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CFPB issues HMDA filing guide

CFPB issues HMDA filing guide The Consumer Financial Protection Bureau released the Filing Instructions Guide for Home Mortgage Disclosure Act data. The 2022 FIG is a technical resource to help...

Jun 23, 2025
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Article
Compliance

ICBA pushing grassroots on reconciliation tax hikes

2021-09-10 ICBA pushing grassroots on reconciliation tax hikes While ICBA’s IRS campaign continues, it is also calling on community bankers to speak out against a comprehensive package of tax...

Jun 23, 2025
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Article
Taxes & Budget

ICBA issues summary on CFPB 1071 proposal

ICBA issues summary on CFPB 1071 proposal ICBA published a summary of the Consumer Financial Protection Bureau’s proposed rule to implement Dodd-Frank Section 1071 data collection and reporting...

Jun 23, 2025
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Article
Compliance

Community bank net income rises 28.7%

2021-09-09 Community bank net income rises 28.7% Community banks reported net income growth of 28.7% in the second quarter from the same period last year, according to the FDIC's Quarterly Banking...

Jun 23, 2025
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Article
Advocacy

ICBA urges House panel to reject IRS monitoring plan

ICBA urges House panel to reject IRS monitoring plan Ahead of a House Ways and Means Committee markup starting today, ICBA reiterated its opposition to any proposal that would require banks to...

Jun 23, 2025
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Article
Taxes & Budget Privacy

ICBA issues position paper on climate change regulation

ICBA released a new position paper on the potential impact of new climate change regulations on community banks. Details: The white paper spotlights legislative and regulatory climate change...

Jun 23, 2025
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Article
Advocacy Risk

OCC proposes rescinding CRA rule

OCC proposes rescinding CRA rule The OCC issued proposed rules to rescind its May 2020 Community Reinvestment Act rule and replace it with interagency rules adopted in 1995. Previous: The OCC in...

Jun 23, 2025
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Article
Community Reinvestment Act (CRA)

CFPB confirms debt collection rules effective Nov. 30

The Consumer Financial Protection Bureau issued a Federal Register notice affirming that two debt collection final rules will take effect as planned on Nov. 30. Background: The rules implement...

Jun 23, 2025
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Article
Compliance

ICBA names National Community Bank Service Award recipients

ICBA names National Community Bank Service Award recipients ICBA announced winners of its 2021 National Community Bank Service Awards, which celebrate the outstanding service and creative volunteer...

Jun 23, 2025
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Article

ICBA Talking Points on IRS Reporting Proposal

2021-09-03 ICBA has strongly objected to a Biden administration proposal that would require financial institutions to report information on customer bank accounts to the IRS. The administration’s...

Jun 23, 2025
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Article
Taxes & Budget

ICBA Honors National Community Bank Service Award Recipients

ICBA Honors National Community Bank Service Award Recipients Washington, D.C. (Sept. 2, 2021) — The Independent Community Bankers of America (ICBA) today announced winners of its 2021 National...

Jun 23, 2025
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Article

ICBA testifies on need for simple PPP forgiveness

ICBA told Congress that the Paycheck Protection Program needs a simple, easy-to-use forgiveness process to ensure the program works as intended for small-business borrowers. Hearing: Testifying...

Jun 23, 2025
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Article
Crisis Preparedness

ICBA: Two-Thirds of Voters Oppose IRS Reporting Plan

ICBA: Two-Thirds of Voters Oppose IRS Reporting Plan New ICBA Polling Conducted by Morning Consult Released as Thousands of Concerned Consumers Contact Lawmakers to Scrap Proposal Washington, D.C....

Jun 23, 2025
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Article
Taxes & Budget

IRS favors ICBA-opposed monitoring plan: report

The head of the IRS is advocating to Congress an ICBA-opposed proposal that would require banks to report their customers’ account information to the agency—underscoring the importance of ICBA’s...

Jun 23, 2025
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Article
Taxes & Budget

ICBA campaign against IRS monitoring striking a nerve

ICBA campaign against IRS monitoring striking a nerve ICBA’s consumer-facing campaign opposing a proposal to require the IRS to monitor bank account information has struck a nerve with community...

Jun 23, 2025
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Article
Taxes & Budget

ICBA Statement on CFPB 1071 Proposed Rule

Washington, D.C. (Sept. 1, 2021) — Independent Community Bankers of America (ICBA) President and CEO Rebeca Romero Rainey issued the following statement on today’s Consumer Financial Protection...

Jun 23, 2025
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Article
Compliance

ICBA Offers Financial Preparedness Tips to Help Speed Recovery Following a Natural Disaster

2021-09-01 ICBA Offers Financial Preparedness Tips to Help Speed Recovery Following a Natural Disaster Washington, D.C. (Sept. 1, 2021) — The devastation of Hurricane Ida and the ongoing COVID-19...

Jun 23, 2025
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Article
Advocacy Risk

ICBA to Congress: PPP Forgiveness Should Be Straightforward

The Independent Community Bankers of America (ICBA) today told Congress that the Small Business Administration’s Paycheck Protection Program needs a simple, easy-to-use forgiveness process to...

Jun 23, 2025
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Article
Advocacy Crisis Preparedness

CFPB issues 1071 proposed rule

2021-09-02 CFPB issues 1071 proposed rule The Consumer Financial Protection Bureau issued a proposed rule to implement Dodd-Frank Section 1071, which requires the bureau to implement data...

Jun 23, 2025
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Article
Compliance

Treasury studying insurance sector climate risks

Treasury studying insurance sector climate risks The Treasury Department said the Federal Insurance Office is requesting public comment on the insurance sector and climate-related financial risks....

Jun 23, 2025
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Article
Advocacy Flood Insurance Risk

Financial Times: Community banks ‘irreplaceable’ during pandemic

2021-08-31 Financial Times: Community banks ‘irreplaceable’ during pandemic A new Financial Times article (paywall) reports on how community banks have been “irreplaceable” during the pandemic,...

Jun 23, 2025
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Article
Advocacy Crisis Preparedness

Agencies issue statement on Hurricane Ida

Agencies issue statement on Hurricane Ida Federal and state regulators said they will provide appropriate regulatory assistance to institutions affected by Hurricane Ida. Statement: In a joint...

Jun 23, 2025
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Article
Advocacy Risk

FEMA - Daily Calls for Broad Stakeholder Business & Industry Coordination Call Regarding Hurricane Ida

2021-08-30 FEMA - Daily Calls for Broad Stakeholder Business & Industry Coordination Call Regarding Hurricane Ida Information Date: Daily Time: 3:00 pm, Eastern Toll Free Dial in Number:...

Jun 23, 2025
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Article
Advocacy Risk Sector Calls +1 More...

ICBA testifying on PPP forgiveness

ICBA testifying on PPP forgiveness ICBA Chairman Robert Fisher is scheduled to testify this Wednesday at a House Small Business Committee hearing on what’s next for Paycheck Protection Program...

Jun 23, 2025
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Article
Advocacy Crisis Preparedness

Community bank customers weigh in on IRS monitoring

2021-09-01 Community bank customers weigh in on IRS monitoring Community bank customers have joined the industry in expressing opposition to the Biden administration’s proposal to require banks to...

Jun 23, 2025
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Article
Taxes & Budget

ARRC issues FAQs on LIBOR transition best practices

ARRC issues FAQs on LIBOR transition best practices The Alternative Reference Rates Committee released frequently asked questions on its best practices for using Secured Overnight Financing Rate...

Jun 23, 2025
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Article
Lending

ICBA to HUD: Disparate-impact rule must conform to court ruling

2021-08-25 ICBA to HUD: Disparate-impact rule must conform to court ruling ICBA and other groups expressed opposition to a Department of Housing and Urban Development proposal to re-implement its...

Jun 23, 2025
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Article
Housing Finance/GSEs

ICBA offers hurricane resources

ICBA offers hurricane resources ICBA updated its Hurricane Preparedness resource center with the latest on Hurricane Grace and Tropical Storm Henri. Update: With Grace making landfall on the Gulf...

Jun 23, 2025
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Article
Advocacy

Refinancing drives 2020 increase in closed-end originations: CFPB

The total number of closed-end originations and applications increased substantially between 2019 and 2020, according to a Consumer Financial Protection Bureau report on Home Mortgage Disclosure...

Jun 23, 2025
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Article
Compliance

FinCEN offers SAR trend data

FinCEN offers SAR trend data The Financial Crimes Enforcement Network’s interactive Suspicious Activity Report webpage now includes filing trend data by industry through the 2020 calendar year....

Jun 23, 2025
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Article
Cybersecurity Technology

ICBA, The Venture Center Gear Up for 2022 ThinkTECH Accelerator

ThinkTECH Accelerator 2021 Featured 2021-08-19 ICBA, The Venture Center Gear Up for 2022 ThinkTECH Accelerator Application period for community bank-focused fintech solutions now open Washington,...

Jun 23, 2025
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Article

ICBA continues IRS reporting consumer push

ICBA continues IRS reporting consumer push ICBA continues encouraging consumers to express opposition to the Biden administration’s proposal to require banks to report their customers’ account...

Jun 23, 2025
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Article
Taxes & Budget

ICBA urging consumer opposition to IRS reporting plan

ICBA is encouraging consumers to express opposition to the Biden administration’s proposal to require banks to report their customers’ account information to the IRS. Consumer Alert: Community...

Jun 23, 2025
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Article
Taxes & Budget

Credit union-bank acquisitions top 100

Credit union-bank acquisitions top 100 ICBA renewed its call for policymakers to examine the credit union tax exemption as the number of credit union-bank acquisitions passed 100. Latest: Following...

Jun 23, 2025
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Article
Credit Unions

As Credit Union-Bank Acquisitions Top 100, ICBA Urges Washington to Act

Tax-Subsidized Acquisitions Cost Taxpayers, Cut Regulatory Safeguards Washington, D.C. (Aug. 25, 2021) — With the number of tax-exempt credit union purchases of taxpaying community banks passing...

Jun 23, 2025
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Article
Credit Unions

Nacha ACH modernization rules effective next month

Nacha ACH modernization rules effective next month Nacha “Meaningful Modernization” changes to improve and simplify the ACH user experience are scheduled to take effect next month. Details:...

Jun 23, 2025
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Article
Automated Clearing House (ACH) Payments

ICBA Names Dale Kraemer Vice President, Finance & Accounting

ICBA Names Dale Kraemer Vice President, Finance & Accounting Washington, D.C. (Aug. 24, 2021) — The Independent Community Bankers of America (ICBA) announced Dale Kraemer has joined ICBA as vice...

Jun 23, 2025
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Article

CFPB issues credit card data-submission specifications

The Consumer Financial Protection Bureau issued new technical specifications for complying with credit card agreement and data submission requirements under TILA and the CARD Act (Regulation Z)....

Jun 23, 2025
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Article
Compliance

2022 ThinkTECH Accelerator open for applications

2022 ThinkTECH Accelerator open for applications ICBA and The Venture Center launched the application period for the 2022 ICBA ThinkTECH Accelerator program. Applications: Interested fintechs have...

Jun 23, 2025
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Article
Technology

Farm Credit assets top $407B

Farm Credit System assets rose to more than $407 billion during the second quarter from nearly $385 billion the same time last year, according to Farm Credit Administration data. Data: The...

Jun 23, 2025
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Article
Agriculture Rural Development

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