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ICBA discusses 1033 rulemaking in meeting with CFPB
Senior ICBA staff met with Consumer Financial Protection Bureau leaders to discuss its Section 1033 rulemaking on sharing consumer financial data.
Federal agencies target transnational cybercrime networks
The Treasury and Justice departments announced several actions against criminal networks responsible for scams and money laundering, including an ICBA-supported final rule targeting the...
Powell: Fed navigating data delayed due to shutdown
While some important government data have been delayed due to the federal government shutdown, available data indicate the outlook for employment and inflation has not changed much since the...
ICBA urges policymakers to support CDFIs
ICBA expressed concerns with actions to dismantle the Community Development Financial Institution Fund following reports of Treasury Department actions to abolish the fund.
FS-ISAC: North Korean criminals using new fraud technique
North Korean threat actors are leveraging a new technique to get victims to click on malicious links, the Financial Services Information Sharing and Analysis Center said in its latest weekly risk...
Treasury secretary, senator: It’s time to empower community banks
Treasury Secretary Scott Bessent and Senator Bill Hagerty (R-Tenn.) said empowering community banks to succeed is essential to driving economic growth in America.
Court sides with Fed to reject master account access from nonbank entities
The United States Court of Appeals for the Tenth Circuit sided with the Federal Reserve, ICBA, and other groups by rejecting Custodia Bank’s argument that it should be granted automatic master...
Nacha approves rules on enhancing international ACH transactions
Nacha voting members approved five Nacha Operating Rules changes aimed at increasing the awareness and efficiency of international ACH transactions.
ICBA supports bill to improve deposit insurance system
ICBA expressed support for deposit insurance reform legislation it said is an important start to strengthening the nation’s deposit insurance system that minimizes additional costs for community...
Senate votes down ICBA-opposed amendment to ban interest on reserves
The Senate last week voted against adding an ICBA-opposed ban on interest on reserves to the National Defense Authorization Act.
Community bank innovation: a multipronged approach to stablecoins, AI, and fraud
From the digitization of money with stablecoins to the rise of AI across operations, traditional relationship banking is evolving. ICBA is meeting the moment with a coordinated, multi‑pillar...
From Risk to Resilience: The Board’s Role in Governing Technology
Community bank boards and executives have always shouldered responsibility for risk, strategy, and growth. What’s changed is how much technology now drives all three.
New Analysis Shows Credit Union Acquisitions of Community Banks Harm the Communities That Can Least Afford It
ICBA and community bankers have long warned about the dangers of tax-exempt credit unions acquiring tax-paying community banks, a concerning trend that peaked last year and has continued in 2025.
On your marks
September 17 will possibly be a watershed day for Fed-watchers. Not only did we see the Federal Open Market Committee resume its rate cutting that’s been on hold since last December.
Online Course Newsletter – October 2025
Did you know there is a Best Practices Guide for LMS Users in the Administration Tab? This document should be distributed to all employees of the bank that are taking courses within the ICBA Online...
Online Course Newsletter – August 2025
Online Course Newsletter – August 2025 Did you know that employee training records within ICBA stay with the employee? This means if an employee worked at another financial institution that...
Online Course Newsletter July 2025
Did you know that the ICBA Online Training Custom Plan allows you to track in-house and third party training inside the Learning Management System? For those of you who subscribe to the Bank...
Online Course Newsletter June 2025
2025-06-24 What’s New On June 2, all HSA and IRA courses were updated with appropriate regulation guidelines and content. On June 23, the two Cyber and Information Security Overview courses were...
Flood of national bank trust charter applications demands policy response from OCC
2025-08-11 While the financial services industry continues to rapidly evolve, banking policy often struggles to keep up or suffers from ill-considered changes that miss the mark....
Community bank innovation: a multipronged approach to stablecoins, AI, and fraud
Wealth-Banner.jpg From the digitization of money with stablecoins to the rise of artificial intelligence across operations, traditional relationship banking is evolving. And ICBA is meeting the...
Digital Banking for the Modern Age
For community banks, digital transformation has moved from an industry colloquialism to a punch list reality.
Strategic Loan Modifications That Work
When a customer gets into trouble with loan payments, a modification is sometimes the easiest way to help them get back on track.
BayCoast Bank Helps Craft a Playhouse Fit for a Princess
In June 2023, BayCoast Bank in Swansea, Massachusetts, joined forces with a network of community partners to create a playhouse for a young girl with life-limiting medical challenges.
Managing Third-Party Fintech Risk
No matter how much effort your community bank puts into compliance, a third party can still put the bank at risk. Learn how to keep partners in check and ensure they’re compliant with regulations,...
Free IT Assessment for Banks—Limited-Time Offer
Banks: Get a free, expert-led IT assessment covering firewalls, MFA, email security, and more. Reduce risk, boost compliance, and plan for growth. Offer ends December 31, 2025. See if you qualify...
Rising Concerns Over National Bank Trust Charters
Over the past few years, we’ve witnessed an alarming upsurge in the number of nonbank financial technology firms applying for national bank trust charters.
Streamlining Social Media for Community Banks
Don’t have a dedicated social media person? No problem. New tools and an inclusive approach make your community bank’s social presence simpler to establish and maintain.
Personalization Strategies, Driven by Community Bank Data
By exploring and analyzing data-driven customer insights, community banks can enhance their personalization efforts to deliver proactive solutions with enhanced trust.
The Anatomy of a Rate-Cut Cycle
Examine the current Fed cycle versus the past to inform portfolio strategy.
Succession Planning Essentials for Family Banks
Creating succession plans for family-owned community banks can be complicated in all sorts of ways.
Evaluating Credit Card Rewards in Modern Banking
Younger generations prefer debit to credit, but consumers’ appetite for card rewards is still strong. Learn how your community bank can integrate rewards as part of its payments strategy.
Safeguarding Borrower Data
The HPPA curbs trigger leads and reinforces the trust at the heart of community banking.
Inviting Questions to Spark Better Conversations
We all know how powerful curiosity can be. Every great leader knows that inviting feedback and questions from their team can be a highly collaborative and productive process.
Wayne Miller: Customer Experience Through Strategic Innovation
Recent research from FICO shows that 88% of bank customers say experience is as important as or more important than products and services.
Making Homeownership Achievable, Together
Prospective homebuyers today might feel like the odds are stacked against them as they face increasing costs, market challenges and other socioeconomic barriers.
Ozark Bank Offers Custom Solutions for Nonprofit Partners
From lease-purchase solutions to crisis support, Ozark Bank shows how tailored financial services help local nonprofits and municipalities thrive.
Strengthening Franchise Value: Community Banks’ Growing Use of Reciprocal Deposits
In an environment where deposit competition is intensifying and customer concerns about deposit safety remain top of mind, reciprocal deposits have emerged as a vital tool for community banks.
Understanding the Opportunities and Concerns for Agentic AI
Here’s what you need to know about the newest form of AI, known as agentic AI.
Up-and-Coming Bank Technology: Separating Innovation from Hype
Community bankers, fintech experts and consultants alike are keeping their finger on the pulse when it comes to the latest technology—with the goal of understanding what’s useful and what’s all hype.
Out of Office: John and Lou Buhrmaster
John Buhrmaster, chief executive officer at 1st National Bank of Scotia in Scotia, New York, shares how he and his father, chairman Lou Buhrmaster, have a unique connection to vintage taxi cabs.