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ICBA Congratulates Travis Hill on Confirmation as FDIC Chairman
2025-12-19 Washington, D.C. — Independent Community Bankers of America (ICBA) President and CEO Rebeca Romero Rainey issued the following statement on the Senate’s confirmation of Travis Hill to...
OCC weighs in on state interest rate case
2025-12-19 The OCC filed an amicus brief with the U.S. Court of Appeals for the Tenth Circuit in connection with the National Association of Industrial Bankers v. Weiser case, saying the court’s...
ICBA supports proposal to increase Same Day ACH limit
ICBA said it supports Nacha’s proposal to increase the Same Day ACH dollar limit to $10 million while acknowledging the risk and efficiency concerns this expansion presents. Details: In a letter...
Fed research reinforces ICBA call to mitigate stablecoin risks
2025-12-19 A newly released Federal Reserve research paper warns that stablecoins could reduce bank deposits and lending—in line with a recent ICBA analysis on crypto exchanges paying interest or...
Fed report: Debit card transaction fraud growing
Fed report: Debit card transaction fraud growing 2025-12-22 The Federal Reserve published its biennial report on debit card transactions, which summarizes information collected from Durbin-covered...
Senate confirms Hill as FDIC chairman
2025-12-22 The Senate confirmed Travis Hill as FDIC chairman. Hill has served as acting chairman since January and was previously sworn in as vice chairman in January 2023. ICBA View: In a...
Fed seeks input on limited-purpose ‘payment accounts’
Fed seeks input on limited-purpose ‘payment accounts’ 2025-12-22 The Federal Reserve requested public comment on a proposed "payment account," which eligible financial institutions could use for...
Why Consistency is Essential in Banking
Why Consistency is Essential in Banking 2025-12-01 Working on Computer.png Banking thrives when trust is present. Customers entrust banks with their savings, aspirations, and financial security....
Navigating the end of penny production
2025-12-01 The U.S. Mint officially ended penny production on November 12, 2025, striking the final one-cent coin in Philadelphia. This marked the conclusion of a 232-year history for the penny....
Online Course Newsletter – December 2025
Online Course Newsletter – December 2025 2025-12-22 Course Catalog Changes for Jan. 1, 2026 Bank Compliance Bundle Subscribers Only: On Jan. 1, the following courses will be removed from the...
Rebeca Romero Rainey: Let's Continue the Course in the New Year
Rebeca Romero Rainey, president and CEO of ICBA, shares why it's more important than ever to ensure that community banks are actively engaged and leveraging the power of the tools that ICBA provides.
Jack E. Hopkins: Setting Our Priorities for 2026
There’s something about the new year that brings with it a clean slate and a fresh start. As we kick off 2026, we have the opportunity to shape where we want to go.
Deregulation Ahead: Community Bank Regulatory Outlook
Learn how regulatory changes in 2026, including stablecoin legislation and Section 1071 exemptions, will shape the future of community banking.
Innovation Strategies for Community Banks
Explore how community banks can use data insights, fintech tools and innovation to stay competitive.
4 Reasons Community Banks Should Offer E-Invoicing
E-invoicing can transform community banking by increasing deposits, reducing check fraud and fostering deeper customer connections.
How Community Banks Are Navigating Lending Growth
Explore the 2026 lending landscape for community banks, including trends in CRE, SBA loans, consumer spending and credit quality monitoring.
Should Community Banks Offer Subscription Management?
Build your customers’ financial health by helping them manage their subscriptions in-app.
Ladder vs. Barbell: Portfolio Management Tips
Learn how community banks can leverage barbell strategies to balance risk, improve yields and manage bond portfolios effectively.
ILC Loophole Impact on Community Banks & Regulation
Learn about the historical context of the ILC loophole, its implications for community banks and the ongoing regulatory debates surrounding this critical issue.
Community Bank CEO Outlook 2026: Challenges & Opportunities
Discover how community banks plan to stand out in 2026. Explore strategies for differentiation, deposit growth, fintech partnerships and loan opportunities
Adding a New Business Line? Key Bank Tips
Thinking of expanding your bank’s services? Explore expert advice on creating specialty lines, conducting due diligence and ensuring long-term profitability.
Financial Wellness: Community Banking & Investments Services
Learn how First National Bank of Pasco connects banking, lending, and investment services under one roof, focusing on women investors, retirement, and business planning.
Community Banking & Healthcare in Illinois
See how Longview Capital Corporation partnered with Remote Area Medical to provide free medical, dental and vision care, transforming lives in Illinois communities.
Powering Potential: ICBA Certification Q&A With McKenzie Humpal of First Citizens Bank
McKenzie Humpal, VP and compliance officer at First Citizens Bank in Mason City, Iowa, shares her journey and insights on compliance.
Powering Potential: How ICBA LIVE Is Crafted for Community Bankers
Every year, ICBA puts together a dynamic conference that puts community bankers front and center. Learn more about ICBA LIVE and how every educational session, speaker and meet-up event is built...
FS-ISAC shares tips for defending against ransomware
FS-ISAC shares tips for defending against ransomware 2025-12-23 Threat actors are increasingly targeting the financial services sector’s supply to steal data – and a favored tactic is ransomware...
FHFA reports decline in single-family guarantee fees
2025-12-23 The Federal Housing Finance Agency said the average single-family guarantee fee decreased to 65.2 basis points in 2024 from 65.5 in 2023. Details: In its latest annual report on...
House Republicans push Fed for new approach on pennies
House Republicans push Fed for new approach on pennies 2025-12-23 House Republicans asked the Federal Reserve to take a thoughtful approach to its role in recirculating pennies. Details: In a...
ENTER NOW: 40 Under 40: Community Bank Leaders awards
Nominations for 40 Under 40: Community Bank Leaders 2026 are now open! 40 Under 40 seeks to recognize community banking’s brightest, most promising young professionals. Winners are featured in...
OCC proposes preempting state laws on escrow interest
The OCC proposed issuing a preemption determination saying that federal law preempts state laws that eliminate OCC-regulated banks’ flexibility in paying interest or assessing fees on funds placed...
Agencies adjust CRA asset thresholds
2025-12-29 Federal regulators announced the 2025 updated asset-size thresholds used to define "small banks" and "intermediate small banks" under their current Community Reinvestment Act...
Treasury publishes penny FAQs
Treasury publishes penny FAQs 2025-12-29 The Treasury Department published non-binding guidance for businesses and consumers on handling various penny situations. Details: The frequently asked...
ICBA supports proposal to bar agency use of reputation risk
ICBA expressed support for a proposed rule to prohibit the use of reputation risk by regulatory agencies and urged the agencies to finalize it promptly. Details: In a letter to the OCC and...
Public Funds as a Strategic Anchor in Modern Wholesale Funding
SPONSORED | PTMA Funding links community banks and local governments, providing stable public deposits that diversify liquidity. Governed by statute and fiscal calendars, these fiduciary...
The IT Vendor Decision That Could Make or Break Your Bank
Integris_Sponsored 2026-01-01 For community banks, technology isn’t just a back-office function. It’s the foundation of trust, compliance, and growth. The wrong IT partner can leave you exposed to...
Your 2026 Budget Is Complete. Now Is the Right Time to Fix What Made It Hard.
Featured Image - 2000x1250.png SPONSORED | Budget season is behind you, but those frustrating spreadsheet errors, manual ALM imports, and limited forecasting flexibility that made it difficult...
Report: FHA insured 876k mortgages in 2025
2026-01-06 The Federal Housing Administration reported it insured 876,502 mortgages in 2025, representing $274.76 billion in original unpaid principal balance. Details: In its annual report to...
CFPB accepting HMDA data submissions
CFPB accepting HMDA data submissions 2026-01-06 The Consumer Financial Protection Bureau said its filing period for Home Mortgage Disclosure Act data collected in 2025 opened on Jan. 1. Submissions...
New article spotlights accelerating credit union acquisitions
2026-01-06 Once-rare credit union acquisitions of community banks are becoming routine and a defining feature of consolidation in U.S. finance, according to a new article. Details: As reported by...
'40 Under 40' nominations now open
2026-01-06 Independent Banker magazine opened nominations for its 2026 “40 Under 40: Community Bank Leaders” awards. Details: Sponsored by FIS, the awards recognize community banking’s brightest...