down more, according to its latest Monetary Policy Report to Congress.
Senate hearing this week on FDIC chair nomination
Senate hearing this week on FDIC chair nomination.
ICBA ThinkTECH Accelerator Showcase Hosted at Graduate School of Banking at Colorado
ICBA announced its upcoming ICBA ThinkTECH Accelerator program Showcase will take place at the Graduate School of Banking at Colorado (GSBC).
ICBA to CISA: Exempt community banks from cyber reporting proposal
ICBA called on the Cybersecurity and Infrastructure Security Agency to exempt community banks from new cyber reporting rules.
Basel Committee moves forward on crypto standards
The Basel Committee on Banking Supervision announced that it has reviewed the comments on its proposed crypto asset exposure disclosure and amendments to its standard on banks’ exposure to crypto...
Treasury proposes expanded jurisdiction over transactions near military installations
The Treasury Department proposed a rule to add military installations across 30 states to its jurisdiction over transactions by foreign persons in the U.S.
Best Community Banks to Work For nominations due today
Nominations for Independent Banker magazine’s 2024 Best Community Banks to Work For awards are due today. Eligible community banks must submit nominations by 11:59 p.m. (Eastern time).
ICBA: FinCEN underestimates suspicious activity reporting burden
The Financial Crimes Enforcement Network underestimates the amount of time and resources community banks dedicate to reporting suspicious activity, ICBA told the agency.
CISA adds cyberattack vulnerability to catalog
The Cybersecurity and Infrastructure Security Agency added the Cisco NX-OS Command Injection Vulnerability to its Known Exploited Vulnerabilities Catalog.
CFPB spotlights violations from recent exams
The CFPB said that its recent examinations revealed unfair, deceptive, or abusive acts at companies servicing auto loan and student loans; Fair Debt Collection Practices Act violations by debt...
Independent Banker showcases top lenders of 2024
This month’s Independent Banker magazine recognizes the top lenders of 2024, the top community bank loan producers based on 2023 FDIC data.
ICBA Independent Banker Recognizes Community Banks in Top Lenders List
Independent Banker magazine, the award-winning monthly publication of the Independent Community Bankers of America® (ICBA), has announced its 2024 Top Lenders.
ICBA: Government Underestimates Suspicious Activity Reporting Burden
The federal government underestimates the amount of time and resources community banks dedicate to reporting suspicious activity, the Independent Community Bankers of America (ICBA) told the...
Op-ed: Credit unions unfairly using tax breaks
Large credit unions are using the savings from their federal tax exemption to acquire taxpaying community banks at an alarming rate, Mississippi Bankers Association President and CEO Gordon Fellows...
Agencies release updated mortgage survey data
The Consumer Financial Protection Bureau and Federal Housing Finance Agency published updated loan-level data collected through the National Survey of Mortgage Originations.
ICBA Services Network Appoints Ohio Community Banker as New Chairman
ICBA Services Network, the business-services subsidiary of ICBA, today announced the election of Shon Myers, chairman, president and CEO of Farmers & Merchants Bank in Miamisburg, Ohio, as chairman...
Fed’s Bowman cites concerns with credit union bank acquisitions
Federal Reserve Governor Michelle Bowman raised concerns with credit union acquisitions of banks, noting the tax-exempt financial firms are exempt from the Community Reinvestment Act.
ICBA urges senators to co-sponsor bill to close ILC loophole
ICBA urged senators to co-sponsor ICBA-advocated legislation to permanently close the industrial loan company loophole.
GM withdraws ILC charter application
General Motors withdrew its ICBA-opposed application for deposit insurance, suspending its bid to form an industrial loan company.
Sen. Stabenow: It’s time to pass a farm bill
Senate Agriculture Committee Chair Debbie Stabenow (D-Mich.) called for negotiations on the next farm bill.
Fed’s Bowman recommends Basel III Endgame changes
Federal Reserve Governor Michelle Bowman said she sees a path forward for implementing proposed Basel III Endgame capital rules that addresses concerns with their effectiveness and efficiency.
New ICBA podcast on check fraud
The latest episode of ICBA’s “Independent Banker” podcast, sponsored by FIS, discusses why check fraud has become such a problem.
CFPB extends compliance dates for 1071 rule
The Consumer Financial Protection Bureau issued an interim final rule to extend compliance deadlines for its 1071 small-business rule following a Supreme Court ruling that ended a temporary...
ICBA opposes Freddie Mac pilot to purchase second mortgages
ICBA announced its opposition to the Federal Housing Finance Agency’s conditional approval of Freddie Mac’s proposal to engage in a pilot program to purchase certain single-family closed-end second...
Data privacy bill markup canceled
The House Energy and Commerce Committee canceled the scheduled markup of the American Privacy Rights Act following concerns about the bill.
Credit Analyst Institute heads to Texas
ICBA's Credit Analyst Institute, scheduled for Aug. 11-14 in Grapevine, Texas., will examine the evolving role of the credit analyst and dive into the intricacies of financial analysis, business...
Q2 Community Bank Briefing on Thursday
ICBA this week is hosting a complimentary community bank briefing on key congressional and regulatory developments.
ICBA opposes approval of new industrial loan company
Following the FDIC’s approval of the formation of Thrivent Bank, a new industrial loan company based in Utah, ICBA reiterated its strong opposition to the ILC loophole.
ICBA Opposes FDIC Approval of Industrial Loan Company Application
Independent Community Bankers of America (ICBA) President and CEO Rebeca Romero Rainey issued the following statement on today’s Federal Deposit Insurance Corp. approval of the formation of...
ICBA Payments Appoints Three New Members to its Board of Directors
ICBA Payments, the payments-services subsidiary of the Independent Community Bankers of America (ICBA), today announced the election to its board of directors its three newest members.
How Intelligent Automation Supports the AI Journey
I had the pleasure of participating in a panel with Kimberly Kirk, Executive Vice President, Chief Operations Officer at Queensborough National Bank & Trust Co., and Todd Michaud, CEO of HuLoop...
Treasury announces push to lower housing costs
The Treasury Department announced initiatives to increase the supply of housing.
ICBA Opposes Approval of Freddie Mac Plan to Enter Market Already Well Served by Private-Sector Community Banks
ICBA President and CEO Rebeca Romero Rainey issued the following statement on the Federal Housing Finance Agency’s conditional approval of Freddie Mac’s proposal to engage in a pilot program to...