Search Articles
Unlimited Webinar Pass
One price for the whole bank
HUD proposes restoring ‘disparate impact’ rule
HUD proposes restoring ‘disparate impact’ rule The Department of Housing and Urban Development recently proposed rescinding its 2020 rule interpreting the Fair Housing Act’s "disparate impact"...
Blog: Faster payments have arrived — now what?
2021-06-18 Blog: Faster payments have arrived — now what? The pandemic has accelerated the implementation of instant payments and the need for community banks to have a strategy in place, according...
HMDA relief reflected in 2020 reporting data
HMDA relief reflected in 2020 reporting data The Federal Financial Institutions Examination Council released 2020 Home Mortgage Disclosure Act data showing the impact of regulatory relief on HMDA...
ICBA Provides Tips for Preventing Elder Financial Abuse
2021-06-15 ICBA Provides Tips for Preventing Elder Financial Abuse June 15 is World Elder Abuse Awareness Day Washington, D.C. (June 15, 2021) — June 15 is World Elder Abuse Awareness Day, and the...
Ohio Community Banker to Chair ICBA Reinsurance Board of Directors
Ohio Community Banker to Chair ICBA Reinsurance Board of Directors North Dakota, Texas and South Carolina Community Bankers Join the Board Washington, D.C. (June 14, 2021) — ICBA Reinsurance, the...
Basel regulators begin vetting crypto capital rules
2021-06-11 Basel regulators begin vetting crypto capital rules The Basel Committee on Banking Supervision published a public consultation document with preliminary proposals for the prudential...
FS-ISAC Coronavirus Update, June 11, 2021
FS-ISAC Coronavirus Update, June 11, 2021 Headlines The Department of Labor through OSHA released a new Emergency Temporary Standard for workplaces in the Healthcare sector on Thursday. Nursing...
Fed outlines instant payments fraud considerations
2021-06-10 Fed outlines instant payments fraud considerations The Federal Reserve released an article on fraud management considerations to evaluate when preparing for instant payments. Details:...
IRS issues another 2.3M EIPs
IRS issues another 2.3M EIPs The IRS said it disbursed more than 2.3 million additional Economic Impact Payments over the past two weeks. New Batch: The latest batch—which has a total value of more...
FS-ISAC Coronavirus Update, June 9, 2021
2021-06-09 FS-ISAC Coronavirus Update, June 9, 2021 Headlines Hearing impairment, severe gastric upsets and blood clots leading to gangrene, symptoms not typically seen in Covid patients, have been...
ICBA to Congress: Postal banking not the answer
ICBA to Congress: Postal banking not the answer ICBA told Congress that postal banking is not the solution to reaching more unbanked Americans and lawmakers should reject such proposals. Issue...
FS-ISAC Coronavirus Update, June 10, 2021
Headlines Dr. Sharon Peacock, executive chair of the Covid-19 Genomics U.K. Consortium, said the Delta variant that originated in India and discovered in at least 74 countries and now the dominant...
Crapo challenges new bank IRS reporting proposal
Crapo challenges new bank IRS reporting proposal Senate Finance Committee Ranking Member Mike Crapo (R-Idaho) pushed back against a Biden administration proposal that would require financial...
ICBA continues push against House ‘true lender’ repeal
ICBA and other groups again urged House members to oppose a Senate-passed resolution to repeal the OCC’s “true lender” rule. Joint Letter: In a joint letter to the House following a similar message...
Swap guidance continues LIBOR transition
Swap guidance continues LIBOR transition A Commodity Futures Trading Commission panel recommended best practices for switching interdealer trading conventions from LIBOR to the Secured Overnight...
CFPB issues FAQ on EFT and Reg E
The Consumer Financial Protection Bureau issued frequently asked questions on unauthorized transfer and error resolution provisions under the Electronic Fund Transfer Act and Regulation E. The FAQs...
IRS begins contacting families on Child Tax Credit
IRS begins contacting families on Child Tax Credit The IRS said it started sending letters to more than 36 million American families who may be eligible to receive monthly Child Tax Credit payments...
ICBA releases new elder abuse awareness resources
ICBA released customizable resources to help community banks recognize World Elder Abuse Awareness Day next week. Resources: ICBA’s Tell Your Story Toolkit features a customizable news release,...
FS-ISAC Coronavirus Update, June 8, 2021
FS-ISAC Coronavirus Update, June 8, 2021 Headlines People who have been vaccinated against coronavirus are more than 90% protected against infection and, if they do become infected, they have...
ICBA requests more time for interchange feedback
ICBA and other groups called on the Federal Reserve Board of Governors to grant a 30-day extension for its Notice of Proposed Rule Making on Debit Card Interchange Fees and Routing. The joint...
ICBA updates data privacy guide
ICBA updates data privacy guide ICBA recently released an updated guide for community banks on data privacy laws and regulations. Guide: The guide walks community bankers through some of the more...
ICBA to OCC: Rescind charter policy shift
ICBA and other groups wrote to request the OCC rescind its interpretive letter expanding eligibility to apply for a national trust charter as well as the conditional charter approvals for Anchorage...
Nick Denning Joins ICBA Bancard as Senior Vice President, Payments Industry Relations
Nick Denning Joins ICBA Bancard as Senior Vice President, Payments Industry Relations Washington, D.C. (June 2, 2021) — ICBA Bancard, the payments services subsidiary of the Independent Community...
ICBA Offers Tips to Help Demystify the Home Buying Process
ICBA Offers Tips to Help Demystify the Home Buying Process June is National Homeownership Month Washington, D.C. (June 1, 2021) — In recognition of National Homeownership Month in June, the...
ICBA updates data privacy guide
2021-05-28 ICBA updates data privacy guide ICBA this week released an updated guide for community banks on data privacy laws and regulations. Guide: The guide walks community bankers through some...
CFPB: Manufactured housing borrowers have higher interest rates
CFPB: Manufactured housing borrowers have higher interest rates Roughly 42 percent of loans for manufactured homes are secured by “chattel” loans secured by the home but not the land, which have...
Jim Reber: Moving on Up
Bond portfolios’ yields are beginning to catch up.
Richwood Bank Cultivates Community with Each Cup
Richwood Bank brews up both coffee and funding for the community through its one-of-a-kind bank-owned coffee chain. Here’s how it worked with the Fed to make it happen.
Rebeca Romero Rainey: Remaining Nimble Against a Litany of Regulation
Flexibility: It’s one of the characteristics that sets our community banks apart, enabling us to meet the needs of distinct communities in unique ways.
Powering Potential: Special Assessment Success Sparks Membership Momentum
ICBA’s success in achieving a community bank exemption from the FDIC’s special assessment leads to expanded membership.
7 Steps to a Successful Regulatory Audit
Preparation is key to passing a regulatory exam with flying colors. These tips for the stages before, during and after an audit will ensure your bank and management impress regulators.
Charles Potts: 4 Natural Advantages of Solution Provider Partnerships
I have been evangelizing for a while about the importance of strategic partnerships, and now, we’ve come to a place where these very relationships are bolstering community banks’ businesses.
Elkhorn Valley Bank & Trust: The Bankers Behind the Screen
Elkhorn Valley Bank & Trust strikes a balance between personalized service and quick convenience with its growing collection of Teller On Demand kiosks.
Lindsay LaNore: 7 Essentials for Your Leadership Backpack
It’s August, and for many, it’s time to get back to school. Supply lists are on their way, reminding us to get organized for the coming year.
A Compelling Employee Perk: Education Benefits
Investing in employees’ professional growth has proven to contribute to their success and retention rates. What steps can banks and their leadership take to help employees along their career paths?
Lucas White: Getting Comfortable With Fintechs
When I first got involved with ICBA’s ThinkTECH Accelerator, I must admit that I believed fintechs were scary.
8 Budgeting Ideas That Support Growth
Smart budgeting allows for adaptation to changing financial and economic conditions. But the most important thing, say experts, is that community banks focus on investing in what’s working for them.
Powering Potential: Fuel Your Team's Career Growth
ICBA Education’s Professional Development Planner provides clear direction for community banks aiming to support the career growth of their staff.
Out of Office: Rich Ohnmacht
The executive vice president and chief commercial banking officer of $425 million‑asset Woodsboro Bank in Woodsboro, Md., shares his passion for the saxophone and what keeps him playing.
6 Things to Consider Before Opening a New Branch
A new branch can present new opportunities for community banks—if you plan thoroughly and calculate the risk involved.